Category Archives: Mount Kisco

Dutch Property Prices In Five-Year Freefall | Mt Kisco NY Real Estate

Property investors who bought in the Dutch market have been hit with prices that have dropped for five straight years – and the decrease is accelerating, according to figures.

Average house prices fell by 11.4% in real terms last year to make it the biggest drop in values for five years.

The figure comes from the Dutch Association of Real Estate Agents (NVM) which adds that the future is bleak for investors and warns that property prices will inevitably fall again in 2013.

A spokesman said: “The country’s weak economy is not helping and we are seeing mortgage approvals fall and high interest rates which look like making any recovery in the near future impossible.”

Permits for new builds are also at their lowest since 1953 with just 55,804 applications being made.

Serious problems

According to government figures from Statistics Netherlands (CBS) the price of homes fell slightly less at 9.1%, when adjusted for inflation, in the year to November.

They say the biggest house price falls were felt in Amsterdam (-11.2%) and Apeldoorn (-9.7%).

Whichever figure an investor chooses, the property market in Holland is in serious trouble.

The NVM say the average house price in Holland is now £178,000 and the number of sales is also dropping too – down 7.2% between January and November to 99,897.

In comparison, between 2005 and 2008 the average number of property transactions was 200,300.

It’s a far cry from the property boom between 1992 and 2001, when property prices surged by 80% and then continued to increase each year afterwards by an average of 11%.

The boom ended when the economy officially went into recession in 2011 after 26 years of growth.

Europe’s worst mortgage debt

One legacy from that period, when successive governments pushed for home-ownership and introduced a generous tax regime, is that mortgage debt is now more than 100% of GDP, one of the highest levels in the Eurozone.

Property investors have also been warned off the Netherlands by investment firm Colordarcy, which says the country is the ‘worst performing’ real estate market in 2012.

Holland is now on a list, which also includes Eurozone basket cases Greece and Portugal, for countries where property investors will not see gains for the next 12 months.

A spokesman said: “Dutch property owners have some of Europe’s highest mortgage debts, so that coupled with the falling value of property and unemployment running at 15% is a real concern.

“We believe that the Netherlands is going to be the worst property market in 2013 and we cannot find a single reason why an investor would have gained anything in 2012 and they are unlikely to do so this year.”

7 Signs You are Not a Good Blogger | Mt Kisco NY Realtor

Let me start off this post with a little assumption … Every one of us wants to be a good blogger, right?7 Sign you are not a good blogger

But it’s not like we get a lot of direct opinions about how good we actually are… I mean, your friends and family will tell you that you’re great. A number of haters will tell you that you suck. But it’s not like these opinions reflect the actual situation.

The negative voices are always more vocal than the positive ones, and the things your friends say … well, they just don’t have the guts to say anything bad. So how you can find out for sure?

First of all, let’s explain what it means to actually be a good blogger.

Who’s a good blogger?

The most important distinction is that being a good blogger is not the same thing as being a good writer. Writing is a single activity – you take an idea, and write an article around it. Blogging involves a lot more elements. Apart from writing.

  • Bloggers have to network with other bloggers
  • Master the art of online promotion,marketing and social media
  • Do brand building
  • Attract new followers and subscribers
  • Have some business sense and be able to turn pro at some point
  • They need to learn how to make things happen
  • Manage their own work and time, and much much more

Taking all this into account, there are 7 signs that you’re NOT a good blogger.

1. You’re not publishing regularly

This is really basic, but some people still forget that publishing regularly is, essentially, your main task as a blogger. If you don’t publish regularly, people will lose track of what’s going on with your blog, or even forget about you completely, which is not good for business. If, at some point, you get distracted and don’t publish a post for a longer while, just return to your everyday blogging like nothing ever happened.

Whatever you do, don’t publish a “sorry I’ve been away post.” The reason is simple. Some people won’t even notice that you were gone, unless you tell them…

2. You’re not managing your time properly

Time management may sound like something only people loaded with extreme amount of work need, but it’s not the case. Whatever your career is, and whatever you’re doing, you can always use a time management system to make you more effective. Let’s face it, there are a lot of tasks a blogger needs to do on a daily basis, and if you try to keep it all in your head, you’ll inevitably forget some of it.

First of all, I encourage you to check out a methodology called Getting Things Done. Then try different online tools to make you more effective. Tools like: Remember The Milk, Teambox, Google Calendar, Dropbox, and others.

3. You have no blogging friends

Bloggers who try to make things happen on their own will have a lot harder time achieving success. Building a network of contacts and utilizing it for various purposes is a lot better approach. Here are some of the possible benefits:

  • you can email your blogging friends notifying them about a new post of yours,
  • you can take part in joint ventures,
  • you can promote each other on different occasions,
  • they can help you get guest posting spots on other blogs,
  • you can host guest posts from them,
  • you can promote each other’s products as affiliates, and much more.

Quite frankly, building a network of contacts is a great practice in any industry, blogging included. Don’t pretend that it doesn’t concern you.

4. No one contacts you with freelance writing opportunities

If you’re a good blogger, chances are that some people will notice and reach out to you with new opportunities. The most obvious opportunity for a blogger is a freelance writing project of some kind. If you’re inside a fairly popular niche, you should get offers like that every now and then. If there aren’t any then maybe you’re not as good as you think. But still, you can help the situation a little by providing an easy-to-use contact form or any other clear way of getting a hold of you.

It still amazes me that some bloggers have absolutely no contact information on their sites, or that the info is buried so deep that it’s like it wasn’t there at all.

5. You don’t know what SEO is

I’m sorry, but good blogging has a lot to do with SEO. Good bloggers accept this fact and try to make the most out of it. Bad bloggers think that SEO is not relevant and that content is the only king. From my perspective, there’s no point in providing great content if you’re going to do nothing to promote it in the search engines.

Every post you publish should include some form of SEO (optimization), even if it’s just some simple keyword research and good subheadings. Remember that Google is the biggest provider of traffic online. You can really earn a lot in terms of traffic and recognition if you decide to play their game.

6. You don’t know what your most popular articles are

This one is about knowing your audience and being aware what’s going on on your OWN blog. If you don’t know what your most popular content is then how are you going to create more of it? I mean, there’s really little point in publishing posts just for the sake of it.

Every blogger should aim at publishing only posts that have the biggest chance of going viral. To be up-to-date with your blog start by installing a plugin like WordPress Popular Postsand including a Google Analytics embed code in your blog. This will give you all the information you need.

What matters is ongoing work. Check your stats every week or every month and note which articles have become the most popular, then create your publishing schedule for the next months to include more articles similar to the popular ones in some way (topic, style, etc.).

7. You have no plan for your blog’s nearest future

Bad bloggers are always running around like a chicken with its head cut off. Remember that you’re a blogger long term (at least that’s my assumption). So you need to have a plan for your blog, or else your success will be a lot less predictable. Things worth including in your plan are:

  • Your publishing schedule.
  • New keywords to tackle.
  • A list of blogs where you want to guest post.
  • A list of products you want to create.
  • A list of products you want to promote as an affiliate.
  • A list of joint venture projects and their execution schedules.
  • The general goal your blog should achieve in one year’s time.

Of course, this is just an example, and you’re free to include whatever else you find suitable. That’s it for my list of 7 signs that you’re not a good blogger. Feel free to comment and share your own insights. Also, what would look good as the item #8 on this list?

About the author: Karol K. is a freelance writer and blogger. If you’re interested in learning how to start writing paid articles feel free to visit him at YoungPrePro.

 

Want to Learn More About How to Create Compelling Content that Your Audience Wants to Read, View and Share?

My book – Blogging the Smart Way “How to Create and Market a Killer Blog with Social Media” – will show you how.

It is now available to download. I show you how to create and build a blog that rocks and grow tribes, fans and followers on social networks such as Twitter and Facebook. It also includes dozens of tips to create contagious content that begs to be shared and tempts people to link to your website and blog.

I also reveal the tactics I used to grow my Twitter followers to over 130,000.

Download and read it now.

 

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Private mortgage insurance rate app now on Android | Mt Kisco Real Estate

 

Radian Guaranty Inc. has rolled out a Google Android version of its free mortgage insurance rate mobile application — previously available for iOS devices — making rate quotes available to nearly 90 percent of smartphone users.

Radian Guaranty Inc., a private mortgage insurance and risk management provider, is a Philadelphia-based subsidiary of Radian Group Inc.

The move comes four months after the launch of what the company said was the first mobile app to offer mortgage insurance rate quotes, Radian Rates, available in the Apple App Store for the iPhone and iPad.

The apps are mobile versions of the company’s existing online rate finder, which allows lenders to input loan criteria such as loan-to-value ratio, FICO score, property type and debt-to-income ratio. The apps then return mortgage insurance rates for several different types of Radian products.

“We developed Radian Rates as another way to make it quicker and easier for our lending partners to do business with us,” said Brien McMahon, Radian’s chief franchise officer and head of sales, in a statement.

“Based on the positive feedback from our App Store release, we wanted to expedite a version for Android to ensure we were providing all of our customers with the ability to access our rates in seconds on their smartphone, wherever they are, to better accommodate their busy schedules.”

Earlier this month, comScore reported that 53.7 percent of smartphone owners used the Android platform as of the end of November. Just over a third, 35 percent, used Apple’s iPhone platform, and 7.3 percent used Research in Motion’s BlackBerry platform. 

In November, Radian announced its mortgage insurance offerings had been integrated into a loan origination system from mortgage and consumer lending technology company Mortgagebot.

 

Katonah NY Area 2012 High Sold Price Report | RobReportBlog

2012 High Sold Price

$9,300,000.00 Armonk

$2,575,000.00 Chappaqua

$2,872,500.00 Pound Ridge

$2,600,000.00 North Salem

$4,750,000.00 Bedford NY

$1,557,000.00 South Salem

$3,995,000.00 Bedford Hills

$3,950,000.00 Mount Kisco

$4,000,000.00 Katonah