Bake Up the Love: Valentine Baking Class with Christiane’s Backstube on Feb. 11th; Brand New Vendor Debuts at Mamaroneck Farmers Market; Ossining Winter Market Hosts Music with Shovel Ready String Band + More February 5-11th, 2015 DowntoEarthMarkets.com | ||||||
| ||||||
Click on a market to see all vendor and event details… Ossining Winter Claremont Elementary School Saturdays St. Thomas Episcopal Church Headed to the city? We’ve got markets there, too. CLICK HERE for details. | ||||||
Announcements | ||||||
Mamaroneck: Armelle for Kids Plays this Saturday Calling all kids who like to dance and sing: You are in for a treat. Larchmont-based singer, Armelle Gloaguen, and her band, The Hand Jive Tribe, know how to get kids moving and grooving to music from around the world. She sings in English, French, Spanish, Korean, Chinese, and in a Sierra Leone dialect. They’ll play from 10 am to noon – see you there! Ossining: Shovel Ready String Band Lights Up the Stage This Saturday, join us for the Shovel Ready String Band! This local band knows how to celebrate the joy of bringing people together at the market. They play bluegrass, country blues, snappy good time tunes – and more – so make sure to stop by between 10 am to noon to enjoy their sound. Ossining: The 2015 Learning Center at Down to Earth Markets Down to Earth Markets is delighted to announce our 2015 Learning Center series. Once a month, we’ll invite local food makers to share their secrets to a class held in our office at 173 Main Street, 3rd Floor, in Ossining. The kick-off event is “Bake Up the Love with Christiane’s Backstube” on For additional events, visit our Down to Earth Markets Event Calendar. Stay tuned to all market happenings via our Down to Earth Markets Facebook page | ||||||
Rotating* Vendors This Week *Vendors who rotate through various markets during the season. They enjoy getting to know many communities. Here’s where to find them this week: Mamaroneck – Saturday, February 7th Calcutta Kitchens Ossining – Saturday, February 7th |
Daily Archives: February 5, 2015
Mortgage Rates keep dropping | Bedford Hills Real Estate
Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates, after ticking-up slightly last week, reversing course and falling amid weaker than expected housing and economic data. Fixed-rate mortgages rates are once again back near their May 23, 2013 lows.
News Facts
- 30-year fixed-rate mortgage (FRM) averaged 3.59 percent with an average 0.7 point for the week ending February 5, 2015, down from last week when it averaged 3.66 percent. A year ago at this time, the 30-year FRM averaged 4.32 percent.
- 15-year FRM this week averaged 2.92 percent with an average 0.6 point, down from last week when it averaged 2.98 percent. A year ago at this time, the 15-year FRM averaged 3.40 percent.
- 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.82 percent this week with an average 0.4 point, down from last week when it averaged 2.86 percent. A year ago, the 5-year ARM averaged 3.12 percent.
- 1-year Treasury-indexed ARM averaged 2.39 percent this week with an average 0.4 point, up from last week when it averaged 2.38 percent. At this time last year, the 1-year ARM averaged 2.55 percent.
Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for theRegional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.
Quotes
Attributed to Len Kiefer, deputy chief economist, Freddie Mac.
“Mortgage rates fell this week following the release of weaker than expected pending home sales, which fell 3.7 percent in December. Moreover, real GDP growth for the fourth quarter was 2.6 percent and the Institute for Supply Management reported slower growth in manufacturing last month, both missing market consensus forecasts.”