Monthly Archives: August 2013

Falling foreclosures: A sign of borrower heroism | Bedford Real Estate

Falling foreclosures are the result of heroic homeowners who have spent the past five years deleveraging, or paying down personal debts, says economics reporter Jon Hilsenrath with The Wall Street Journal.

CBS This Morning caught up with Hilsenrath to learn more about this deleveraging trend.

The news agency pulled the following excerpt from the interview:

“Americans have done something heroic, really, in the last five years,” Hilsenrath said. “Faced with all of this debt after the housing boom, they’ve made a lot of progress on paying it down. Almost one-eighth of the household consumer debt got basically paid down.”

                    Source: CBS News – WSJ

Two Philadelphia University students created sophisticated interior furnishings with fungi | Pound Ridge Homes

 

 

Several years ago, forward-thinking Ecovative Design made headlines with its development of insulating and packaging materials made from mushrooms. What these mycological biocomposites lacked in aesthetic refinement they made up for in environmental performance, given their minimal-impact production.

Recently, Philadelphia University industrial design students demonstrated that fungi can be utilized to create more sophisticated interior furnishings. For their senior project, Merjan Tara Sisman and Brian McClellan created the “Living Room Project,” with a prototype chair and pendant light made from the mycelial roots of mushrooms. After discovering various ways in which to control root growth within prefabricated molds, Sisman and McClellan crafted objects of unexpected sturdiness and refinement.

The duo consider their design process—which is similar to that used by Ecovative—akin to a zero-energy type of 3D printing. “What I loved about mycelium was the fact that its act of growth became the design itself,” Sisman told The Philadelphia Inquirer. “It is actually beautiful. It is a pretty little smart thing that holds great potential.”

Blaine Brownell, AIA, is a regularly featured columnist whose stories appear on this website each week. His views and conclusions are not necessarily those of ARCHITECT magazine nor of the American Institute of Architects.

 

read more…

 

http://www.architectmagazine.com/furniture/fungus-furniture.aspx?utm_source=newsletter&utm_content=jump&utm_medium=email&utm_campaign=EBP_082713&day=2013-08-27

 

Home Depot piggybacks off housing recovery | Bedford Corners Real Estate

According to CNBC, Home Depot (HD) experienced a booming second quarter, with its net earnings surging to $1.8 billion, or $1.24 a share, in the second quarter, from $1.53 billion, or $1.01 a share, a year earlier.

“I know there’s been a debate lately about the strength of the housing market,” Brian Nagel, senior equity research analyst at Oppenheimer & Co., told CNBC’s Squawk Box. “I think the housing market is recovering quite well here. And I think Home Depot is capitalizing quite well.”

                    Source: CNBC

A DIY Solar Expert Shares His Wisdom | Chappaqua Real Estate

 

Gary Reysa is a DIY solar expert and regular contributor to MOTHER EARTH  NEWS. He’s been tinkering with solar projects for nine years, and he gathers  data for every project he builds. We thought you’d like to learn more about the  person MOTHER EARTH NEWS turns to when we have questions about home solar  projects.

How did you become interested in solar power projects?

I’ve been interested in solar heating projects for quite a while — a lot of  people were experimenting with solar in the ’80s, and I always found that  interesting but didn’t take on any projects at the time. When we retired to  Montana in 2000 — and faced the prospect of bills for 1,800 gallons of propane  for a heating season — I thought it was time to get busy on some solar  heating!

I’ve found solar thermal projects to be not only helpful on energy bills, but  also interesting from a technical and design point of view. There are lots of  opportunities for innovation in this field. It’s a great area for “garage  inventors,” and I encourage people with an interest to give it a go.

What was your first homemade solar project?

The first real solar project was the thermosyphon solar heating collector for  my barn. (Read about it in Build a Simple Solar Heater.) The simplicity, effectiveness  and short payback of this heater got me hooked on doing more.

Whenever you build a solar project, you record data and analyze  efficiency. How did you develop the knowledge required to do that?

I guess this comes out of a long career in engineering at Boeing. If you  can’t measure how well version A of a design does, you don’t know where to go  with version B — measuring results is the real key to improving a design. The  physics and measurements of solar thermal applications tend to be pretty simple  and easy to understand, which is nice.

You have tons of information about solar projects on your  website, Build It Solar. What’s your favorite  project?

I guess if I had to pick a single project, it would be the solar shop heater. It’s just a set of glazed doors outside  of my shop’s overhead door. To let solar heat and light in, you raise the  overhead door, and to keep this from being a huge night heat drain, you lower  the insulated overhead door — nothing could be simpler.

The combination of solar heating and outstanding lighting that you get from  this simple design transforms the shop into a great place to spend time. People  look at me strangely when I pick this project as my favorite, but I really  appreciate simple things that work well.

What do you think is the most important material on your  website?

I have a program called The Half Plan, which is an easy and cost effective way to  cut one’s energy consumption and carbon emissions in half (or more). When I read  about trillion dollar programs to implement carbon sequestration for coal-fired  power plants, I realized that simply not using the energy in the first place is  less costly, is less technically risky, and pays a big dividend in saved fuel  costs. And, it’s easy to do — we just all need to get busy and do it!

Have you ever built something that didn’t  work?

Oh, if I had a nickel for every failure!

Prototypes that don’t work are the way you get to designs that do work. But,  you have to set them up so that you learn from each try — this goes back to  measuring results.

Do you also experiment with photovoltaic (PV) or wind-generated  electricity?

I’m putting in a PV system right now. I’m doing all the work myself and  learning a lot — it’s a fascinating technology. From my perspective, the  negatives are that there is not much room for innovation and the payback is  still not very good.

Why do you prefer to work with solar-heated air and water  projects?

 

Read more…

 

http://www.motherearthnews.com/print.aspx?id={72E669F8-B0E3-4EE7-9E05-E5B8B370E495}#ixzz2dSTmj6vf

Art Garfunkel To Perform, Speak In Armonk | Armonk Homes

Music legend Art Garfunkel will perform acoustic sets Oct. 25 and 26 at Whippoorwill Hall at the North Castle Public Library.

The performances will be at 8 p.m. at the library, 19 Whippoorwill Road E., Armonk.

The library said the event will be “an intimate evening of songs, anecdotes, prose and a question-and-answer session with the renowned singer, songwriter and poet.”

Attendance for this event is limited and advance tickets are required. Tickets are $40 and can be purchase online only beginning Sept. 1 here.

The doors will open at 7 pm, and general seating is on a first-come, first-served basis. Because of the intimate nature of the program, the library asks those interested to use discretion with regards to purchasing tickets for children under the age of 10.

The library said Garfunkel has asked those who attend to refrain from the use of cameras or video/audio recording equipment of any kind at the performance.

 

read more…

 

http://armonk.dailyvoice.com/events/art-garfunkel-perform-speak-armonk

 

Summer at SoundWaters: Outdoor experiences and lifelong memories | Pound Ridge Real Estate

Summer at SoundWaters: Outdoor experiences and lifelong memories   

This summer, more than 350 campers explored, examined, investigated and discovered the habitats, marine animals and waters of Long Island Sound as they experienced first-hand the natural world in a joyful and educational outdoor setting.

The unique location of SoundWaters Coastal Education Center in Stamford’s Cove Island Park multiplies the range of outdoor activities available to campers. Through the generosity of SoundWaters donors, one-third received full or partial scholarships, which provided shared opportunities for every boy and girl to feel connected to the Sound.

 

Depending on their ages, some campers used seine nets to gather plankton, went on scavenger hunts and engaged with Long Island Sound animals during “creature feature” sessions in our Teaching Aquarium. Others studied populations of crabs and small fish they found at the shore, and conducted scientific experiments such as dissecting squid in the Learning Laboratory.

 

Canoists learned the parts of the boat, paddling techniques and boarding and maneuvering a canoe. But canoeing was not their only objective: After paddling across Holly Pond, they discovered the animals of the salt marsh and while aboard performed water quality tests using scientific equipment.

Each day, Opti and Pico sailors rigged their boats and raised sails, developing both confidence and proficiency. Lessons in sail theory, navigation and currents, combined with a direct realization that they shared the Sound with living marine animals, enhanced their sailing experience.

A summer camp would not be complete without daily swimming sessions, outdoor games, and of course, camp songs.

The campers often shared their experiences at night with their families, sometimes persuading parents to sign them up for additional sessions. One 6-year-old has already told her mother that she loves “science camp” and wants to have her next birthday party at SoundWaters.

“I cannot thank SoundWaters enough,” said one mother whose son received a scholarship. “This was the best summer because of your camp. I am so grateful.”

Read other Snapshots

Regards,

Leigh Shemitz, Ph.D.
Executive Director
SoundWaters

Down to Earth Farmers Markets | Mt Kisco Real Estate

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Fresh Food from Local Sources – August 29th-September 4th, 2013 Down to Earth Markets
PlumsonTree
What’s New and in Season This Week
**Any 3 items for $20!** Pika’s Farm Table Apples Taliaferro Farm Butternut Squash Rexcroft Farm Cut Flowers Locust Grove Fruit Farm
Dandelion Greens John D. Madura Farms
Donut Peaches Migliorelli Farm                                     Rexcroft Farm
Eggplant
Varieties John D. Madura Farms                                     Migliorelli Farm                                     Rexcroft Farm Haricot Verts Taliaferro Farms Heirloom Tomatoes Alex’s Tomato Farm                                     Migliorelli Farm                                     Rexcroft Farm                                     Rockland Farm Alliance
Melons Alex’s Tomato Farm Plums Alex’s Tomato Farm                                     Mead Orchards                                     Migliorelli Farm Sweet Peppers Migliorelli Farm
Yellow Watermelon Migliorelli Farm Zestar! Apples Alex’s Tomato Farm                                     Mead Orchards                                     Migliorelli Farm
Click on a Market to see all vendor and event details…

Westchester                                     County     Ossining
Saturdays, 8:30 am-1:00 pm
Rockland                                     County
Croton
Sundays, 9:00 am-2:00 pm
Rye
Sundays, 8:30 am-2:00 pm
Piermont
Sundays, 9:30 am-3:00 pm
L Larchmont
Saturdays, 8:30 am-1:00 pm
Tarrytown/Sleepy Hollow
Patriot’s Park Farmers Market                                     Saturdays, 8:30 am-1:00 pm
Spring Valley
Wednesdays,                                      8:30 am-3:00 pm
New Rochelle
Now at Huguenot Park!                                     Fridays, 8:30 am-2:30 pm
Yonkers/Ridge Hill
Ridge Hill’s Farmers Market                                     Fridays, 11 am-7:00 pm
Headed to the city soon? Visit a Down to Earth Farmers Market in NYC!
Announcements
Tarrytown
This Saturday local guitarist Glenn Roth will play acoustic tunes at the market from 10 am to noon. His music adds a lovely ambiance to your beautiful market!   Stay tuned to all market happenings via our Down to Earth Markets Facebook page                           and follow us on Twitter @DowntoEarthMkts.                                                
Farmers Market Bounty for NOFA-NY Locavore Challenge
NOFA cover
Recognize this cast of characters? The Down to Earth Markets crew enjoys                                     Locavore Dinner at Little Seeds Gardens                                     September 2012

Teatown Lake Reservation News Update | Chappaqua Real Estate

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August 29, 2013
Click here for more of Teatown’s upcoming programs
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All programs require pre-registration. To register, call 914-762-2912 x110.
A Night in the Woods
Sept. 22, 5:00pm
To purchase tickets to the event click here
Auction Sneak Preview for
A Night in the Woods
 

A Fine Dining Tour
of Westchester

$1,400 value

 

Enjoy some of Westchester’s best restaurants!
An impressive line-up of chic eateries featuring local, fresh ingredients including:

Crabtree’s Kittle House Chappaqua

Moderne Barn, Armonk

Restaurant North, Armonk

Rivermarket Bar & Kitchen, Tarrytown

X2O, Yonkers

 

and a choice of :

Blue Hill, New York City

                  or

Blue Hill, Stone Barns,

Pocantico Hills

 

~~OR~~
Find Serenity at
Lakeside Pines
              $3,400 value

Shenkman House- Adirondacks

Relax for a week in this 4-bedroom, 3-bath home nestled in the Adirondacks. Midway between the towns of Saranac Lake and Tupper Lake, the location offers outdoor enthusiasts access to the Northern and Central Adirondack region. Relax on a chaise lounge and gaze at the spectacular mountain view, warm yourself by the fire or fill your day with outdoor activities. The options are many when you stay at Lakeside Pines!
Visit Teatown

1600 Spring Valley Road
Ossining, NY 10562
914-762-2912
Nature Center hours:
9:00am-5:00pm everyday
Trails are open 365 days a year from dawn to dusk.
  Teatown Lake Reservation’s mission is to conserve open space and to educate and involve the regional community in order to sustain the diversity of wildlife, plants and habitats for future generations.

 

 

Your donation can make an immediate impact to help conserve and protect the diversity of wildlife, plants and habitats . . . today and into the future.

Hike The Overlook Trail

Saturday, August 31, 10:00am-12:00pm

We’ll visit one of the least frequented areas of Teatown on this moderate distance hike through Hidden Valley and up the Overlook Trail. Look for box turtles and snakes in the blueberry meadow and see how the blight on hemlocks has changed the landscape.
Wildflower Island Tours
Saturday, August 31, 11:00am &1:00pm
Sunday, September 1, 1:00pm
Enjoy a guided tour of Wildflower Island, Teatown’s unique two-acre sanctuary that is home to over 230 species of wildflowers and shrubs native to our area.
View the current bloom list.
Please note that access to the Island is by guided tour only. Tours are intended for guests ages 12 and over.

TOUR TIMES:

Saturday, August 31: 11:00am & 1:00pm Sunday, September 1: 1:00pm

$4pp for members; $6pp for nonmembers.
Children’s Discovery Series
Weekly Classes begin September 10th

Little Tree Huggers 2-3 year olds with caregiver

Tuesdays: 10:00am-11:15am

or Wednesdays: 1:00pm-2:15pm

Sow the seeds of nature knowledge with your child. Children and parents are encouraged to use all of their senses to explore autumn.

Knee Hi Nature, 4 Year olds

Tuesdays: 1:00pm-2:30pm

or Wednesdays: 10:00am-11:30am

Boundaries disappear as children explore the natural world of bugs, rocks, habitats and more. Each session features a short hike, story or craft and visits with animals.

Classes begin September 10th and run for 8 weeks.

Class fee: members $150; nonmembers: $175

Yoga and Hike at Teatown
Saturday,September 28, 9:00am
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Spend a lovely fall morning in the outdoors practicing yoga and taking a peaceful trail
walk at beautiful Teatown Lake Reservation. All levels of yoga welcome. Class led by a Club Fit instructor.
FREE Teatown and Club Fit members;       
$15 for nonmembers.
Call Karen Cornetz at Club Fit to register, 914-250-2762 or email kcornetz@clubfit.com.
Calling all Teatown Camp Alumni! Camp Alumni Reunion
Sunday, October 13, 3:00pm-6:00pm
Recapture your camp days and reconnect with former camp friends  at Teatown’s first camp alumni event! The event is free of charge and open to all camp alumni who have aged out (age 15 and over), counselors and their families. A pizza truck will serve food, beer and soda. Live music will add to the festivities, as well as guided hikes along the Teatown trails.

 

To RSVP, click here or call 914-762-2912 x124.
On Time and Place: Celebrating Scenic Hudson’s 50 Years
On exhibit in the Nature Center Gallery
September 4-30, 2013
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Photo:View to Olana from River School Farm, courtesy of Carolyn Marks Blackwood

Since 1963, Scenic Hudson has worked to preserve the Hudson Valley’s beauty. To help celebrate its 50th anniversary year in 2013, Scenic Hudson will present a curated exhibition of photographs that pay tribute to the organization’s inspiring story and the Hudson Valley’s people and communities. The diverse group of artwork includes traditional landscapes but also views of waterfronts in transformation and places bearing scars of pollution and other challenges to be addressed.
Learn more about this amazing exhibit.

Gallery hours: Daily, 9:00am-5:00pm

 

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Flood insurance ‘crisis’ may hurt St. Pete Beach real estate market | North Salem Real Estate

City officials are worried that rising federal flood insurance costs for home and business owners will pummel the local real estate market and property tax revenue.

“There is a looming flood insurance crisis that is about to hit us,” Vice Mayor Marvin Shavlan told the City Commission this month.

Evidence of that crisis is already apparent as real estate sales fall through when buyers discover that their flood insurance bills could be as high as $24,000 a year, Shavlan said.

“It will significantly slow down the real estate market. People are scared to buy older homes,” agreed Jake Holehouse, an agent at Holehouse Insurance in St. Petersburg and a longtime St. Pete Beach resident.

“We are all very concerned about the outcome,” said Doug Swain, an agent at Re/Max Preferred in St. Pete Beach. Another agent lost a big sale this month because of the flood insurance rate increase, he said.

Congress, reacting to the extensive damage caused by Hurricane Sandy, changed the rules for flood insurance in July 2012 with the goal of collecting enough premiums to cover claims made under the federal program.

As a result, insurance rates are expected to sharply escalate beginning in October to rates that in many cases could be significantly higher than home mortgages.

Many homes in St. Pete Beach are below base flood elevation.

And anyone who purchased such a home after July 2012, absentee homeowners who live elsewhere 80 percent of the time, and any homeowners whose flood insurance policies lapsed or were canceled will feel the effect first, Holehouse said.

He cited an example. A home built in 1960 and 7 feet below base flood elevation was valued at $148,000 when it was purchased in March but will have an annual flood insurance premium of $22,400.

Similarly, Holehouse said, the new owner of a 1956 home 8 feet below flood level is now paying $1,960 but will have to pay $29,100 after Oct. 1.

 

read more…

 

http://www.tampabay.com/news/localgovernment/flood-insurance-crisis-may-pummel-st-pete-beach-real-estate-market/2138582

 

 

 

Armonk Weekly Real Estate Report | Armonk NY Real Estate for Sale

Armonk   NY Weekly Real Estate Report8/29/2013
Homes for sale84
Median Ask Price$1,737,000.00
Low Price$395,000.00
High Price$17,000,000.00
Average Size5188
Average Price/foot$433.00
Average DOM159
Average Ask Price$2,349,718.00