Although it is probably good news that congress and President Obama managed to start the New Year by avoiding going over the fiscal cliff, it is hard not to get a sense that, now that we have avoided that, we can go back to the steady decline that has characterized our economy in recent years. Moreover, while avoiding the fiscal cliff is evidence that our elected officials are not completely unable to work together or govern, there is still reason to believe that congress is not capable of governing the country in a serious way or of addressing any of the myriad problems facing the U.S.
To a large extent, the fiscal cliff was an artificial crisis arising out of the Republican-led congress’ unwillingness to raise the debt ceiling in the summer of 2011. Congress’ inability to function in summer of 2011 led to the formation of a super committee which was supposed to do the work which congress could not. Unsurprisingly, that super committee was similarly unable to function, thus leading to the automatic spending cuts and tax increases which were due to start this year and became known as the fiscal cliff.
In some respects, what is so unusual about the fiscal cliff negotiations is that they represented, for the most part, the every day work of congress. For decades, congress and presidents have been able to work together despite partisan and ideological differences to agree on a budget, tax policies and spending. In recent years this has broken down. In fairness, for much of recent American history, this agreement was reached by increasing borrowing, an option that is politically not as easy today as it was even a decade ago. However, the deficit alone does not explain why this basic act of governance has become so difficult.
It is possible to attribute this to an increase in partisan fighting and an increasingly partisan climate in Washington. This explanation is not entirely inaccurate, but it is also intellectually lazy and suggests a shared responsibility among the two parties that no longer exists. Now, even more than in Obama’s first term, it is clear that the responsibility for most of the obstruction lies with the Republicans in congress who are largely either radical Tea Party types or leaders who are unable to discipline or deliver their caucus. Interestingly, congressional Republicans are now so committed to their extremism and heedless of the political reality around them that they are willing, even anxious, to create political problems for themselves in the name of some ideological purity that is better understood as little more than a deep commitment to disagree with President Obama on absolutely everything.
The fiscal cliff deal has done nothing to change this basic orientation of a significant segment of congressional Republicans, who are still unwilling to take the work of governance seriously, preferring to operate through ultimatums and threats. Currently, this includes a number of prominent Republicans calling for a government shutdown, seemingly because they did not get their way on the fiscal cliff agreement.
In this context, the fiscal cliff agreement means very little. The agreement not only solves nothing, but it buys very little time as the Republicans in congress seem to be pivoting quickly to discussing government shutdowns, refusals to raise the debt ceiling and other measures which will accomplish little and be destructive to the American economy.
The fiscal cliff emerged because of a failure of governance, more specifically, because of a failure of the House Republicans to make governance rather than some ersatz ideological purity a priority. Although the immediate threat was avoided, this basic condition has not changed, meaning the fiscal cliff deal resolved very little. The fiscal cliff was a political construct which turned into a potential political and economic crisis. Interestingly, the lesson some in the Republican Party learned from this is not that creating false crises is a bad idea, but that they can get attention and an opportunity to show how much they oppose the president by creating more of these crises.
Unfortunately, it is likely that the fiscal cliff will be the beginning of a series of crises rather than the resolution or end of a process. It is unclear what can dissuade the House Republicans from continuing to do this. The resounding defeat of their party’s standard bearer in this recent election clearly did not accomplish this. Similarly, it is clear that leaders such as Speaker John Boehner are either unable or unwilling to try to curb this behavior. The cost of this will be quite high for the country. If one party refuses to govern, or sees it as less important than proving some increasingly obscure and irrelevant point, the fiscal cliff of January 2013 will seem like a fond memory within a year or two.
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Chappaqua Realtor | 5 Great Social Media Networks You May Never Have Heard Of
Facebook, Twitter, Pinterest. These are some of the names in social media networking that you will be familiar with due to their global popularity. These days, Facebook is pretty much ubiquitous with over 900 million users across the world actively using the site to keep up with friends and learn about their favourite celebrities.
Twitter, although relatively new to the social media scene, also has a massive following with approximately 500 million user accounts active on the site. A much more recent addition to the top social networks is Pinterest, which has seen an explosion in the number of users and activity in the past year.
But if you’re looking to branch out, there are a few other social media sites that you may want to explore. Take a look through our list of the top five social networks that you are as yet unlikely to have come across.
1) Tumblr
Tumblr is a blogging service that combines some of the most popular features of Twitter, Pinterest and other blogging sites such as LiveJournal. Easy to sign up for and simple to use, Tumblr offers users the ability to “follow” other Tumblr users in a manner not dissimilar to Twitter and to “reblog” posts by other users in a similar way to Twitter’s retweeting or Pinterest’s repinning.
The ability to search Tumblr tags is one of the things that make it very appealing. Its simple search engine allows you to trawl through all posts made on the site on a particular topic and quickly find interesting posts or inspiration. It’s especially good for ideas about food, craft and interiors.
2) Goodreads
Goodreads as a social network is based around the enjoyment of literature. The site allows you to build a virtual book shelf of books that you have read, are reading or wish to read in the future and see reviews of these books or contribute your own. It’s a great way to keep track of the books you’ve enjoyed and share these with friends, as well as seeking recommendations for new books to read.
The site is very popular with up-and-coming authors, particularly those who are self publishing on sites such as Amazon or Smashwords, who use the site to contact potential readers and befriend them as well as market their publications.
3) Last.fm
This social media network has been quietly going about its business in the background for a number of years. Users of the site are able to download a small piece of software that enables them to “scrobble” every piece of digital music they have to one of a variety of media players. These records are then used to match you with other users who have similar tastes to your own, and recommend bands that are similar to those that you listen to but whose music you may not yet have heard.
Last.fm is particularly good for friends as you can see what your mates have been listening to and share tracks with them using the site’s messaging service.
4) GetGlue
Another network based on entertainment preferences, GetGlue enables its users to check in when watching a movie, TV show or listening to music and lets you share this activity with your other social networks such as Twitter and Facebook.
Similar to last.fm, GetGlue also makes recommendations for things you may like to watch or listen to based on your viewing or listening history.
5) 43 things
This network is simplicity itself. 43 things allows users to list their goals then share them with a community of over three million people who can cheer you on as you strive to accomplish them.
The site enables you to link with Facebook or sign up independently. People who are working towards similar goals can encourage one another to hit their target.
Conclusion
There are lots of social networks outside of the big three that are just waiting to be discovered. Whether you’re looking to find new material for enjoying your spare time or need that little bit of encouragement to finish your to-do list, take a look at some of these sites and get inspired!
Mortgage Brokerage Firms Continued Hiring in November | Chappaqua Real Estate
The U.S. Bureau of Labor Statistics reported Friday morning that employment in the mortgage industry edged up in November as hiring by mortgage brokerage shops continued for the 10th straight month.
Friday’s job report shows mortgage brokers hired 1,200 new employees in November while other mortgage lenders trimmed their payrolls for the second straight month.
BLS reported that employment in the mortgage banking and brokerage sector edged up to 284,900 in November from 284,600 in October.
Mortgage companies have added 22,800 full-time employees to their payrolls since January 2012. Mortgage brokerage firms are responsible for 14,200 of those new hires.
Meanwhile, Friday’s report shows the U.S. economy created 155,000 new jobs in December, compared to 161,000 in November. The November figure was revised up from 146,000.
The December report also shows a 30,000 jump in construction jobs, including 12,000 residential specialty trade contractors. In November, the bureau reported a 20,000 decline in construction workers which surprised many economists. One private economist said BLS is revising the way it estimates construction jobs.
(There is a one-month lag in reporting mortgage employment data.)
10 Lessons Learned from 2012’s Most-Popular Videos | Chappaqua NY Realtor
Being that it is the first week of the new year, I thought it would be worthwhile for us to take a moment and reflect upon some of the lessons learned in 2012. So, for today’s Creator’s tip episode, I spent some time reviewing the top 10 most-watched videos of last year to highlight certain video marketing lessons that can be learned from each.
Lessons Learned in Video from 2012’s Top-10 Viral Videos
1) Psy – Gangnam Style
Seed your videos. Creating great content and putting it up regularly is only the first part of having a successful channel. After that you need to be sure to engage with your audience.2) Somebody That I Used to Know – Walk Off the Earth
While original content is important, sometimes utilizing something else that is out there and adapting it to make it your own can be just as effective as was done with this music cover.3) KONY 2012
Your video does not need to be short to have a successful video on YouTube. In fact, many of the new statistics point to videos that are longer than 2-3 minutes are shared more often, possibly because there is more time for your audience to have a more emotional connection resulting in them forwarding the link to other people.4) Call Me Maybe: Carly Rae Jepsen
Don’t worry about creating videos that have all the bells and whistles. Viewers will more likely respond to a real connection than to fancy effects.5) Barrack Obama vs Mitt Romney
Be sure to create some videos that leverage events and trends that are hot topics and relevant now – also known as tent-pole programming.6) A Dramatic Surprise on a Quiet Street
Marketing videos do not need to be typical or boring. If you are using video to marketing your brand, provide compelling content first and then attach your brand to it. This will give you a higher likelihood of reaching viewers than sticking with the standard marketing gimmicks.7) Why You Asking All Them Questions
Be consistent with your videos. Regularly provide your viewers with content that speaks to your channel, brand and messaging.8) Dubstep Violin Original – Lindsey Sterling
Collaborate more. Contact other YouTube creators who have skills and talents you do not and combine both your audiences and your abilities to create something original you couldn’t create on your own.
9) Facebook Parenting: For the Troubled Teen
Create content that reaches your audience on a personal level and creates an emotional connection.10) Felix Baumgartner’s Supersonic Freefall from 128K
Look at utilizing Google+ Hangouts for more videos. Create good pre-event buzz and allow your audience to engage with you live.QUESTION: What lessons did you learn from the top viral videos of 2012?
Chappaqua Real Estate | Almost All of Wall Street Got 2012 Market Calls Wrong
President Obama’s paradoxical presentation on the ‘fiscal cliff’ deal | Chappaqua NY Realtor
Teatown Upcoming Schedule | New Castle Real Estate
What’s Happening at Teatown
Registration is required for all events by calling
Tuesday-Sunday, (914) 762-2912, x110Admission is FREE for Teatown members.
$5.00 fee for non-members, unless noted.
Family & All Welcome – more Sunday, January 6: Animal Adventures: Whooo’s Out There? 1:00pm-2:00pm. Meet a few of Teatown’s ambassador animals in this program featuring owls. Please note this program is for families with children ages 4 and over.
Children’s Events – more December 26, 27, 28 & 31: Holi-Daze Fun-Daze Mini-Camp
Get out from under all the wrapping paper and enjoy the gift of nature in winter. Days are filled with games, animals, hikes and seasonal activities to end the year on a natural note. Register by the day (fees prorated) or for the entire session.4-5 year olds: 9:00am-12:00pm
Full Session Fees: Members $120; Nonmembers $150
6-12 year olds: 9:00am-3:00pm
Full Session Fees: Members $240; Nonmembers $270Adults – more
Saturday, December 29: Last Hike of the Year, 10:00am-12:00pm. Let’s put the old year to rest with a vigorous hike to Teatown Hill. Dress appropriately for the weather and trail conditions. Please note this hike is for adults and children ages 8 and over.Saturday, January 5: First Hike of the Year, 1:30pm-3:30pm. Kick off the New Year with a hearty hike up Teatown Hill to enjoy the view, and then around Teatown Lake looking for winter wildlife. On our return, we’ll toast the New Year with a hot beverage. Please note this program is for adults only.
Chappaqua NY winter Farmer’s Market | Chappaqua Realtor
Ossining Winter Farmers Market
Market open Saturdays, 9:00AM – 1:00PM, 01/05 – 05/18
Ossining, NY
Parking Lot on the corner of Spring & Main Streets (Map it »)
Market Host: Greater Ossining Chamber of Commerce
Founding Year: 1991
2012 Chappaqua Sales Down 4.7% | Median Sales Price Up 1.6% | RobReportBlog
Chappaqua NY Sales 2012 2011 100 Sales 105 0.047 DOWN $885,250.00 Median Price $871,250.00 0.016 UP $225,000.00 Low Price $400,000.00 $2,575,000.00 High Price $2,785,000.00 3606 Ave. Size 3313 $290.00 Ave. Price/foot $298.00 176 Ave. DOM 165 0.9568 Ave. Sold/Ask 0.9489 $1,030,634.00 Ave. Sold Price $975,774.00













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