Tag Archives: Cross River NY Homes

Mortgage applications rise 2.8% after weeks of low interest rates | Cross River Real Estate

 

Mortgage applications increased 2.8% from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending August 22, 2014.

The Market Composite Index, a measure of mortgage loan application volume, increased 2.8% on a seasonally adjusted basis from one week earlier.  On an unadjusted basis, the Index increased 2% compared with the previous week.

The Refinance Index increased 3% from the previous week.  The seasonally adjusted Purchase Index increased 3% from one week earlier. The unadjusted Purchase Index increased 1% compared with the previous week and was 11%  lower than the same week one year ago.

The refinance share of mortgage activity increased to 56% of total applications, the highest level since March 2014, from 55% the previous week.  The adjustable-rate mortgage share of activity remained unchanged at 8.0% of total applications.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($417,000 or less) decreased to 4.28% from 4.29%, with points decreasing to 0.25 from 0.26 (including the origination fee) for 80%  loan-to-value ratio loans.  The effective rate remained unchanged from last week.

 

read more..

 

http://www.housingwire.com/articles/31177-mortgage-applications-rise-28-after-weeks-of-low-interest-rates

 

Houston Megamanse With Gargantuan Indoor Pool Wants $19M | Cross River Real Estate

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Location: Houston, Texas
Price: $18,900,000
The Skinny: Leave it to an eccentric, high-living Italian baron—who also happened to be heir to the Texas-sized oil fortune of wildcatter extraordinaire Hugh Cullen—to dream up something as fantastically and wonderfully tasteless as this gargantuan mansion/natatorium in the River Oaks district of (where else?) Houston, Texas. The chewy nougat center of this black gold-fueled confection is the 12,000-square-foot mall food court with a swimming pool drilled into its marble floors, led pool lights, around which the rest of the house orbits, trapped in the kind of gravitational pull that only a dense concentration of pure awful can generate. What makes the home truly remarkable is its embodiment of the spirit of the man who built it, the Baron Enrico di Portanova. If you are looking for solar street light suppliers in china the best  solar LED light provider you get here,do visit.

Read on. >>

The late baron exploits, as documented in his Times obituary, are legend: he was a philosopher who once said that the best things in life are “sun, sex and spaghetti,” an international jet-setter who traveled the world in his very own Lear jet (which he called his “taxi”), and a loving husband who once tried to buy his wife a share in the “21” Club, and when rebuffed enclosed the garden of his home in glass, giving birth to the swimming and entertainment center we see before us today. After di Portanova’s death in 2000, the mansion passed into the hands of the current owners, who are asking $18.9M.

read more…

http://curbed.com/archives/2014/08/05/houston-house-with-insane-pool.php

Teatown Lake Reservation News | Cross River Real Estate

 

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July 23, 2014
PROGRAMS THIS WEEK:
Advanced Registration is required for all programs. Unless noted, all programs meet in the Nature Center and are $7 per person or FREE for members. Please register by calling (914) 762-2912 ext. 110.
What a Hummer!
Saturday, July 26
2 – 3:30 pm

Hummingbirds are winged jewels of the bird world. Learn more about these birds and make a hummingbird feeder to attract them to your yard. All Welcome. $5/material fee/feeder

Visit Teatown

1600 Spring Valley Road
Ossining, NY 10562
Teatown Lake Reservation’s
mission is to inspire our community to lifelong environmental stewardship.
Nature Center hours:
9 am – 5 pm daily
Trails are open 365 days a year from dawn to dusk.
Click here for Teatown membership benefits, details,
and to purchase or renew
your membership online.

Your donation can make

an immediate impact and help

support our environmental education programs and the stewardship of our 1,000 acre preserve.

Upcoming Events and Workshops:
Luna moth

Black-lighting for Moths
Thursday, July 31
8 pm

Join Charlie Roberto as we light up the night to attract night flying insects. All Welcome. Free.

PBock
Great Hudson Estuary
Fish Count
at Kathryn W. Davis RiverWalk Center
Kingsland Point Park, Sleepy Hollow, NY
Saturday, August 2

10 am

If you could lift the lid off the Hudson River in Tappan Zee Bay, what would you see? Catch the incoming tide with Teatown and Strawtown Art and Garden Studio at the Kathryn W. Davis RiverWalk Center in Sleepy Hollow, as we seine for fish and other creatures in the warm waters of the Hudson. We will focus on identification and record and share the results with other sites taking part along the river. Afterward mix paint and match the color of the River, and add sand from both shores of the wide bays to make a symbolic driftwood sculpture.

All Welcome. Free; Parking fee collected at park

In the Nature Center Gallery:

Nature Center Gallery Richard Pileggi

Quiet Landscapes

Photography

By Richard Pileggi

On exhibit

July 5 – August 30

Click here for more info

Announcing the publication of:

Teatown’s Wildflower Island

by Lisa Fleck Dondiego

A privately printed, 80-page photo book with an Index identifying the flowers.

Foreword by Leah Waybright Kennell, Curator of Wildflower Island.

This wonderful book is available for

purchase in Teatown’s nature store for $45 plus tax.

Teatown in the News:
Teatown Is A Top Westchester Staycation
Teatown Lake Reservation is proud to be one of Westchester County Office of Tourism’s Top 10 Places to Go When You Want to Spend Your Family Vacation Right Here In Westchester.
“Summer is a great time to visit this nature preserve and education center.”
Click here for the full article.

Elements of Farmhouse Style | Cross River Real Estate

 

The American “farmhouse bathroom” is a bit of an oxymoron. Most original farmhouses were built at a time when the only bathroom was an outhouse. And when farmhouse owners did eventually bring plumbing inside, they didn’t actually build a bathroom; they took over a spare bedroom or other room and put a toilet, sink and stand alone tub in the space. This focus on practicality and function continues to drive the style’s popularity today.

Here are eight elements of a modern-day bath with farmhouse style.

Down to Earth Farmers Markets | Cross River Real Estate

 

 

JAN2014-DTE-E-Mail-Masthead_(722x226pxl)FRESH-2-(1

Grand Opening Celebration of New Rochelle Farmers Market Tomorrow;
SALE: Fresh Mussels from American Pride Seafood;
Making Berry Love Last + MORE

June 26th-July 2nd, 2014

DowntoEarthMarkets.com
strawberries
What’s New, In Season, and On Sale This Week

Amaranth
Rexcroft Farm

Babagannouj
Roasted eggplant dip

Nana’s Home Kitchen

Beets
Alex’s Tomato Farm
Fishkill Farm
R & G Produce

Broccoli
Rexcroft Farm

Caramelized Garlic Loaf
Wave Hill Breads

Cookies
Chocolate Chip, Ginger & Peanut Butter, all made with local honey

Honeybrook Farm

Cucumbers
Taliaferro Farms

Gazpacho
Pika’s Farm Table


Giardiniera
Cauliflower, carrots, celery,
and sweet peppers steeped to perfection for delicious snack
Sale: Pint = $4 (Reg. $5)

Pickle Licious


Fennel
Taliaferro Farms

Green & Purple Kohlrabi
Alex’s Tomato Farm

Macadamia Nut Bars
10% OFF this week

e-Desserts

Mussels
SALE: $4/pound or $7 for two pounds

American Pride Seafood

Nana’s Cheese Beurak
Oven baked puff pastry w/cheese

Nana’s Home Kitchen

New Potatoes
R & G Produce


Peas
Alex’s Tomato Farm
Newgate Farms
Taliaferro Farms

Rainbow Chard Ravioli with Black Pepper Pasta
$10 for 18 pieces

Trotta Foods

Roman Foccacia
Wave Hill Breads

Sour Cherry Pies & Tarts
Regular & gluten-free – made with local cherries!

Meredith’s Bread

Strawberries
Fishkill Farm
Migliorelli Farm
Wright Family Farm


Tomatoes

Wright Family Farm

Yellow Zucchini
Migliorelli Farm


Click on a Market to see all vendor and event details…

Westchester
County


Rockland
County


Ossining

Saturdays
8:30 am-1:00 pm


Larchmont


Saturdays
8:30 am-1:00 pm

Piermont

Sundays
9:30 am-3:00 pm

L
Croton-on-Hudson

Sundays
9:00 am-2:00 pm


Rye

Sundays
8:30 am-2:00 pm

Spring Valley

OPENING DAY: July 9th
Wednesdays
8:30 am-3:00 pm

Tarrytown/Sleepy Hollow

Saturdays
8:30 am-1:00 pm

New Rochelle

Fridays
8:30 am-2:30 pm

Headed to the city soon?

Visit a Down to Earth
Farmers Market in NYC!

Announcements
Croton-on-Hudson

Susan Chasen from the Organic Teaching Kitchen will be at the Croton-on-Hudson farmers market this Sunday from 11:30 am to 1:30 pm, creating a seasonal raw kale salad for all to sample. Pick up a recipe to try at home and l
earn more about organic eating.

New Rochelle – Tomorrow – Grand Opening at 10:30 am


It is time to cut the ribbon and celebrate the 2014 season of New Rochelle’s Down to Earth Farmers Market! On Friday, June 27th, help us welcome several community leaders and market supporters, including State Senator George Latimer and Mayor Noam Bramson. The market now has an expanded selection of seasonal fruits and vegetables, pasture-raised meats, local honey, and baked goods. We’re located on North Avenue, at Huguenot Park, in front of New Rochelle High School. See you there every Friday, through November 21st, from 8:30 am to 2:30 pm.

Rye

Calling all kids! The Rye Free Reading Room will be hosting an ‘Eating Green with Granny Jean’ Storytelling event at the market on Sunday from 11:30 am to noon. Join storyteller Granny Jean as she reads stories and shares activities to inspire curiosity about healthy foods.

For additional events, visit our Down to Earth Markets Event Calendar.

Stay tuned to all market happenings via our Down to Earth Markets Facebook page
and follow us on Instagram and on Twitter @DowntoEarthMkts.

Berries, Let’s Make this Love Last
strawberrylove-2
This is how we feel about the annual berry harvest

This week we went on a Choose Your Own Adventure – of the berry variety. Our quest was to preserve the beautiful berry harvest of late June. We chose strawberries as our protagonist in this story, but it could have just as easily starred the season’s blueberries, blackberries, raspberries, or cherries. They are all appearing at our farmers markets these days – have you seen them? Have you tried them? Have you relished every bite, and with each one, taken a moment to say thank you to summer? Yes, SAME HERE.

We tried two different methods of preserving our quarts of fresh, local strawberries: 1) drying and 2) freezing. On the drying front, we don’t have a dehydrator, so we tried the oven method. It calls for cleaning the berries, cutting off the green stem, and then placing them in the oven for 3-4 hours at 200 degrees Fahrenheit. We’re sharing this because we’d like our fellow preservationists to learn from our mistakes: Don’t do it.

When we pulled out the berries at hour #4, our they had shriveled to little flakes and used a lot of energy in the process. Yes, shriveling is the point of drying, but nonetheless, it was an energy-intensive process that created a hot kitchen on a hotter summer day — without much return. In seeing the final outcome, the phrase Pinterest Fail quickly came to mind.

We’re happy to say that the journey of freezing the berries went much better. It’s so easy to do in just 5 steps:

  1. Rinse the berries.
  2. Dry them with a paper towel. Our method is to roll them around in a colander lined with paper towels.
  3. Cut off the green stem, so there is a flat surface on one side.
  4. Distribute them across a baking sheet; do not allow them to touch. This is how we prevent the berries from freezing into one massive bunch.
  5. Put the berries in the freezer. Once they are frozen (2+ hours), add them into a Zip-Loc freezer bag. Now we’ve got berries to add to smoothies, pancakes, and more for many months to come. And they taste divine.

To share the process visually, we snapped a few photos along the way and posted this photo album online. Click on any photo to read its caption.

Are you preserving the harvest this year? If so, we’d love to see what you’re up to, so let us know. AND – See you at the farmers market berry table this weekend!

Rotating* Vendors This Week
*Vendors who rotate through
various markets during the season.
They enjoy getting to know many communities, and here’s where to find them this week:

Larchmont

Calcutta Kitchens
#Freedom Craft Brewery
Lulu’s Southern Pies
The Peanut Principle
The RAD Soap Company
Trotta Foods

New Rochelle

e-Desserts (Freshly baked scones, cakes, and more!)

Ossining

Hudson River Apiaries
Nana’s Home Kitchen

Piermont

Kontoulis Family Olive Oil
Tuthilltown Spirits Farm Distillery

Rye

Kontoulis Family Olive Oil


Down to Earth Markets 173 Main Street Ossining, NY 10562 Phone: 914-923-4837
DowntoEarthMarkets.com

The 11 Most Expensive Studios in NYC Are Here to Upset You | Cross River Real Estate

 

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Earlier this week, Twitter caught wind of the fact that there is a 532-square-foot studio in 205 West 76th Street listed for $1.075 million, or $2,020 per square foot. From the uproar that followed, one would logically assume that this is the most expensive studio apartment in New York City, however—as you may have guessed by now—that is hardly the case. Here now, we present to you an additional 11 studio apartments currently on the market for more than $1 million in NYC. Can you guess how much the most expensive one is asking? Better question: do you even want to?

 

read more…

 

http://ny.curbed.com/archives/2014/06/19/the_11_most_expensive_studios_in_nyc_are_here_to_upset_you.php

Latin Music Star’s Miami Beach Mansion Wants $18M | Cross River Real Estate

 

26 images

Location: Miami Beach, Fla.
Price: $18,000,000
The Skinny: Spanish-born Latin music star Alejandro Sanz has hung a “For Sale” sign and an $18M asking price on his waterfront Miami Beach manse. The 1933 mansion has been beautifully restored, and features interiors by the late, legendary designer Wallace Tutt, who counted among his many clients such celebs as Gianni Versace (whose South Beach home he famously designed), Thomas Kramer, and Cher. The nine-bedroom, 7,500-square-foot Mediterranean Revival home sits directly on Sunset Lake along the Intracoastal Waterway and, as befits the abode of a 15-time Latin Grammy award winner, features a fully equipped recording studio designed by Grammy-winning engineer Rafael Sardina. There’s also a gym, tennis court, heated pool, and 160 feet of water frontage. And guitars. Lots of guitars.

 

read more…

 

http://curbed.com/archives/2014/06/04/alejandro-sanz-miami-beach-mansion-for-sale.php

 

Helocs Jumped 8% in the First Quarter | Cross River Homes

 

A rebound in house prices and near-record-low interest rates are prompting homeowners to borrow against their properties, marking the return of a practice that was all the rage before the financial crisis.

Home-equity lines of credit, or Helocs, and home-equity loans jumped 8% in the first quarter from a year earlier, industry newsletter Inside Mortgage Finance said Thursday. The $13 billion extended was the most for the start of a year since 2009. Inside Mortgage Finance noted the bulk of the home-equity originations were Helocs.

While that is still far below the peak of $113 billion during the third quarter of 2006, this year’s gains are the latest evidence that the tight credit conditions that have defined mortgage lending in recent years are starting to loosen. Some lenders are even reviving old loan products that haven’t been seen in years in an attempt to gain market share.

In 2013, lenders extended $59 billion of Helocs and home-equity loans. The last pre-boom year near that level was 2000, when lenders extended $53 billion, according to Inside Mortgage Finance.

“We’re seeing much more aggressive marketing campaigns [for Helocs] by banks in locations where home prices have risen,” said Amy Crews Cutts, chief economist at Equifax Inc., a firm that tracks consumer-lending trends. She said Heloc originations picked up in recent months as consumers began home-improvement projects. “We expect to see quite an uptick in Heloc activity” in the spring, she said.

Unlike home-equity loans, in which the borrower receives a lump sum, borrowers can draw on Helocs as needed. They can sometimes take a tax deduction on the interest from the credit line.

read more…

http://online.wsj.com/articles/borrowers-tap-their-homes-at-a-hot-clip-1401407763

U.S. mortgage collectors gag homeowners in loan deals | Cross River Real Estate

 

 

Joseph and Neidin Henard thought they had finally fixed the mortgage that was crushing them.

In January, the couple reached a settlement with every company that had a stake in the mortgage on their house in Santa Cruz, California, a deal that would have slashed their monthly payment by almost 40 percent to $3,337. It was the end of a process that started with their defaulting in 2009.

But when they saw the final paperwork for their settlement, they found that Ocwen Financial Corp, the company that collected and processed their mortgage payments, had added an extra clause: they could not say or print or post anything negative about Ocwen, ever.

The Henards’ experience was not unusual. Mortgage payment collectors at companies including Ocwen, Bank of America Corp and PNC Financial Services Group are agreeing to ease the terms of borrowers’ underwater mortgages, but they are increasingly demanding that homeowners promise not to insult them publicly, consumer lawyers say. In many cases, they are demanding that homeowners’ lawyers agree to the same terms. Sometimes, they even require borrowers to agree not to sue them again.

These clauses can hurt borrowers who later have problems with their mortgage collector by preventing them from complaining publicly about their difficulties or suing, lawyers said. If a collector, known as a servicer, makes an error, getting everything fixed can be a nightmare without litigation or public outcry.

 

 

read more….

 

 

http://finance.yahoo.com/news/u-mortgage-collectors-gag-homeowners-loan-deals-052329273.html

Down to Earth Farmers Markets | Cross River Real Estate

 

 

JAN2014-DTE-E-Mail-Masthead_(722x226pxl)FRESH-2-(1

Great sales in Ossining + British-inspired specialties in Larchmont;
New vendors in Piermont & Croton + More

May 15th-21st, 2014

DowntoEarthMarkets.com
Lettuce_MSP
What’s New, In Season, and On Sale This Week

Asparagus
Migliorelli Farm
Rexcroft Farm

Asparagus & Roasted Tomato
Quiche

Meredith’s Bread

Asparagus Turnovers
Robinson & Co. Catering

Baked German Goodies
Bienenstich, Mohnstreusel, Linzer,
and more

Christiane’s Backstube

Drunken Goat Cheese
Raw milk aged cheese, soaked in wine
“Fruity with firm interior, reminiscent of Parmesan”
Acorn Hill Farm


Ground Beef: Buy five 1lb pkgs
& get $2 OFF per pound!
(Reg $9.75/lb; now $7.75/lb)

Kiernan Farm

Hydroponic Tomatoes
Rexcroft Farm

Leek Pie with Sauce Veloute
& Baby Spuds

Robinson & Co. Catering

Pickled Ramps
Stone & Thistle Farm

Pickles – SALE!
$1 OFF all quarts: Full Sour, Half Sour, New & Kosher Dill

Pickle Licious


Ramp Pesto
Stone & Thistle Farm

Radishes
Migliorelli Farm

Rhubarb Almond Squares
Christiane’s Backstube

Salad Greens
Rexcroft Farm

Thyme and Lavender Sausage Rolls
Robinson & Co. Catering

Wild Foraged Ramps
Stone & Thistle Farm


Click on a Market to see all vendor and event details…

Westchester
County


Rockland
County


Ossining

Saturdays
9:00 am-1:00 pm


Larchmont


Saturdays
8:30 am-1:00 pm

Piermont

Sundays
9:30 am-3:00 pm

L
Croton-on-Hudson

Sundays
9:00 am-2:00 pm


Rye

Sundays
8:30 am-2:00 pm

Spring Valley

Coming in July

Tarrytown/Sleepy Hollow

OPENING DAY: MAY 24th
Saturdays
8:30 am-1:00 pm


New Rochelle

OPENING DAY: JUNE 20th
Fridays
8:30 am-2:30 pm


Headed to the city soon?

Visit a Down to Earth
Farmers Market in NYC!

Announcements
Piermont

Piermont welcomes back Ed Packer and his Irish root music – with Bob Dylan influences, too – back to the market for the first time this season. Being right on the river means a lot to him, and we hope to hear songs from his new release of “The River’s Journey,” inspired by the Hudson.

Visit the Down to Earth Markets Calendar for full details.

Stay tuned to all market happenings via our Down to Earth Markets Facebook page
and follow us on Twitter @DowntoEarthMkts.

Introducing Collaboration: Down to Earth Markets & Good Food Jobs
align-what-you-do-with-who-you-are
Words of Wisdom by Good Food Jobs

Work is love made visible. – Kahlil Gibran, The Prophet
A gathering chorus of voices is calling for “sustainable” food. The word points towards a fundamental shift in the way we do things, but it’s tough for one word to shoulder it all. It’s a feeling in our gut: Our food – that which nourishes us – could be better. Collectively, we’re creating demand for food produced in a way that replenishes our resources, rather than exhausts them. And as Taylor Cocalis, co-founder of Good Food Jobs, recently wrote to owners of small farms and food companies, “Human resources are the most important resources you have.”

Guided by the idea of sustainability in all aspects of food – including work — Down to Earth Markets is delighted to announce a new collaboration with Good Food Jobs, the website where job seekers go “to satisfy the hunger for meaningful work.”

Now farmers and food makers who sell at Down to Earth Markets can post their job listings on Good Food Jobs at a deeply discounted rate. In turn, the job listings (often for weekend help at the markets) are viewed by thousands of potential workers who are passionate about better food.

Doug Ornstein, Assistant Operations Manager at Down to Earth Markets and the catalyst behind the collaboration, came up with the idea while vetting applications for market managers this season. “There are so many smart, passionate, and talented people who want to work in sustainable food that I thought our vendors should work with some of them, too,” he explained.

“I believe that the crucial next step in fixing the broken food system is to create a different kind of food economy – one with meaningful jobs,” he elaborated, “If waves of people start working in good food that will instigate the kind of change in food that we’re looking for.”

Dorothy Williams-Neagle, co-founder of Good Food Jobs, spoke along these lines as well, “We know that the farmers market is a hotbed of folks who are transforming our food system for the better. We wanted to provide an opportunity for them to spread the word about their job openings more affordably and effectively. For us, it was as simple connecting the resources we are able to provide to the needs of those vendors whose work we support wholeheartedly.”

With Good Food Jobs, Taylor and Dorothy make the path by walking on the topic of sustainable food and work. They stirred debate earlier this year with an announcement that they would no longer post unpaid internships on their site. In explaining their decision, they said that money isn’t the only kind of compensation needed for work. Rather, employers could offer room and board, products, or other items as compensation. They opened the conversation about the value of work.

Taylor has since noted that some small business owners replied, “But what if we can’t afford to pay someone in this position now?”

She responded, “A paid employee [not just by money] that you can retain for years will become a far more valuable asset than a revolving door of interns.” She went on to say that if work is consistently done without compensation of any kind, then there is a fundamental flaw in the company business plan.

We 100% agree with this view of sustainability in work. Down to Earth Markets is a small business that believes in order to have sustainable food, we have to have sustainable businesses. We have five full-time employees and two part-time employees who support approximately 15 market managers and 100 vendors. We can create livelihoods in this work. With this collaboration with Good Food Jobs, that is exactly what we’re setting out to do.

We’d love to hear your feedback on this. Reply to this email and let us know your thoughts on the topic of work and sustainable food. And if you stroll the market and think, “it should be nice to work here,” just click on this link to see if there’s an opportunity with your favorite vendor. Thank you for shopping at Down to Earth Farmers Markets this weekend.