Singapore’s Home-Price Decline Accelerates After Curbs – Bloomberg.
Singapore’s Home-Price Decline Accelerates After Curbs | Bedford Corners Homes
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Tree-named streets: Which are most common? | Bedford Corners Homes
Danielle Coats lives on West Peachtree Street, one of 90 streets in Atlanta with “peachtree” or “peach tree” in the name. But don’t be fooled — there are no peach trees in sight.
The same holds true for many of the other “peachtree” streets in Atlanta, says Coats, a real estate agent with Redfin.
Streets with tree names, such as elm and pine, are reminiscent of an idyllic version of suburban America. They are also highly popular, appearing in numerous towns and cities across the country. We asked real estate website Trulia to examine real estate listings to determine where tree streets are likely to be found and which tree names tend to be most often used.
http://realestate.msn.com/blogs/post–tree-named-streets-which-are-most-common
US Home Values Fall for Second Straight Month in October | Bedford Corners NY Homes
National home values fell in October from September, according to the October Zillow Real Estate Market Reports, the second month in a row of falling home values and the first consecutive monthly declines since the market hit bottom in October 2011. The U.S. Zillow Home Value Index was $162,800 in October, down 0.1 percent from September.
Half of the 388 metros covered experienced monthly home value depreciation in October from September. Among the 30 largest metro areas covered by Zillow, 10 exhibited monthly depreciation in October, and two more were flat.
Home values nationwide rose 5.2 percent year-over-year, a much slower pace than annual appreciation rates in the 7 percent range experienced over the summer, and further proof that the market has begun to cool off after months of unsustainable appreciation. For the 12-month period from October 2013 to October 2014, national home values are expected to rise just 2.7 percent, roughly half the current pace, according to the Zillow Home Value Forecast. Seven of the top 30 metros covered by Zillow are expected to see home values fall over the next year, with the biggest declines in St. Louis (-1.5 percent), Philadelphia (-0.9 percent) and New York (-0.7 percent).
“The months-long period of annual home value appreciation rates in the 6 and 7 percent range was great while it lasted, but we knew it would not continue indefinitely. The slowdown we’ve seen these past few months was expected and is largely welcome news for a market still struggling to find its natural balance,” said Zillow Chief Economist Dr. Stan Humphries. “The conditions that led to the robust appreciation experienced earlier this year, including historically low mortgage interest rates, high affordability, low inventory and high demand, are waning. In their place, we’re beginning to see more inventory and rising mortgage rates, which will lead to further normalization in the market going forward.”
National rents rose in October from September, up 0.2 percent to a Zillow Rent Index of $1,300. Year-over-year, national rents were up 2.3 percent in October.
The number of completed foreclosures in October fell to 5.44 homes foreclosed out of every 10,000 homes nationwide, down from 5.5 homes in September. Foreclosure resales represented 8.7 percent of homes sold in the U.S. in October, up 0.5 percentage points from September but down 2.1 percentage points from October 2012.
http://www.zillow.com/blog/2013-11-25/us-home-values-fall-for-second-straight-month-in-october/
How to Improve Your Facebook Engagement Using Controlled Experiments | Bedford Corners Realtor
Are you wondering what type of Facebook post works best?
Are you struggling with getting engagement or reach on your Facebook posts?
You may have heard that you need to post more photos or more questions or more photos with questions…
But what really works best for your audience?
In this article, you’ll learn how to find out which types of Facebook posts work best for your page.
Why Experiments?
Running controlled experiments from time to time will help you discover what works on your page so you won’t have to take someone elses word for it.
It’s also a great way to help you come up with a posting structure that may help you streamline your content creation in the future.
#1: View Insights for Ideas
In your Insights section, you do have some data on your best post types (under Posts), but that can be a function of what types of content you have been posting lately. So you may not get the whole picture if you haven’t been posting many links recently. But it’s a good place to start your investigation.
Another good place to start is to look at the Posts section and click on one of the posts. You will get a lot of information on your individual posts. The example shown here is a photo tip, which typically does very well on my page.
What I wanted to see is how posts did in a more controlled experiment. If I posted similar information with a link or a text post, would it do as well? Here’s an idea of how you can set up an experiment on your own page to do a little investigation.
http://www.socialmediaexaminer.com/how-to-test-your-facebook-posts/
Bedford Corners Real Estate Weekly Report | #RobReportBlog
| Bedford Corners NY Weekly Real Estate Report | 11/25/2013 | |
| Homes for sale | 39 | |
| Median Ask Price | $1,465,000.00 | |
| Low Price | $495,000.00 | |
| High Price | $12,000,000.00 | |
| Average Size | 5059 | |
| Average Price/foot | $467.00 | |
| Average DOM | 194 | |
| Average Ask Price | $2,614,154.00 | |
Genworth Mortgage Insurance will offer discounts on ‘green’ homes | Bedford Corners Real Estate
Mortgage insurers have statistical evidence that people who buy homes with energy-saving components present a lower risk of default, and Genworth Mortgage Insurance is determined to reward those homeowners by incorporating that knowledge into its underwriting procedures, syndicated housing columnist Ken Harney reports.
Genworth already offers Canadian buyers a 10 percent “energy-efficient refund” on their premiums, and more leeway on debt-to-income ratio calculations used in underwriting.
On a $300,000 mortgage with a 5 percent down payment, Canadian homeowners can qualify for an $825 refund, and have savings on heating bills factored into debt service ratios. Source: courant.com.
– See more at: http://www.inman.com/wire/genworth-mortgage-insurance-will-offer-discounts-to-owners-of-green-homes/#sthash.6DOcnD4E.dpuf
Live a Fairy Tale in a Getaway Castle Tower | Bedford Corners Real Estate
Mortgage Delinquencies Dropped Nearly 25 Percent Since Last Year | Bedford Corners Homes
The rate of borrowers 60 days or more delinquent on their mortgages dropped 23.3% in the past year, ending Q3 2013 at 4.09% from5.33% in Q3 2012of all homeowners with a mortgage according to Transunion, one of the nation’s top three credit bureaus.
All 50 states and the District of Columbia experienced a decline in their mortgage delinquency rates between Q3 2012 and Q3 2013. Five states — California, Arizona, Nevada, Colorado and Utah — experienced 30%+ declines in their mortgage delinquency rate. Three states — California, Florida and Nevada — had double-digit percentage drops in the last quarter. Nationally the mortgage delinquency rate also dropped on a quarterly basis, down 5.3% from 4.32% in Q2 2013, the seventh straight quarterly decline.
The data provided are gathered from TransUnion’s proprietary Industry Insights Report, a quarterly overview summarizing data, trends and perspectives on the U.S. consumer lending industry. The report is based on anonymized credit data from virtually every credit-active consumer in the United States.
“This isn’t a sample data set,” said Tim Martin, group vice president of U.S Housing for TransUnion’s financial services business unit. “We looked at all 52 million installment-based mortgages in the U.S. and the trend is clear — the percentage of borrowers willing and able to make their mortgage payments continues to improve. The overall delinquency rate is still high relative to ‘normal,’ but a 23% year over year improvement is great news for homeowners and their lenders.”
TransUnion recorded 52.31 million mortgage accounts as of Q3 2013, down from 54.23 million in Q3 2012. This variable was as high as 63.14 million in Q3 2008 prior to the housing crisis.
Viewed one quarter in arrears (to ensure all accounts are included in the data), new account originations increased to 2.34 million in Q2 2013, up from 2.09 million in Q2 2012. This is a major increase from just two years ago when there were 1.32 million new account originations in Q2 2010.
“New mortgage originations showed good growth through the second quarter of this year, largely the result of increased refinance transactions driven by low rates and increasing home prices,” said Martin. “However, mortgage rates started to increase right around Memorial Day, and when the data come out next quarter, we expect it to show that new originations are decreasing as a result.”
Viber, Splitwise among cross-platform apps that provide structure to real estate partnerships | Bedford Corners Homes
Although we are similar in many ways, my business partner and I tend to disagree when it comes to technology. I’m an Apple gal to my core (no pun intended), and Kate is an Android fan.
Earlier this year when we were both looking at buying new phones, I fought for her to get an iPhone, as I thought collaboration between the two of us would be easier if we both used the iOS system.
But being as stubborn as we both are, she ended up with a Samsung Galaxy S4 and I upgraded to the iPhone 5. After some research we found there are actually many apps and programs that work extremely well cross-platform.
Here are some of the ones we use to help us stay synced and always up-to-date with our business: Contact management: Ixact Contact We tried other contact management programs, but this is by far the most simple, yet powerful, one that we’ve tried.
At $34.95 per month, it’s not cheap, but it’s a huge time-saver.
We are able to easily sync contacts, reminders and appointments from our Android and iOS devices to Ixact. If Kate books an appointment with a client, on her phone or through the Ixact dashboard, it is automatically synced to my phone and vice versa.
– See more at: http://www.inman.com/next/viber-splitwise-among-cross-platform-apps-that-provide-structure-to-real-estate-partnerships/#sthash.858Iag78.dpuf
4 Reasons to Buy a Home During the Holiday Season | Bedford Corners Real Estate
If you’re house hunting over the holidays, you’re likely a serious buyer with an immediate need. Perhaps you have to relocate for a new job opportunity, or there’s been a change in your personal life? Regardless, while you may assume it’s not an ideal time to be looking — namely because there isn’t much to look at — there are some advantages to buying this time of year.
Less competition
Let’s start with the obvious one: less competition. This lowers the chances of multiple offers and bidding wars (something we saw a lot of last spring/summer), and should translate into a bigger discount for you. Know your market! This is where sites like Zillow come in handy. Start your research here for comps in your area and to see what homes are selling for.
Serious home sellers
Why would sellers pick such an inconvenient time — while everyone is busy entertaining family and friends and enjoying the spirit of the holidays — to list their properties? Probably because they need to sell and may feel compelled to do so before the end of the year for tax purposes. What this means for you: less hassle when it comes to negotiating; a greater willingness, on the part of the seller, to agree to concessions; less chance of the seller waffling; and greater respect for your offer, even if it’s a little lower than the seller was perhaps expecting.
Faster mortgage approval
Lenders aren’t as busy this time of year, and less volume could mean faster approval. Some lenders might even be willing to reduce fees during the off-peak season in hopes of gaining your business. Regardless, don’t just go with the first lender who comes along. It pays to shop around. Get multiple quotes and check out lender reviews on Zillow Mortgage Marketplace.