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Westchester Homes for Sale

Going Green is Easy in Bedford NY | Bedford NY Real Estate

RandomHouse.com.Book Review
Title: “Shift Your Habit: Easy Ways to Save Money, Simplify Your Life and Save the Planet”
Author: Elizabeth Rogers, with Colleen Howell
Publisher: Three Rivers Press, March 2010; 288 pages; $14

Going green is easy in Bedford N.Y. when you have the right plan in place.

In my personal life (which, by the way, has about 80 percent overlap with my business life), I’m making a constant effort to evolve into a greener and greener life. I used to call myself “light green,” meaning I drove my big old luxury SUV down the street to Whole Foods, all by my lonesome and on a regular basis.

If I had options, I’d choose the green one — as long as it was no less convenient than the guzzly, “regular” way. Over the last few years, though, I’ve just started to, uh, give more of a crap about our planet. And I’ve found that oftentimes the green way to do things has turned out to be less costly as well. Bonus!

So, it was a surprise to me when, during a recent conversation about implementing some additional green living features in my home, a colleague exclaimed that he never bothered trying to green his home because it was just too expensive. What a difference a perspective-shift makes.

I was planning on building a recycling center and a compost area — at negligible cost for the green and organizational upsides. He assumed that unless you were installing $20,000 worth of new dual-paned windows, you were out of luck in terms of greening your home.

Clearly, Elizabeth Rogers’ new book, “Shift Your Habit: Easy Ways to Save Money, Simplify Your Life and Save the Planet,” is overdue! Not only does it come just in time for my colleague, but also just in time for the many Americans who are currently undergoing perspective, mindset and habit shifts toward both economical and ecological conservation and sustainability.

In “Shift Your Habit,” Rogers not only offers recommendations to readers — she actually took them on the road, and worked with families coast to coast to implement at least 15 of what she calls “Super Shifts” per family, to provide case studies and reality-based money-savings estimates throughout the book. She defines these Super Shifts as “easy to incorporate,” “universally relevant changes that would … provide instant environmental and economic impact.”

Exhibiting just how powerful she believes the Super Shifts are, Rogers sticks them right at the beginning of the book — a powerful two-page numbered list of easy little tweaks to living, along with how much a household can save by making the change. Water filter on the tap — almost $900 per year in bottled water savings. Yep — meaty money savings, with a side order of do-goodism.

Outside of the “Meet the Shifters” features in each chapter, where Rogers tells the story of a family who implemented 15 of her Shifts, “Shift Your Habit” reads primarily as a collection of lists — lists of well-organized small changes that save money and energy or water, reuse or eliminate waste or otherwise implement green values.

Beginning with Home and Garden, Rogers offers tips around lighting, space and water conditioning (heating and cooling), cleaning and tips for every room of the home — from kitchen to bedrooms. She also offers useful charts illustrating the savings that can be had from various efficient appliances and recipes for homemade, organic cleaning products, before moving to exterior landscaping, pool area efficiencies and edible gardening. All told, Rogers estimates her shifts can save a household nearly $6,000 per year — nothing to sneeze at.

From there, Rogers forays into green, money-saving strategies for eating and drinking both at home and in restaurants. My favorite: the section on extending the life of produce and other perishable foods. Savings? Over $9,000 for an average family, according to Rogers! Next? Kids and Pets — Rogers educates readers as to how they can conserve cash and energy, while still feeding, clothing, educating and entertaining their children of all ages, furry and otherwise.

“Shift Your Habit” then covers how those who live green at home can live those values out at work, where they actually spend more of their time. From work to play, the book then shifts its attention to Electronics and Entertainment; Health, Beauty and Fashion; Transportation and Travel and Holidays and Celebrations. Throughout, Rogers offers helpful charts, tips, lists, savings estimates and anecdotes from her “shifter” families.

If you’ve been operating under the impression that living green requires a massive up-front investment of either time or money, “Shift Your Habit” is the perfect way to correct that misunderstanding and do your part for the earth and your own finances, at little or no cost.

Full Book Review

Bedford NY Homes

Bedford NY Real Estate

Philip Johnson’s First House is a Bedford NY Home For Sale | Bedford NY Real Estate

For the first time in 55 years, Philip Johnson’s first commissioned residential home is up for sale. The famed modern architect, known for his inventive use of glass, designed and built this Bedford, N.Y., property known as the Booth House in 1946.

The two-story home with floor-to-ceiling windows overlooking the surrounding woodlands was a precursor to Mr. Johnson’s iconic Glass House in New Canaan, Conn., built in 1949.

A Glass House Ancestor

 

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Julie Platner for The Wall Street Journal

This mid-century home called the Booth House, was noted architect Philip Johnson’s first residential commission.

The home belongs to former architect Sirkka Damora and her late husband, Robert. The couple rented the home before purchasing it in 1955 for $23,500.

“We were intrigued by it because it was a modern house and we were both in architecture,” Ms. Damora said. “We knew it was Philip Johnson’s house but the name didn’t mean much at the time.”

Mr. Damora, an architect and architectural photographer, renovated the basement of the three-bedroom home to include more living space and added an entire wall of glass. He also completed the home’s kitchen and bathroom, which Mr. Johnson never finished. In the early 1960s, he added a separate building with 10-foot ceilings and a 20-foot skylight, which doubled as an office and photography studio.

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Bedford NY Homes

Bedford NY Real Estate

10 Ways to Prepare for Homeownership in Armonk, NY | Armonk NY Real Estate

1. Decide what you can afford. Generally, you can afford an Armonk NY home equal in value to between two and three times your gross income.

2. Develop your Armonk NY home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, what’s best for you.

7. Get pre-approved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership for your Armonk NY Home. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

Bedford NY Homes

Bedford NY Real Estate

TheRobReportBlog

914-325-5758

Pound Ridge N.Y. Mortgages are Under 5% | Pound Ridge NY Real Estate

The possibility of securing a mortgage rate below 5% has greatly improved in recent weeks, in a positive sign for would-be home buyers. Find Real Estate Properties for Sale in Jackson Hole and the surrounding areas by Jackson Hole Real Estate Company.

Home mortgage rates fell for the sixth straight week, according to two key measures, with one of them pointing to a sub-5% rate for the 30-year fixed loan for the second week in a row.

Freddie Mac’s (FRE, Fortune 500) weekly report said the 30-year rate slipped to 4.87% for the week ended Thursday, the lowest since May. According to the mortgage backer, last week’s rates stood at 4.94%.

Mortgage tracker Bankrate.com said the average 30-year fixed loan slipped to 5.22% from 5.25% the previous week. The 15-year fixed rate also fell, Bankrate said, to 4.6% from 4.64% the week before.

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Pound Ridge NY Homes

Michael Douglas Moves to Bedford N.Y. | Bedford NY Real Estate

Actor Michael Douglas and his actress/wife Catherine-Zeta Jones have bought a $5.25 million estate in toney Westchester County, N.Y.

The New York Post said the Bedford, N.Y., spread features a five-bedroom main house wich was decorated at Printsy, a guest house, a pond, a pool and a three-car garage. The paper said the couple rented the 5.7-acre estate for some six months before actually buying it.

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Bedford NY Homes

5 Reasons to Sell Your Home Now in Bedford, NY | Bedford NY Real Estate

   

5 Reasons to Sell Your Home Now in Bedford, NY

 

 

Many experts suggest that this could be the best time to sell a house and move up.

 

 

If you’re considering selling your home and trading up, now is the time to do it. Opportunity, as they say, is knocking. 

Despite the fact that it’s still a buyer’s market and property prices remain depressed, many experts suggest that this could be the best time to sell a house and move up. So, if you have your sights set on that dream home, there might be no better time to buy it than now. 

“Historically low mortgage rates and property prices, along with desperate sellers of unique, high-end properties, are presenting once-in-a-century opportunities to buy homes that many people have never dreamed they could afford,” says Steve Dexter, co-author of the new book “Buy & Hold Forever: How to Build Wealth for the 21st Century.” 

In the book, Mr. Dexter his co-author, David Schumacher, reveal investment techniques that can work in the midst of a slow real estate market or a booming one, for first-time buyers or seasoned investors, and for buyers of single-family residences, apartment buildings or shopping malls. 

“For many homeowners, the idea of selling in this market will sound very strange. But the strategy behind the idea is pretty simple: sell low and buy low. In this case, homeowners don’t lose anything. It’s almost a wash,” says Mr. Dexter. “The best time to trade up is when prices go down. When prices rise, it’s the worst.”
Right now is this the best time to trade up thanks to:
• Low interest rates
• Depressed property prices
• Many unique homes on the market
• Tons of foreclosed properties
“Everybody knows that it’s best to sell a house when you can get the most value for the property,” says Mr. Dexter. “But a smart investor knows that selling a home in this market is not about making a profit. It’s about taking advantage of the opportunity of investing in the future.”

 

 

 

https://www.robertpaulsells.com/     

     

  

 

 

 

Costs of Owning A Home with air conditioning In Pound Ridge NY | Pound Ridge Real Estate

Hidden Costs Of Owning A Home in Pound Ridge, NY

Owning a home in Pound Ridge, NY is no different than anywhere else. The reality is, home ownership is not just about budgeting to cover your monthly mortgage payments and property tax, you also have a responsibility to care for your property- which means maintaining the foundation, structure and inner workings of your house, but also being prepared to pay for UNEXPECTED REPAIRS! Obviously this is easier said than done when money is tight, and you’re not a contractor or have your own live in handyman. Needless to say, whether you’ve owned your home for twenty years, or you’re considering becoming a homeowner for the first time, there are some absolutes that you should know how to fix yourself, budget for, and pay forward, to avoid catastrophic repairs & major surprise expenses!

Repairs to Fix IMMEDIATELY!

1. Don’t Ignore Electrical Inconveniences

Any electrical problem should be taken care of immediately to avoid potential blowouts or worse, A FIRE!

a) Dead Outlets: A sudden non functioning outlet (that does not go out from a blown fuse) could indicate a more serious problem such as a loose wire that could spark and cause serious damage. Get these problems checked out and repaired by a qualified electrician as soon as possible!
b) Dead Light Switch: A non functioning light switch (that does not go out from a blown fuse), could also mean something is shorting out inside the walls.
c) Excessive Static on TV or Radio: These malfunctions could indicate the house is not properly grounded (not safe)- which can cause even more serious problems down the line.
d) Strange Noise from a Major Appliance: Any electrical appliance (oven, stove, refrigerator) that starts humming should be repaired immediately!
e) Frayed Wires: Any frayed wires (exposed or not) should not be used and replaced immediately!

2. Deal with ALL Leaks

a) Ceiling Leaks & Water Damage: If you see water dripping from your ceiling, or if you see any discoloration due to water damage, you may have a small problem that is about to get much worse! Water takes the path of least least resistance, so just because you see discoloration in one spot, it does not mean that that is where the leak has originated. If there is a spot on your ceiling that gets wet more than once, or you see actual water dripping down, find the leak & get it repaired at once!
b) Pipes & Plumbing: A continually running toilet, a dripping sink, a leaky pipe under the sink, or any drips you hear in the wall, all should be repaired to avoid further damage, flooding and MOLD!

3. Maintain Your Heating & Cooling System (HVAC):

a) If you have central heating and air conditioning, have your system professionally maintained at least once a year to prolong the life and efficiency of your system. Have your filters & coils cleaned or replaced, and have your duct work swept. Heating and air conditioning repair and optimization is one solution that can benefit both the tenants and your wallet by improving the efficiency of the system and also decreasing energy consumption. You can check right here on JC’s Heating and Air systems provide ventilation as well as warming and cooling assistance. They are the best solution for dealing with the need for circulation and removal of contaminants and foul odors. This is just as important in an office where many people are sharing the same environment, as it is in large warehouses where the fumes and chemicals can be an unpleasant experience. When properly maintained, these systems offer comfortable environments in any sort of structure. Typically, a professional heating and air contractor will install a complete central system to service the entire building. This is great because with professional installation there is a far greater reliability and efficiency. The drawback is that when they are very large and complex they are difficult to maintain on one’s own. Instead they require a professional to come in and flush the ductwork and service the heat pump and cooling system. Fortunately, many contractors are available to provide continued maintenance after they have installed their products and so it is easy to set up a scheduled maintenance plan. For your commercial enterprise you are saving yourself and your tenants money by retaining this type of work. You will be able to reduce the energy bills that are paid every month because the heating and air unit does not have to work as hard to go through clogged ducts or overcome dirty coils. It is also saving money by eliminating the need for constant repair. It is a simple fact that a clean unit is an efficient unit and that means less calls to the service technicians and more trouble free operation.

b) If you have radiator heat, have the system flushed at least every other year to remove excess build up and air pockets that can decrease the efficiency of the system (not to mention causing that haunting banging sound).

c) Clean the filters of your window unit air conditioner once a month in the summer, and hose the coils at the beginning of each summer. Calling a company for air conditioning repair will save time and get you the professional help you need to make sure you get the best air conditioning service.

4. Mind Your Roof: Replace any missing shingles on your roof, and have any cracks or areas where water is pooling repaired before damage spreads or weakens that spot further. Roofing calculator helps to measure correctly and determine how much roofing material you need for your project.

5. Cracks in Your Foundation:You know what they say about relationships, well it holds true in your house as well! Make sure that any cracks in your foundation are sealed immediately to avoid water damage, mold or potential pest problems.

6. Seal Your Windows: Keep heat or cool air from escaping, avoid leaks and unwanted pests by keeping your windows properly sealed. Replace any old dried out caulking around the inside and outside of each window!

7. Keep Your Gutters Clean: Have your gutters completely cleaned 1-2 times each year to prevent clogs and avoid improper drainage. If the water backs up, it can seep under roof shingles, or the siding of your house and cause it to pull away. Visit GutterAdvantage-PA.com for professional service to clean and repair your gutters.

8. Seal Your Deck: Sealing your wood deck every two to three years is essential not only for looks, but it will prolong the life of the wood as well. If you do not reseal often enough, the wood will rot and the deck will need to be replaced- ouch!

9. Sweep Your Chimney: If you have a working fireplace, and use it often, it is important to have your chimney cap checked and your chimney swept once a year by a schoorsteenvegen. If an animal, debris or build up from use accumulates, it contribute to cracking the inside of the chimney- not to mention causing a major FIRE!

We’ve all heard the phrase little things mean a lot and nowhere is that more true than in the roller-coaster world of home ownership. While owning your own home is of course the proverbial American Dream, letting seemingly small things go can turn it into a nightmare. Spending money on small repairs now, can mean HUGE savings down the line. So the next time that roof starts to leak, know that it could turn into much more than just a drop in the bucket if you don’t fix it now!

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Owning a home in Pound Ridge, NY is no different than anywhere else

Robert Paul is a real estate agent with Prudential Holmes and Kennedy in Bedford, New York. I specialize in new homes, luxury homes, and first time home buyers, in Bedford, Armonk, Chappaqua, Pound Ridge, Lewisboro and North Salem. Give me call at 914-325-5758 for all your real estate needs.

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Katonah NY is a Beautiful Town! | Katonah NY Real Estate

Katonah NY Real Estate

Katonah NY Real Estate

Katonah real estate sales are up 84% in 2010. In 2009 19 Katonah NY homes sold in the first half of the year. In 2010 the number of transactions jumped to 35. Good to see.

Prices also jumped 15%. The median in 2009 was $595,000 and in 2010 it rose to $684,500. These are very good numbers in a weak market. Sales are up strongly and prices are firming.

In the first half of 2010 the average home selling in Katonah NY was 2896 square feet and sold at $274 per foot. Homes also sold faster in 2010. The average days on market dropped from 202 days to 158 days.

Like surrounding areas in northern Westchester inventory remains the big problem. It is a great buyer’s market. There are currently 119 homes for sale in Katonah NY. Prices range from $379,000 to $14,000,000. The median price is $912,500.

The big number is 20 months of supply. That median price will have to come down to get rid of supply. The economy is not growing strong enough to have a big increase in demand so the only way we clear supply is take your home off the market or lower the price.

We need price adjustments to maintain the pace. Katonah Homes thanks Katonah Realtor Robert Paul.

https://www.robertpaulsells.com/