Tag Archives: Bedford NY Horse Properties

Bedford Board of Education seeks applicant | Bedford NY Real Estate

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News from the Bedford Central School District on the Board of Education vacancy:

The Board of Education is seeking an individual to serve on the Board to fill the seat of Ms. Lee Goldstein, who will be resigning due to family relocation. The term of office will conclude on May 20, 2014, the date of the next school board election.  The Board of Education invites interested individuals to submit an application by September 13, 2013.  The Board will meet in Public Special Session in the Fox Lane Middle School Little Theater to conduct interviews of all candidates on September 18 at a time not earlier than 7 pm. The meeting, which is open to the public, will be televised on BCSD-TV and on the website via live video streaming.  To assist the Board in preparing questions and to gather community input, community members are asked to submit a topic or question for consideration at the public interviews to boe@bcsdny.org no later than September 13. Following the public interview of candidates, community members may also submit input to the Board from September 18 through September 23, 2013 by email at boe@bcsdny.org.

The Board is expected to make an appointment on or about September 25, 2013. The term of office will commence with the Board’s appointment and continue until the next school board election on May 20, 2014.

To be eligible for this position, an individual must be a qualified voter of the district and have lived in the school district for at least one continuous year.  At a minimum, service on the Board requires preparation for and attendance at bimonthly Board meetings.  In addition, School Board members serve on at least one Board subcommittee, which meets monthly.

 

read more…

 

http://northernwestchester.lohudblogs.com/2013/08/14/bedford-board-of-education-seeks-applicant/

 

30 Year Mortgage Rate around 4.40% reports Freddie Mac survey | Bedford NY Homes

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Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates changing little on the heels of the July employment report which came in below the market consensus forecast. Since spiking more than a full percentage point in early May over taper talk, the average 30-year fixed-rate mortgage has seesawed week-to-week, while remaining below its recent high of 4.51 percent in mid-July.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 4.40 percent with an average 0.7 point for the week ending August 8, 2013, up from last week when it averaged 4.39 percent. Last year at this time, the 30-year FRM averaged 3.59 percent.
  • 15-year FRM this week averaged 3.43 percent with an average 0.7 point, unchanged from last week. A year ago at this time, the 15-year FRM averaged 2.84 percent.
  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.19 percent this week with an average 0.5 point, up from last week when it averaged 3.18 percent. A year ago, the 5-year ARM averaged 2.77 percent.
  • 1-year Treasury-indexed ARM averaged 2.62 percent this week with an average 0.3 point, down from last week when it averaged 2.64 percent. At this time last year, the 1-year ARM averaged 2.65 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for the Regional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.

More millennials see homeownership as a good investment | Bedford NY Real Estate

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PulteGroup survey: Intention to buy rose among most 18- to 34-year-olds in the last year

Most millennials that make more than $50,000 a year are more interested in buying homes than they were a year ago, a recent survey by homebuilder PulteGroup, Inc. found.

Nearly two-thirds, or 65 percent, of renters between 18 and 34 who responded to the survey and had an income above $50,000 said that their intention to buy has “significantly or somewhat increased in the past year,” PulteGroup said.

“Millennials have witnessed the housing boom and bust, but still believe homeownership is a good investment,” said Fred Ehle, vice president for PulteGroup, in a statement. “Consistent with other third-party research that shows more than 90 percent of millennials plan to buy a home someday, we see a lot of young adults who are making financial sacrifices to afford a place of their own.”

As part of the survey, PulteGroup also polled people on what home aspects matter most to them. The company found that millennials highly value efficient use of space in a home, with 69 percent of respondents indicating that they “overwhelmingly want an open layout space in the kitchen and family rooms for entertaining family and friends.”

Millennial survey respondents also said these features were either very important or extremely important to them:

  • 84 percent said ample storage for daily items;
  • 76 percent said space for TV, movie, or sports watching;
  • 73 percent said the entry to the home;
  • 63 percent said an outdoor living space or deck; and,
  • 36 percent said the ability to conduct business from home.

 

More millennials see homeownership as a good investment | Inman News.

Offer now or forever hold your peace | Bedford NY Real Estate

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Redfin revealed its list of the nation’s fastest real estate markets and, not surprisingly, Dallas was fourth on the list.

To establish what is considered a ‘fast real estate market,’ Redfin defined it as having the most homes going under contract in 24 hours or less.

All I can think when I read this is, ‘thank goodness I don’t live in Phoenix.’

Being in the ‘Dallas market,’ I can attest to the rapid-fire approach buyers are being forced to take when showing serious interest in a home.

Last night at 8 p.m., my husband and I got an alert from our Redfin mobile app letting us know a home went on the market in our price range. Within 30 minutes, my husband and I had driven by the house, approved of the neighborhood and texted our Realtor to see if we could take a look today.

Since the home had everything on our checklist, we all decided it would be smart to move quickly and see the home during our lunch break.

By the time we got there at noon, three other interested potential buyers had toured the home (which didn’t even have a for sale sign up yet, by the way).

As I suspected, we loved the home. Being first-time homebuyers, my husband and I want to be sure we are giving enough attention to detail and would love to have our parents come take a look and give us some honest advice.

However, as we left the property at 1 p.m., our Realtor strongly advised we get an offer in before 5 p.m. or risk having another offer accepted before we even have a chance to put one in.

So that’s where I am right now. I am putting in an offer shortly on this property and hoping for the best. That is the market we are in. There is no time to stop and breathe, let alone get to take a second look at a property before putting an offer in.

As our Realtor said today, the shift has happened. This is a sellers’ market. The buyer no longer has the upper hand in this fast paced, high demand market.

via housingwire.com

Bedford Schools Announce Budget | Bedford Real Estate

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Dear Bedford Central School District Parents, Guardians, and Community:

I presented the preliminary budget to the Board of Education Wednesday night.  The budget supports our comprehensive program for the learning and engagement of every Bedford Central Student – yes, every day.  The preliminary budget represents a 1.25% budget to budget increase and is under the tax levy cap of 3.37%.  Highlights of the budget presentation are in the release below. 

Mrs. Susan Elion Wollin, President of Bedford’s Board of Education, noted that school districts do not have the local autonomy that they used to have.   As Bedford’s Board President, and Vice President of Westchester Putnam School Board’s Association who is active on their Legislative Committee, Mrs. Wollin explained several aspects of State regulations and areas of needed mandate relief that are out of local school districts’ control and must be addressed in Albany.   She noted that pension contributions are the largest of the major budget drivers over which the district has no control. 

I will present more information to our PTA and PTO Presidents and other citizens about these regulatory and legislative concerns over the next few weeks. 

I hope you will take a moment to review the budget presentation on the District’s website athttp://www.bcsdny.org/files/filesystem/March%2013%202013%20Budget%20presentaion%20to%20BOE.pdf  (or go to www.bcsdny.org  and click on Budget Development).   The Board meeting can be viewed on BCSD Video On Demand http://bedfordcsdtv.pegcentral.com/index.php  

Thank you.

Jere Hochman

Superintendent of Schools

Reminder:  April 1 and May 3 are school days for all schools

via trulia.com

Profile of Home Buyers and Sellers: Reasons to Buy | Bedford NY Real Estate

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  • Although the demographics of home buyers often shift to reflect changes in the market, the motivations to make a home purchase are largely constant from year to year. The primary reason to purchase a home remains the desire to own a home of one’s own.
  • Nearly a third of all home buyers cited this as their reason to purchase a home in 2012, and 60 percent of first-time home buyers cited this as their primary reason to buy.
  • Repeat buyers are less likely to be motivated by the desire to simply own their own home and more likely to make a purchase as a result of changing circumstances: both the desire for a larger home and the need to relocate for a job or move were reasons cited most often.
  • Other popular reasons to buy included the desire to be closer to family and friends, as well as a change in family situation.
  • Among age groups of home buyers, there was a clear tendency for younger buyers to be more inclined to buy because of the desire to own a home, while older buyers (those in the 65 and older category) cited the desire to be closer to family and friends and retirement as the primary reasons to buy.

Click chart to view larger version.

 

 

 

via economistsoutlook.blogs.realtor.org

 

The Value of Local SEO to Small Businesses | Bedford NY Realtor

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SEO can be challenging for small businesses. They must compete for the same market share against larger brands that often have more prestige, brand recognition, and consumer affinity.

That doesn’t mean that organic search is out of reach for small businesses as a powerful inbound marketing channel with high potential for return. In order to compete with large brands, small business owners must have an SEO strategy that offsets the often large difference in marketing budget. Because small businesses will not be able to outspend their larger counterparts on media acquisition, they must take a much more targeted and refined approach.

When it comes to short-tail SEO—general phrases with a high amount of search volume—the search engine results pages are dominated by big brands. There is little that a small business marketer with limited budget can do to change these results.

Despite various limitations, small businesses can gain meaningful search engine result real estate with a focus on areas of lowered competition. When geography is taken into account, there is often a much smaller big-brand presence in search results. That opens a window of opportunity for small businesses to gain useful organic search visibility.

via searchenginejournal.com