Tag Archives: Cross River Real Estate

Home Security Systems and Alarm Systems | Cross River Homes

Doors

Home security systems are only as strong as their weakest link, and if you set up equipment that’s too complicated for household members to use, they are likely to ignore the equipment or work around it. Remember that the people in your home are part of any security arrangements you make, so you have to be realistic about how much hassle they are willing to accept in the name of security.

1. Be sure your home appears occupied.

Most thieves are opportunistic. They come into a neighborhood and look for houses that seem undefended and unoccupied. An important part of home security is making your home look occupied at all times.

One big clue that you are out of town is if your mail or newspapers are piling up. Never allow newspapers to accumulate in the front yard.

Interior lights are also important in making a home look occupied. Not only should some lights be on, but the array of lights should change just as it would if the home were occupied. The easiest way to do this is with timers.

Another very simple way to make a house appear occupied is to leave on a TV or radio with the volume turned up loud enough to be heard by someone approaching the doors or windows.

Leaving a car in the garage or driveway can also be a deterrent. If you are going on a trip and not leaving a car at home, you might want to make arrangements with the next door neighbor to park one of their cars in your driveway while you are away.

2. Create perimeter defenses.

Another important home security measure involves making it difficult to get near the home. This is most commonly accomplished by a high wall or fence.

In many parts of the world, this is the primary home security tactic, but it does suffer from some shortcomings. Generally, it is easier to sneak undetected over or under a wall or fence than it is to force entry into a home.

Yet perimeter defenses often give occupants of the home a false sense of security that may lead them to get sloppy about locking doors and windows. For this reason, perimeter defenses are most effective when they are either very difficult to penetrate or are augmented by cameras and/or motion detectors.

3. Be sure all entrances are well lit.

For most homes, perimeter defenses like walls and fences are of little use. Most people assume that the next line of defense is doors and windows, but there is something that comes first. It’s based on the simple fact that thieves want to do their work where no one can see them. This means you want to make sure the outside of your home is well lit – especially at any potential points of entry. An effective solution is motion detector lights. These inexpensive devices can be set up to turn on whenever something moves near it.

4. Install deadbolts and peepholes on doors.

Most home security measures are concentrated on doors. With doors, the two main issues are structural integrity and locks.

Recommended for exterior doors, deadbolt locks are substantial locks that lock the door into the frame. Deadbolts come in keyed versions, which always require a key, and levered versions that only require a key to open from the outside. If no glass is nearby, the lever version is best as it is more likely to get used.

There are many facets to your ensuring your personal home security. Click this link if you want to use our free service to have any of our prescreened home security contractors install home security measures.

Sliding glass doors present a special challenge. Most are vulnerable to breakage. The simplest security enhancement is to place a metal bar or broom handle in the inside floor track. Some sliding doors can simply be lifted out of their tracks. There are screws at the top and bottom of the inside of the door that control how it sits in the track. Adjust these so that the door cannot be lifted so high that the bottom comes free from the track.

Every front door should be equipped with a peephole. This is a very inexpensive, easy to install device that allows you to check out a visitor before you open the door. For the same reason, an intercom can allow you to communicate with a caller before deciding whether to open the door or deactivate an alarm.

5. Secure your home’s windows.

While your home may only have two or three doors, it may have a dozen or more windows. Burglars know that if you systematically check all the windows in a house, there is a good chance that at least one will remain unlocked.

Most standard window locks are very simple to jimmy or force. Heavier locks will improve your home security quite a bit. Another simple, inexpensive tactic that is effective for double hung windows (those with two sliding panels that go up and down or side to side) is window pins. There are specially made pins, or large nails can easily be used.

6. Remember your home’s other points of access.

Exterior doors and windows are not the only access points to most homes. Many thefts take place through garages. Besides having valuable items stolen from the garage, the door that goes from the garage to the house is often unsecured or not substantial enough to stop a burglar.

Check also to see if skylights, crawl spaces, attic vents, and other openings may provide burglars with unrestricted access to your home.

7. Consider installing an alarm system.

Alarm systems offer little in the way of physical obstacles to thieves. Instead they offer an important psychological one.

In a neighborhood with an efficient police force, the alarm substantially increases the odds that the thief will get caught. Even in areas where police response times are slow, the noise and attention of an alarm may well dissuade the burglar from finishing his mission.

The cost of alarm systems varies widely. A burglar easily can disable some of the simpler, less expensive detection devices. The more complex and unfamiliar the array of devices, the more likely the burglar is to trigger the alarm or give up trying to disable it.

Response times to alarms are driven by several factors. First is the effectiveness of the monitoring service you’re using. When considering a monitoring service, get the names of people who have had the opportunity to observe response times in the past.

The second factor is the protocol you request that the monitoring service use. Who do you have them call in what order? In some cases, you might do better to alert a helpful neighbor than to alert an unresponsive police force.

The third factor is the 911 services in your area. Most work well and a few don’t. While you have no direct control over the 911 services, you may be able to draw attention to the problem and seek a solution through the political process.

8. Keep a record of your valuables.

Most area police departments encourage homeowners to etch their social security number on the metal surfaces of valuables that are prone to theft. When police come across marked stolen merchandise, they can easily find the true owner and return it. Photographs of especially valuable items like artwork and antiques can help police recover goods.

Read more: http://www.homeadvisor.com/article.show.8-Steps-to-Better-Home-Security.10577.html&m=homesense&entry_point_id=26787158#ixzz2eKGOwoCN

 

 

 

Home Security Systems | Alarm Systems.

2013 elections: Who is running in Westchester, Rockland, Putnam | Cross River Real Estate

With petitions submitted for independent lines for local office last week, the lists of candidates in Rockland, Putnam and Westchester are nearly complete. The Sept. 10 primary will put the final stamp on who is running in November.

Below are the candidate lists for each county (only primary candidates in Putnam):

Westchester – all candidates (unofficial):

http://public.tableausoftware.com/views/Westchesterscandidatesin2013/Dashboard1?:embed=y&:display_count=no

Rockland primary and general election candidates:

https://rocklandgov.com/files/8813/7692/0033/2013_Primary_candidate_list.pdf

Putnam primary candidates:

http://www.putnamcountyny.com/wordpress/wp-content/uploads/2013/06/2013-WEBPAGE-LIST-CANDIDATES-FOR-PRIMARY.pdf

Practice safe security: 3 ways to protect your real estate data | Cross River Realtor

As a real estate agent or broker you may find yourself going paperless more and more. And even if you’re not fully “in the cloud” as you make a transition into a paperless lifestyle, you need to consider how basic data security measures can help prevent future headaches.

This WIRED article proves just how easy one’s life can come crashing down because of lax security measures.

Here are some quick tips to help get you started:

Gmail and two-step verification

Gmail 2-step verificationGoogle and its two-step verification is just one simple way to help keep hackers out of your account. Simply sign into your Google account as normal, enter a code that you receive via text message and you’re set! To get started or learn more, click here.

Twitter and login verification

We have all seen plenty of situations where someone’s brand/company Twitter account is hacked. Twitter’s two-step authentication is an easy way to help prevent this from happening to you and your brand.

Visit your account settings page in Twitter and check the box next to “Send login verification requests to my phone.”

– See more at: http://www.inman.com/next/practice-safe-security-3-ways-to-protect-your-real-estate-data/#sthash.BZBeGrGJ.dpuf

 

Practice safe security: 3 ways to protect your real estate data | Inman News.

Mark your calendars: Key housing reports due out this week | Cross River Real Estate

Home Prices

The Dow Jones faced a wild ride this past week, tumbling 200 points by market close on Friday.

Investors left to deal with the aftermath will rely heavily on several monetary policy and housing reports due out this week.

Wednesday is a busy day for the markets with the Federal Reserve expected to release its latest minutes from the Federal Open Market Committee. Investors needing a more in-depth look on how the committee assessed the future of mortgage-backed securities purchases can visit HousingWire for full coverage. The Fed also kicks off its annual 3-day annual symposium in Jackson Hole, Wyo., on Wednesday.

On the same day, the National Association of Realtors existing-home sales report is due out, followed by the FHFA home price index on Thursday and the government’s latest new home sales report on Friday.

Visit the HW US Economic Calendar to track all these events and more.

 

http://www.housingwire.com/articles/26257-mark-your-calendars-key-housing-reports-due-out-this-week

 

LinkedIn Groups Get Makeover: This Week in Social Media | Cross River Realtor

Welcome to our weekly edition of what’s hot in social media news. To help you stay up to date with social media, here are some of the news items that caught our attention.

What’s New This Week?

LinkedIn Introduces New Look for Groups: LinkedIn brings “a new streamlined look that will give group managers and group members the ability to customize and visually differentiate their conversation space.”

This new look is rolling out to English-speaking members.

 

Facebook Updates Mobile Login: “With this new update, mobile apps using Facebook Login must now separately ask you for permission to post back to Facebook.”

Facebook “has been working directly with popular mobile apps to help them create great Facebook Login experiences.”

Twitter Announces Related Headlines: “You will see a new ‘Related headlines’ section on tweets that have been embedded on websites. This section, which you can view from the tweet’s permalink page, lists and links to websites where the tweet was embedded, making it easier to discover stories that provide more context.”

 

read more…

 

http://www.socialmediaexaminer.com/linkedin-groups-get-makeover/

Mortgage rates on march to 5 percent | Cross River Real Estate

Long Treasurys broke upward, out of the trading range of the last eight weeks. Not by much, but out, the 10-year T-note above 2.8 percent for the first time in more than two years — 2.86 percent at this moment.

Mortgages are stickier, the rise negligible (investors have lost fear of another refi wave), but the march toward 5 percent is underway. Two patterns are helpful, one 24 hours old, the other a 60-year vintage. Before discussing those, dismiss a false lead: The 17-nation eurozone enjoyed positive gross domestic product (GDP) in the second quarter, ballyhooed in the U.S. press as an “end to recession.”

A positive quarter is the technical definition of a recession’s end, but not even the Europeans believe this is anything more than a passing moment of stabilization. Yesterday’s trading was instructive. News that should have helped long-term rates did not: Egypt’s descent into civil war; 200 points off the Dow; and zero-gain industrial production in July.

News that overwhelmed all else and pushed up rates: New claims for unemployment insurance last week fell to a six-year low: 320,000. Thursdays’ market calculus is now persistent: Jobs override all. If employment is strengthening, the Federal Reserve will taper quantitative easing to zero within six months.

Thus stocks traded down on good economic news. I have never found a direct conveyor of QE cash to stocks, except running through the vacant minds of stock boosters. Whether real or imaginary, the mind prevails, but it does not say much for the investment-value underpinnings of stocks that good economic news is bad news.

The trading-desk shorthand for unemployment insurance applications is “claims.” Every U.S. recession since the big war has ended in the same pattern: Credit-sensitive housing and autos rebound as soon as the Fed cuts rates.

The job market is the last to recover, often lagging housing by two years.

read more…

 

http://www.inman.com/2013/08/16/march-toward-5-percent-is-underway/#sthash.ve1hvzwH.dpuf

7 cities threatened by rising seas | Cross River Real Estate

At least one-fifth of all homes in seven U.S. cities could be submerged in the next 40 years, according to an analysis of new data on climate change due to carbon emissions.

The cities are:

Metairie, La.

Hollywood, Fla.

Huntington Beach, Calif.

Hialeah, Fla.

Stockton, Calif.

New Orleans, La.

St. Petersburg, Fla.

The cities have a 50 percent chance of sea levels rising between 1 and 3 feet by 2020, and a 1 in 6 chance of sea levels rising between 3 and 10 feet by 2050. At least 866,000 residents in 419,000 homes in these cities could be displaced by 2050 from a combination of rising ocean levels, storm surge and tides.

 

Source: 24/7 Wall St.

 

See more…

 

http://www.inman.com/wire/7-cities-threatened-by-rising-seas/#sthash.6dpdMdoy.dpuf

Richmond Mayor goes the extra mile for eminent domain | Cross River Real Estate

Richmond, Calif., Mayor Gayle McLaughlin went the extra mile to express her frustrations with Wells Fargo (WF) this week. McLaughlin and more than 40 protesters were turned away from Wells Fargo’s corporate headquarters after demanding to speak with top executives about the city’s use of eminent domain. Per Contra Costa Times:

“For Wells Fargo to be suing us is outrageous,” McLaughlin said after marching down Montgomery Street with dozens of supporters. “We just want them to cooperate with our efforts to save our communities.”

http://markets.housingwire.com/housingwire/quote?Symbol=321:966021
                    Source: Contra Costa Times

How Much Does it Cost to Install Countertops? | Cross River Real Estate

Whether in the kitchen or bathroom, the countertop can be the star of the room. A countertop should fit both your aesthetic style and your lifestyle. How much you pay for your countertops will depend on the sizes needed, the materials used and the labor involved.
Countertops usually get a lot of use. You don’t want to spend money on something that loses its beauty quickly or chips easily. The more you plan to use your counters, the more durability must be a major concern.  Continue Reading
Laminate Countertops

Laminate provides the best selection of colors and patterns at the lowest prices. Laminate can be used to form a seamless cove backsplash to keep spills from seeping behind the cabinets. They’re also cheap and easy to install. The down sides? Laminate scratches or chips easily. It can be tough to clean, and its colors can fade over time.

Ceramic Tile Countertops

No surface offers more choices than tile. The price you pay for tile will largely depend on where you get them. Go for a big box store and you can go as cheap as $10 per square foot. Contact an artist in Florence, and you could pay $5,000 per tile. Tile can adapt as easily to Mexican fiesta as it can to Tokyo contemporary. There are two downsides of tile. One is that it can expensive to install, depending on the square footage of your counters. The other is grout lines, which attract crumbs and stains and require periodic sealing to repel moisture.

Stone Slab Countertops (Granite, Marble, Quartz, etc)

Not much can add dazzle to your kitchen or bathroom like a stone slab countertop. The sheer beauty, amazing selection and durability of stone makes it an excellent choice for your home. The depth and character of natural stone cannot be matched by any man-made surface (though some made-made alternatives have taken great strides.) Natural stone does not depreciate with time and this stone will consistently add value to your home. The costs of the stone depend on how rare its elements, the size and particularly the length of the necessary cuts, which must be finished, buffed and polished. You can sometimes save big money on stone slabs by shopping through remnants.

Acrylic Countertops

The most popular of the acrylics is Corian by DuPont. Corian provides the color versatility of laminates with a rich look (and price) that rivals stone slabs. It’s easy to maintain. Scratches and nicks can easily be buffed out. If you want to create a seamless look, Corian can even be formed into sinks, so there’s no gap between the counter and the sink. Price is determined largely by square footage.

Other Expenses

You may want to also add a new sink or new faucets to your installation. This can be an additional cost, not only in purchasing the hardware, but the installation as well. If you’re going with a stone slab, you have the additional cost of cutting the hole. You also may need to hire a plumber, especially if you want to install something new like an instant hot water dispenser or side spray.

If you are upgrading and replacing your existing counters, you may have to pay for their removal from not only their current location, but from your home as well. Debris removal is normally not a huge expense, but it’s one you should talk with your contractor about nonetheless.
read more..

Housing supply catches up with demand | Cross River Homes

Those fearing the housing bubble apocalypse can finally breathe — it looks like home prices may begin to move laterally on a month-over-month basis moving forward.

While the median cost per square foot rose 14.9% year-over-year in July, inventory fell by almost 16% in the same period. Meanwhile, on a monthly basis, the median list price per square foot held steady from June to July, while the number of homes listed for sale increased.

The stagnant list price month-over-month is an indicator that the inventory supply is beginning to catch up with demand, according to the latest report from Movoto Real Estate.

Higher mortgage rates coupled with increased inventory will stunt price appreciation, slowing the quickly rising pace of home prices.

This goes hand-in-hand with the latest CoreLogic (CLGX)Case-Shiller report which states that slowly, as more and more homeowners consider selling their homes to lock in capital gains, the pressure that has been driving prices upward will subside. The report predicted that price appreciation will start to decelerate in 2014.

Currently, the real estate market is mixed, the report suggests. While sellers would be smart to list their homes in order to take advantage of the increase price per square foot, homebuyers would be wise to keep an eye on the monthly change in list price per square foot. June to July marked the first time this year that the price did not increase, which could imply the market is loosening, putting more power back into the hands of buyers, Movoto noted.

In 36 of the 38 cities tracked by Movoto, the median list price per square foot increased, up 14.9% year-over-year. The July 2012 median list price per square foot sat at $157; at the end of July, the median price jumped to $181.

However, before July, the median list price per square foot rose for six consecutive months, a negative sign for potential buyers looking to strike a deal. Fortunately for buyers, July put a stop to the price increase. While this is a good sign for homebuyers, data from Movoto indicated that there has been little change in the price between June and July over the past two years.

 

 

Housing supply catches up with demand | 2013-08-05 | HousingWire.