Monthly Archives: November 2014

Prepare Your Home for Winter | Waccabuc Real Estate

 

By the time fall rolls around, most of us are ready to say ‘goodbye’ to the summer heat, and hello to a few months of cool weather. However, autumn is more than just a time to enjoy the changing color of the leaves and the dropping of the mercury in the thermometer; it’s a time to prepare your home for the coming ravages of winter. After all, if you don’t take care of potential problems now, before they actually happen, you could find yourself stuck with some major repair work right in the middle of the Holiday Season. Here’s a quick list of things you need to do to prepare your home for the coldest months of the year.

1. Prune back your hedges, shrubs, and branches.

When it comes to being covered in snow, the plants with less surface area are less likely to get damaged. Trimming back your outdoor plants will help keep them safe, and will give them a nice fresh start to grow from once spring arrives.

2. Check around your doors and windows.

With the cold fast approaching, now’s the time to locate any areas of your home through which heat could escape. Make sure that the caulking around you windows is solid and free from cracks, and check around your doors to make sure that they shut securely without leaving gaps.

3. Give the heater a test run.

Replace your furnace filter, open your vents, and kick the heater into high gear, because you’ll want to make sure that your heater works before you get trapped inside during a blizzard. If you notice any problems, call a repairman and get it sorted out quickly.

4. Clean and cover the AC outdoor condensing unit.

This is good idea especially if your area drops into low temperatures or has heavy snowfall. Use a high pressure hose to clean any debris out of the condensing unit, and then cover it up for the winter. If left open, the harsh winter weather could damage your system, leaving you without a cooling system once things begin to heat up again.

5. Clean out your gutters.

If you have any trees near your house, then chances are that once all the leaves have fallen, you’ll have rain gutters that are absolutely full of debris. Clean these out before the weather starts to get any worse, otherwise you could have to deal with water buildup and ice damage.

6. Check the roof.

If you have any missing or damaged shingles, you should hurry to get them replaced before winter arrives. Also check to see if you have any significant air leaks coming up through the roof, and have them repaired if you do.

7. Blow out your sprinkler system.

In many areas, simply turning off your sprinklers isn’t enough to protect them. Have your sprinkler lines completely emptied of any residual water by using an air compressor (or hiring someone to use an air compressor) to blast it free. Water left in the pipes could freeze, causing massive damage to your home irrigation system.

8. Fix any cracks in your driveway and other paved surfaces.

Small cracks can become big eyesores if you allow water to get into them and freeze. So, before that happens, take a close look at any of your paved surfaces and fill any cracks with either poured concrete or special concrete crack sealer.

 

 

read more…

 

http://www.motherearthnews.com/green-homes/

Easier mortgage rules, stable rates bring back U.S. home buyers | South Salem Real Estate

Many U.S. home buyers are returning to the market after almost a year as interest rates stabilize and regulators propose more relaxed rules on mortgage lending.

U.S. homebuilders D.R. Horton Inc and Toll Brothers Inc reported jumps in orders this week at rates not seen since last year.

“We’re definitely seeing a lot more purchase business than we have in the past,” said Matt Hackett, underwriting manager at Equity Now, a New York-based mortgage lender.

Interest rates fell in October to their lowest since June 2013 after rising steadily for the past year. Although up slightly since, they are still at historic lows.

New rules proposed will allow Americans to buy homes with down payments as low as 3 percent.

“The buyers realize that they’re never going to get this kind of low interest rate environment,” said David Crowe, chief economist at the National Association of Home Builders.

Wayne Wellington, a 47-year old inspector at the Broward County housing authority in Florida, said he wanted to upgrade his current house for a larger property before rates spiked.

“Interest rates look like they’re on the verge of moving up a little bit and I’ve got to capitalize now on these wonderful rates,” he told Reuters.

The improvement in buyer sentiment is bringing much needed relief to homebuilders, which reported an underwhelming spring selling season this year. Spring selling is to homebuilders what the holiday season is to retailers.

“First-time home buyers are the ones missing from the marketplace (and) part of the reason we’ve had a relatively slow recovery in housing. Some relaxation in the overly restrictive lending standards will bring the first-time home buyer back,” Crowe said.

The Dow Jones U.S. home construction index rose about 4 percent this year to Monday’s close, after doubling between January 2012 and January 2014.

Five of the largest U.S. homebuilders – D.R. Horton, Toll Brothers, Lennar Corp, PulteGroup Inc and KB Home – trade below their intrinsic values, according to StarMine.

The StarMine model measures how much a stock should be worth when considering expected growth rates over the next 15 years.

 

read more…

 

 

http://finance.yahoo.com/news/easier-mortgage-rules-stable-rates-182541447.html

Don’t expect full housing recovery ’til 2018: Poll | Bedford Hills Real Estate

Home prices may have hit bottom in early 2012, but the housing recovery still has a long way to go. In fact, home values may not exceed their prerecession peak until the early part of 2018, according to a quarterly survey of more than 100 experts sponsored by Zillow (Z).

“We’ve reached a point in the recovery where the only real cure-all is time,” Zillow Chief Economist Stan Humphries said. The survey included economists, real estate professionals, investment and market strategists, and was conducted for Zillow by Pulsenomics LLC.

The panelists predicted that U.S. home values will finish out 2014 with a gain of 4.8 percent from 2013, with the median home value at $176,760. Most blamed shifting demographics and the weak financial state of today’s potential first-time home buyers for the slower-than-expected recovery.

Millennials are facing high rents, which prevent them from saving for a down payment. They are also marrying later in life; marriage is one of the top drivers of home ownership.

“The market remains very challenging for younger, first-time home buyers who face an uphill battle saving for a down payment, qualifying for a mortgage and finding an affordable home to buy. At the same time, many older homeowners are trapped underwater or are unable to find buyers for their homes,” Humphries said.

The experts predicted a leveling off of annual price increases nationally starting in 2015, with gains averaging 3.7 percent through 2019. That is a stark 20 percent drop from the gains originally expected for the year.

 

read more…

 

https://homes.yahoo.com/news/full-housing-recovery-delayed-til-140800658.html

A Ward System is Wrong for Our Town of North Castle | Armonk Real Estate

 

My Fellow Citizens of North Castle . . .

Pardon this lengthy e-mail but it is, in fact, extremely important!

This coming Thursday, November 13th, our town will be required to hold a special election, initiated and proposed by North White Plains resident Tony Futia, on the adoption of a Ward System. You will be asked to cast a yes or no vote on the following two propositions:

Proposition 1: Shall the ward system be established for the election of Councilmen or Councilwomen in the Town of North Castle?

Proposition 2: Shall the number of Councilmen or Councilwomen of the Town of North Castle be increased from four to six?

I urge you to VOTE NO to BOTH of these propositions and here is why I feel strongly about this . . .

  • Under the ward system you can only vote for one Town Board member and only from your local ward. Therefore, if you feel there are more qualified candidates outside of your district, you will NEVER have the opportunity to vote them into office. Conversely, if there are councilpersons outside of your ward who are performing poorly or who are compromising the town, you will NEVER have the opportunity to vote them out.
  • A ward system will encourage “political horse trading” and “pork.” Town Board members will team up with other members to form a majority to bring “pork” to their own districts at the expense of other districts.
  • Under the ward system a Town Board member is obliged only to their ward, not the town. They will focus on residents in their own ward to ensure re-election. Other Town Board members will do the same and, therefore, not be as concerned with issues in other districts. This will lead to self serving policies, continuous wrangling, and a division of our town. No longer will the greater good of our town be a top priority.
  • The ward districts will be drawn up by the Westchester County Board of Elections AFTER the election. Therefore you will not know your ward until after the election. Additionally, expanding the size of the Town Board to 6 (7 including the Supervisor) is unnecessary, will increase costs and will make it unwieldy.

I have had the privilege to live and work in our great town of North Castle for the past 17 years.

Many of you know me from my involvement with The Small Town Theatre Company where we produce summer evening concerts in our park, plays at The Hergenhan Center, and film festivals at Whippoorwill Hall. I have also had the privilege to volunteer time to various town organizations, committees, advisory boards, and task forces including The Art Show, the Cider and Donut Festival, the Road Races, the Frosty Winter Parade, the Communications Committee, the Historical Society, the Landmarks Preservation Committee, and the Chamber of Commerce.

I also take pride as an active participant to our democratic process by attending Town Hall Meetings to ensure that we have a town governed by honorable, capable, and trustworthy public servants.

It’s important to note that I have no self-serving interest in expressing my opinions as I have no financial or family relationship with any real estate developer, commercial property owner, or town employee. Nor am I seeking any political office now or in the future.

Last November you voted in a first class town board that is cohesive yet diverse – 2 republicans, 2 democrats, and 1 independent. You voted to bring back civility, courtesy, and respect. You were given the opportunity to vote for the most qualified candidates to represent the interests of ALL our residents. And, since last November, it has paid off economically, aesthetically, and professionally. Why would we want to change a system that works and allows you to “hire” the most competent candidates?

If you think our U.S. Congress is efficient and effective, then you will love the ward system – it is the same thing! North Castle is too small for such bureaucracy and only a handful of very large cities and towns throughout New York State (Yonkers, Hempstead, Poughkeepsie, etc.) adopted it. New Castle voters rejected such a proposal in 2011.

Click on the following link to locate the polling site for your November 13th vote: Special Town Election.

I thank you for your time to read this very important message and for your consideration.

Sam Morell

Armonk Wards | Armonk Real Estate

Local Representation for North Castle Neighborhoods

 

 

 

On the Road to Non-Partisan Elections

 

 

 

Neighborhood Representation on the North Castle Town Board will  reduce partisan control of Town Government.

 

 

 

 

 

 

A special election considering Neighborhood

Representation on the Town Board will be held on

 

Thursday, November 13, 2014.

 

Vote Yes on Both Propositions

 

 

 

“There is no Republican / Democrat way to plow snow.”  Yet, the major Town political parties, the gatekeepers of Town politics,  have managed to concentrate power in a tight political establishment for decades. Outsiders are not welcome.

 

 

Town wide Elections make it almost impossible for non-partisan candidates to run.  Parties control:

 

  • Endorsements
  • Petitions
  • Funding
  • Ballot lines
  • And More….

 

The Ward System can enable non-partisan candidates.

 

  • Barriers for candidates to run will be dramatically reduced.
  • Neighborhood elections are scaled where candidates do not need Party support.
  • Small election districts will allow non-partisan candidates to effectively compete.

 

Non-Partisan candidates can reduce the concentration of power and provide for more equal representation.

 

 

More Councilpersons will also make the Board more transparent, as it would be harder for the establishment to tightly control the Board.

 

 

 

The Democrat and Republican Party Committees bitterly oppose the Ward System because they have the MOST TO LOSE.

 

  • The Ward System proposal has brought the  Town’s political parties together.  United for North Castle (UNC), is a PAC made up of the major Town Party committees.
  • They have joined together in an e-mail and sign campaign opposing the ward system and defending the Armonk centric political establishment.
  • It is a shame that rather than discuss the pro’s and con’s of the ward system, UNC has chosen to attack the  North Castle citizen petitioners with innuendo and personal attacks;
  • It is a shame the party leaderships resort ugly political tactics, falsely trying to link the petitioners to some unnamed evil forces, rather than discuss propositions on their merits;
  • It is deceitful, knowing full well that the Board of Elections will assure wards with equal populations, to  publish misleading data on hypothetical ward maps implying unequal wards and then, somehow, try to conflate the ward system with the Brynwood controversy;
  • It is puzzling that the people who call for “civility” in Town politics, in the next breath, put out a cynical town wide letters which imply unnamed sinister connections and make divisive attacks.

 

 

Who is behind the Ward System proposals?
Tony Futia has led the effort to establish more representative government in North Castle for years.  He has been assisted by dozens of volunteers from among the hundreds of North Castle citizens who signed the Ward System petition.  These citizens:

 

  • Are publicly disclosed
  • Represent almost 10% of the active voters in North Castle
  • Feel strongly about the need for more representative government in North Castle.

 

That’s it. Town citizens. No one else.  No PAC’s.  No real estate interests.  No hidden agenda’s. No paid staff. No Brynwood. No self interests.

 

Nothing to gain but better government.

PLEASE JOIN US TO FIGHT FOR NEIGHBORHOOD REPRESENTATION – FORWARD THIS TO A FRIEND.

 

 

 

 

VOTE ON NOVEMBER 13 FOR BOTH OF THE WARD SYSTEM PROPOSALS.

 

 

 

 

 

 

,

 

 

The Westchester Board of Elections will Assure that All Wards will Have Equal Populations

 

Each Ward will have approximately 2,000 residents.

A Message from Supervisor Chris Burdick for Veterans Day | Bedford Real Estate

November 7, 2014

A Message from Supervisor Chris Burdick for Veterans Day

“This coming Tuesday, November 11, let us remember and honor those who have served our country in uniform.  For those who served, those who still are serving and those who honor them, this is a time to reflect on the millions of men and women of the United States Armed Forces who put their duty to country ahead of their own safety and lives.  Whether or not this Nation is at war or in a state of readiness, as it always must be, we are profoundly grateful for the courage and selflessness of the veterans who have served our Nation and protected our freedoms.  

       I ask all citizens of Bedford to join me this Veterans Day in honoring our veterans and those on active and reserve duty, together with their families.”  

Town offices will be closed Veterans Day, November 11

 

The Bedford Town Board will hold a public meeting on the recently completed Cherry Street Traffic Study on Tuesday November 18, 2014 at 7:00 p.m. at the Town House, 321 Bedford Road, Bedford Hills, New York. This study is a product of the Traffic Safety Working Group and meetings held throughout the Town.  The study focuses on safety improvements to Cherry Street at the intersections of Quick’s Lane and Valley Road and also discusses recommendations for the length of Cherry Street.  Copies of the study may be reviewed online by clicking here. In addition, copies of the study are available at the office of the Town Clerk.

 

Following this work session, the Town Board may take action on the recommendations at its regular November 18 meeting.

 

Next COC Meeting on Thursday, November 13 (please note date change) at 7:30pm at the Bedford Hills Community Center

A message from David Gabrielson, Chair: ” I hope you can join us at the COC meeting on the 13th to meet John Farr (for those of you who might not know him already!) and hear about the effort he’s leading to turn the Bedford Playhouse into a not-for-profit arts house along the lines of the Jacob Burns in Pleasantville and the Avon in Stamford (which John co-founded a decade ago). As you may know, the current tenant, Bowtie Cinemas, is not renewing their lease at year’s end.  A change like this will definitely require a lot of support, so please, come and hear about this extraordinary opportunity.”

 

 

Con Ed Tree Trimming,

click here

 

 2014 Leaf Pickup Schedule, click here

 

Con Ed to perform tree removal and trimming of dead trees and branches that threaten to damage power lines in the town. They hope to begin work the week of Oct. 13th 2014 and the work should take a couple of weeks to accomplish (depending on the weather.) Trees, Inc. is providing notification to the individual property owners that have trees of concern. Click here for a list of roadways that they will be working on.

 

For November meetings throughout the month, click here

 

Leaf Mulching

The Town of Bedford encourages residents to mulch their fall leaves to make use of leaves on their own properties. Mulched leaves benefit lawns and garden beds and when leaves are mulched the town can save money with fewer leaves to collect. Please tell your landscaper about the many advantages of leaf mulching. For more information click here and send this video to your landscaper to show him how professional landscapers mulch leaves on residential properties and why they like it so much.

For more information, please visit www.leaveleavesalone.org

What $2,300/Month Can Rent You in New York City | Bedford Corners Real Estate

Welcome to Curbed Comparisons, a column that explores what one can rent for a set dollar amount in various NYC neighborhoods. Is one man’s studio another man’s townhouse? Let’s find out! Today’s price: $2,300/month.

↑ In the Columbia Street Waterfront District section of Cobble Hill, a one-bedroom apartment with exposed brick and large closet in the bedroom, located on a cobblestone street, is going for $2,276/month.

See how other neighborhoods stack up >>

↑ A new-looking two-bedroom in Fort Greene is asking $2,368/month and features french doors, some exposed brick, and recessed lighting.

↑ This 900-square-foot apartment in Crown Heights apparently has three bedrooms, which are obviously way on the small side. The layout is not entirely clear and that one picture with the arch looks like an optical illusion. What’s going on here? We’re not sure, but it’s asking $2,300/month

 

 

read more…

 

http://ny.curbed.com/archives/2014/11/07/what_2300month_can_rent_you_in_new_york_city.php

 

Mapping the 10 Most Lavish Waterfront Estates for Sale | Chappaqua Real Estate

140735571925501.jpg

When looking for a home with a view, some prefer city lights, some the soaring blue canopy of Big Sky country, and some just want a place that doesn’t overlook the Dumpsters in the alley (you know, the ones that get emptied at 5 a.m. by a clanging, thunderously loud garbage truck whose metallic thumping is accompanied by a chorus of swearing from a group of preternaturally active sanitation workers jacked up on Dunkin’ Donuts coffee). And then there are those who want to live in a mansion close to a body of water, be it a lake, a bay, or the wide-open ocean. These are the waterfront homes that compound the expense of luxury living with the costs of coastal real estate, resulting in eye-popping architecture and sudden-fits-of-coughing-inducing listing prices. Case in point: these 10 expensive coastal homes on the market. From the shores of Lake Tahoe to the seaside cliffs of Big Sur, these luxury homes embrace the inherent drama of waterfront living.

read more…

http://curbed.com/archives/2014/11/07/10-lavishly-dramatic-waterfront-estates-for-sale.php

Beachfront Cottage in Dennis Port Wants $88K | Mt Kisco Real Estate

12 images

With an $88,000 price tag, this Dennis Port cottage probably would have been included on last week’s map of Cape Cod’s least expensive beachfront listings, but the property hit the market just days ago. Located in Chase’s Ocean Grove, the seasonal home “is right on the edge of a gorgeous Nantucket Sound beach!!” Built in 1950, the 292 square foot studio features an enclosed porch, a full bath and an outdoor shower. The lot in the classic cottage community is just 740 square feet – perfect for those who despise yard work and really, really enjoy residential density. According to the listing, the beachfront home is a “popular rental,” but there’s no mention of weekly rates. There’s an annual land lease fee of $6,500 and, for better or for worse, all of the furniture is included in the sale.

 

 

read more…

 

http://capecod.curbed.com/archives/2013/08/29/beachfront-cottage-in-dennis-port-wants-88k.php

Charming, Characterful, Crazy-Expensive Estate on Gin Lane | North Salem Real Estate

 

328 Gin Lane, Southampton
26 images

Yesterday we posted that a “a historic oceanfront carriage house” on Gin Lane was about to hit the market, and now here it is! Supposedly the old mansion for which it was the carriage house washed away in a hurricane. The 2.64 acre property is extremely charming in every way, with mature trees, statuary, an oceanside gazebo, pool and tennis court. The house is just as lovely—the only issue is its diminutive size: 2500sf. There are four bedrooms and 2.5 baths. Someone paying forty million dollars is going to want a larger house, almost certainly. Price is the other issue: as we pointed out, a buyer could have purchased the much-larger Squabble Lane property for the same amount (although that’s now in contract).

 

read more….

 

http://hamptons.curbed.com/archives/2014/11/07/charming_characterful_crazyexpensive_estate_on_gin_lane.php