Daily Archives: May 15, 2014

Down to Earth Farmers Markets | Cross River Real Estate

 

 

JAN2014-DTE-E-Mail-Masthead_(722x226pxl)FRESH-2-(1

Great sales in Ossining + British-inspired specialties in Larchmont;
New vendors in Piermont & Croton + More

May 15th-21st, 2014

DowntoEarthMarkets.com
Lettuce_MSP
What’s New, In Season, and On Sale This Week

Asparagus
Migliorelli Farm
Rexcroft Farm

Asparagus & Roasted Tomato
Quiche

Meredith’s Bread

Asparagus Turnovers
Robinson & Co. Catering

Baked German Goodies
Bienenstich, Mohnstreusel, Linzer,
and more

Christiane’s Backstube

Drunken Goat Cheese
Raw milk aged cheese, soaked in wine
“Fruity with firm interior, reminiscent of Parmesan”
Acorn Hill Farm


Ground Beef: Buy five 1lb pkgs
& get $2 OFF per pound!
(Reg $9.75/lb; now $7.75/lb)

Kiernan Farm

Hydroponic Tomatoes
Rexcroft Farm

Leek Pie with Sauce Veloute
& Baby Spuds

Robinson & Co. Catering

Pickled Ramps
Stone & Thistle Farm

Pickles – SALE!
$1 OFF all quarts: Full Sour, Half Sour, New & Kosher Dill

Pickle Licious


Ramp Pesto
Stone & Thistle Farm

Radishes
Migliorelli Farm

Rhubarb Almond Squares
Christiane’s Backstube

Salad Greens
Rexcroft Farm

Thyme and Lavender Sausage Rolls
Robinson & Co. Catering

Wild Foraged Ramps
Stone & Thistle Farm


Click on a Market to see all vendor and event details…

Westchester
County


Rockland
County


Ossining

Saturdays
9:00 am-1:00 pm


Larchmont


Saturdays
8:30 am-1:00 pm

Piermont

Sundays
9:30 am-3:00 pm

L
Croton-on-Hudson

Sundays
9:00 am-2:00 pm


Rye

Sundays
8:30 am-2:00 pm

Spring Valley

Coming in July

Tarrytown/Sleepy Hollow

OPENING DAY: MAY 24th
Saturdays
8:30 am-1:00 pm


New Rochelle

OPENING DAY: JUNE 20th
Fridays
8:30 am-2:30 pm


Headed to the city soon?

Visit a Down to Earth
Farmers Market in NYC!

Announcements
Piermont

Piermont welcomes back Ed Packer and his Irish root music – with Bob Dylan influences, too – back to the market for the first time this season. Being right on the river means a lot to him, and we hope to hear songs from his new release of “The River’s Journey,” inspired by the Hudson.

Visit the Down to Earth Markets Calendar for full details.

Stay tuned to all market happenings via our Down to Earth Markets Facebook page
and follow us on Twitter @DowntoEarthMkts.

Introducing Collaboration: Down to Earth Markets & Good Food Jobs
align-what-you-do-with-who-you-are
Words of Wisdom by Good Food Jobs

Work is love made visible. – Kahlil Gibran, The Prophet
A gathering chorus of voices is calling for “sustainable” food. The word points towards a fundamental shift in the way we do things, but it’s tough for one word to shoulder it all. It’s a feeling in our gut: Our food – that which nourishes us – could be better. Collectively, we’re creating demand for food produced in a way that replenishes our resources, rather than exhausts them. And as Taylor Cocalis, co-founder of Good Food Jobs, recently wrote to owners of small farms and food companies, “Human resources are the most important resources you have.”

Guided by the idea of sustainability in all aspects of food – including work — Down to Earth Markets is delighted to announce a new collaboration with Good Food Jobs, the website where job seekers go “to satisfy the hunger for meaningful work.”

Now farmers and food makers who sell at Down to Earth Markets can post their job listings on Good Food Jobs at a deeply discounted rate. In turn, the job listings (often for weekend help at the markets) are viewed by thousands of potential workers who are passionate about better food.

Doug Ornstein, Assistant Operations Manager at Down to Earth Markets and the catalyst behind the collaboration, came up with the idea while vetting applications for market managers this season. “There are so many smart, passionate, and talented people who want to work in sustainable food that I thought our vendors should work with some of them, too,” he explained.

“I believe that the crucial next step in fixing the broken food system is to create a different kind of food economy – one with meaningful jobs,” he elaborated, “If waves of people start working in good food that will instigate the kind of change in food that we’re looking for.”

Dorothy Williams-Neagle, co-founder of Good Food Jobs, spoke along these lines as well, “We know that the farmers market is a hotbed of folks who are transforming our food system for the better. We wanted to provide an opportunity for them to spread the word about their job openings more affordably and effectively. For us, it was as simple connecting the resources we are able to provide to the needs of those vendors whose work we support wholeheartedly.”

With Good Food Jobs, Taylor and Dorothy make the path by walking on the topic of sustainable food and work. They stirred debate earlier this year with an announcement that they would no longer post unpaid internships on their site. In explaining their decision, they said that money isn’t the only kind of compensation needed for work. Rather, employers could offer room and board, products, or other items as compensation. They opened the conversation about the value of work.

Taylor has since noted that some small business owners replied, “But what if we can’t afford to pay someone in this position now?”

She responded, “A paid employee [not just by money] that you can retain for years will become a far more valuable asset than a revolving door of interns.” She went on to say that if work is consistently done without compensation of any kind, then there is a fundamental flaw in the company business plan.

We 100% agree with this view of sustainability in work. Down to Earth Markets is a small business that believes in order to have sustainable food, we have to have sustainable businesses. We have five full-time employees and two part-time employees who support approximately 15 market managers and 100 vendors. We can create livelihoods in this work. With this collaboration with Good Food Jobs, that is exactly what we’re setting out to do.

We’d love to hear your feedback on this. Reply to this email and let us know your thoughts on the topic of work and sustainable food. And if you stroll the market and think, “it should be nice to work here,” just click on this link to see if there’s an opportunity with your favorite vendor. Thank you for shopping at Down to Earth Farmers Markets this weekend.

The Value of My Home Went Up: Do I Need More Home Insurance? | South Salem Real Estate

 

Most homeowners keep track of changes in the estimated value of their homes. If the estimate increases, does it mean you should increase the limits of your home insurance coverage to accommodate the hike? The quick answer — maybe, maybe not. Why the hedge? It depends on why the value of your home has increased.

The good news? If what increased is the possible sale value, you’re likely in good shape, insurance-wise. The amount of home insurance coverage you need doesn’t change based on real estate prices.

How real estate prices work

Real estate prices focus on demand. The more demand there is for a house, the more a seller can ask to be paid. Demand depends on a number of factors and can change over time.

An example: Location is one of the most important factors in real estate. If a home is in a trendy neighborhood, a great school district or near desirable shopping or entertainment venues, its market value could be greater than that of a house in another location. On the other hand, neighborhoods can fall off “popular” lists, school districts can be redrawn, and stores and theaters can close. That same house likely wouldn’t sell for nearly as much.

Most recently, home values have increased in many parts of the country as the real estate market heated back up after the recession. As more buyers enter the market, sellers can demand higher prices.

How home insurance prices work

When you buy home insurance, you don’t base your coverage limits on what you paid for the house. Instead, you buy enough dwelling coverage so that you can rebuild what’s likely your largest investment in case it is destroyed by a covered event such as fire or wind.

Factors taken into account in arriving at this amount — also called the replacement value of your house — include the size of the house and local construction costs.

Insurance providers then consider the amount of risk presented by a particular home and policyholder. Again, location is important: It determines the types of threats a home can face. For example, it costs much more to insure a home in Tornado Alley than it would for a similar house in a region with less-volatile weather.

 

 

read more…

 

http://www.zillow.com/blog/home-values-and-home-insurance-151160/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+ZillowBlog+%28Zillow+Blog%29

30-Year Fixed Mortgage Rates Rise Slightly | Katonah Real Estate

 

Mortgage rates for 30-year fixed mortgages rose this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.10 percent, up from 4.08 percent at this same time last week.

The 30-year fixed mortgage rate hovered around 4.05 percent for the majority of the week before rising to the current rate on Monday.

“Rates continued on a downward path last week, reaching six-month lows before rebounding slightly,” said Erin Lantz, vice president of mortgages at Zillow. “This week, we expect rates to rise gradually and correct for what some market observers believe has been an overreaction to recent economic data and the situation in Ukraine.”

Additionally, the 15-year fixed mortgage rate this morning was 3.10 percent, and for 5/1 ARMs, the rate was 2.77 percent.

 

read more…

 

http://www.zillow.com/blog/30-year-fixed-mortgage-rates-rise-152060/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+ZillowBlog+%28Zillow+Blog%29

January Jones’ Home Eschews Avocado Appliances for Stainless | Bedford Hills Real Estate

 

Source: IMDb

Source: IMDb

As Betty Draper on “Mad Men,” January Jones seems at home in the mid-century suburbs. But the remodel of her Los Feliz Mediterranean home, now listed for $1.495 million, shows her personal style is more formal and contemporary.

Since buying the home for just over $1 million in 2009, the actress had a son, filmed several seasons of the hit AMC show and found time to completely remodel the kitchen in her 1920s gated home. And there is not a retro appliance or rotary telephone in sight.

The home at 4969 Ambrose Ave in Los Angeles was outdated when she bought it. The kitchen, in particular, had linoleum floors and a cramped space, prompting the Real Estalker to call it “a fixer.”

Jones added a Carrara marble island and a big stainless steel sink. She also updated the wood-burning fireplace and redecorated in a black-and-white palette. The formal, elegant 3-bedroom, 3-bath home is 2,200 square feet, with a pool table, hardwood floors and lots of windows.

 

read more…

 

http://www.zillow.com/blog/january-jones-lists-la-home-152020/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+ZillowBlog+%28Zillow+Blog%29

Fixed Mortgage Rates Remain at Six Month Low | Bedford NY Real Estate

 

Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates easing slightly for the third consecutive week to remain at a six month low.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 4.20 percent with an average 0.6 point for the week ending May 15, 2014, down from last week when it averaged 4.21 percent. A year ago at this time, the 30-year FRM averaged 3.51 percent.
  • 15-year FRM this week averaged 3.29 percent with an average 0.6 point, down from last week when it averaged 3.32 percent. A year ago at this time, the 15-year FRM averaged 2.69 percent.
  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.01 percent this week with an average 0.4 point, down from last week when it averaged 3.05 percent. A year ago, the 5-year ARM averaged 2.62 percent.
  • 1-year Treasury-indexed ARM averaged 2.43 percent this week with an average 0.5 point, unchanged from last week. At this time last year, the 1-year ARM averaged 2.55 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for the Regional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.

Quotes
Attributed to Frank Nothaft, vice president and chief economist, Freddie Mac.

“Mortgage rates were little changed amid a week of light economic reports. These lower than expected rates are welcome news with the spring home buying season underway and may even provide those who haven’t already refinanced possibly a reason to take another look. Of the few releases, advanced retail sales rose 0.1 percent in April, but below the market forecast consensus of a 0.4 percent increase. Also, the Producer Price Index for final demand rose 0.6 percent in April which followed a 0.5 percent boost from the prior month.”