AOL Real Estate writes:
Adam Prince of ZeroEnergy Design said, “Think ahead about your decisions to improve your building shell, systems, appliances, lighting, and possibly add renewable energy. Having an energy plan in place will help avoid snap decisions and instead make the right decision — for example, if your refrigerator breaks, if the roof needs replacement, or if you are about to finish the basement.”
In five years time, U.S. households reduced their total outstanding debt by $1.3 trillion as mortgage debts either paid off or were written down, researchers with the Federal Reserve Bank of New York claim in a new report.
But all this credit wariness comes at a cost, according to the Fed study, which is titled ‘The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit.’
“While household debt pay-down has helped improve household balance sheets, it has also likely contributed to slow consumption growth since the beginning of the recession,” the Fed researchers asserted.
Some of the more notable improvements occurred on the mortgage side of the lending spectrum. Fresh mortgage delinquencies reached a new low of $140 billion in the third-quarter of 2012. However, a large amount of mortgage debt was also cleared through the foreclosure process and other transactions such as short sales in the five-year period following the financial crisis.
Life is busy. Marketers are trying to stay on top of content creation, messaging, branding, budget, industry trends — not to mention trying to find time for a personal life. This juggling act is a serious time commitment, but short and sweet inspiration isn’t (or at least we don’t want it to be). Continue reading
State Assemblyman David Buchwald will host a grand opening for his new district office in Mount Kisco today.
“I want my constituents to know that this office is for you, and we are open for business,” Buchwald wrote in a press release. “We’ve moved to an accessible location within walking distance of both bus stops and the Metro-North train station in the heart of our district. My doors are open to hear your concerns firsthand and to ensure we keep Westchester a great place to live, work and raise a family.”
Mount Kisco Chamber of Commerce President Philip Bronzi wrote in the press release that he’s pleased by the development.
“The Chamber is very much looking forward to the opening of Assemblyman Buchwald’s Mount Kisco district office,” Bronzi wrote. “We hope visitors and families will take the opportunity to interact with our downtown business community. We are also excited to have truly local representation in Albany for our members and this wonderful community.”
The office is located at 125-131 E. Main St., Suite 204 in Mount Kisco. Today’s event will last from 3 p.m. to 6 p.m., and the ribbon cutting will be held at 4:30 p.m.
Bedford Police have added grand larceny to the charges a 28-year-old man is facing after he allegedly pushed his way into a woman’s car in Katonah, and stopped her from trying to escape as he began to drive away.
Travis D. Walker—who told officials he is homeless, and was last listed as living in Yorktown—is at the Westchester County Jail on $500,000 bail as of Tuesday afternoon. Authorities say two Good Samaritans, an 18-year-old from South Salem and a 22-year-old from Brewster, are responsible for getting the local woman involved out of harm’s way.
No one was injured in the Monday afternoon incident, but the victim, a 37-year-old Katonah woman, was in an emotional state—”very distraught” and crying—when about a half dozen officers arrived at the scene.
Several calls came in, at about 2:40 p.m., reporting a possible motor vehicle accident. Witnesses said a 2006 Volkswagen Jetta was “up on the sidewalk,” near Kelloggs & Lawrence on The Parkway.
Officers arrived to find the vehicle as described, with one man in the driver’s seat and two more flanking the Jetta. The victim was standing nearby.
Walker is accused of “yanking open” the victim’s car door as the woman attempted to back out of a parking space. He forced the victim to the passenger side and a struggle, complete with screams, ensued as she tried to open the door and flee, police said.
The defendant reportedly stopped her from doing so and started to move the vehicle in reverse. The keys were knocked out of the ignition during the confrontation.
“They heard screaming and they ran to aid the victim,” Lt. Jeffrey Dickan said of the two young men. “They were able to pull her from the car and get into the car and subdue the male, and get the keys from him.”
Their identities are being withheld as the investigation continues, but the pair may be recognized for their efforts at a later date.
“The big story here is the two Good Samaritans,” Dickan said, “because who knows what they stopped from occurring.”
The local CBS affiliate out of Minneapolis says a home is the new engagement ring. In fact, if you look at the behavior of more young American couples, their first step towards lifelong companionship is purchasing a home together, not a ring.
Citing a Coldwell Banker study, CBS says a quarter of married couples in the 18-to-34 age range bought a home before getting married
