Category Archives: Pound Ridge

Mortgage Demand for Purchases Soars to Yearly High | Pound Ridge Realtor

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Loan requests for new home purchases hit a new high for the year last week, the Mortgage Bankers Association reports. 

Applications for home purchases, viewed as a leading indicator for future home sales, rose for its fourth consecutive week, marking a high point for 2012, the MBA reports. 

The MBA’s mortgage application index, which reflects mortgage demand for refinancing and home purchases, rose 4.5 percent for the week ending Nov. 30. 

Applications for refinancings also saw a big spike last week, rising 6.1 percent. 

Mortgage rates are in record-breaking territory. The 30-year fixed-rate mortgage averaged 3.52 percent last week, down from 3.53 percent the previous week. 

Source: “Mortgage Applications Rose Last Week: MBA,” Reuters (Dec. 5, 2012)

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Established Households Dominate Market

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Buyer recourse for returning termites? | North Salem Real Estate

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DEAR BARRY: When I bought my home 12 years ago, the seller disclosed that she had no knowledge of any termites. Last week, I discovered evidence of termites, so I called a pest inspector and he found plugged holes in the slab floor where termicide was injected years ago. This means that the former owner lied on her disclosure statement. What can I do to hold her liable for the cost of exterminating the termites that are now in my home? –Julianna

DEAR JULIANNA: There is no way to have recourse after 12 years, even if the disclosure statement was less than honest. The seller, in fact, may have been totally honest in her disclosures, believing that the termites at that time had been eliminated by the termicide that was injected through the slab.

If termites are common in your area, a termite inspection should have been performed when you were buying the property. If there were live termites in the home at that time, that should have been reported by the inspector. If none were reported, the seller’s disclosure was probably correct. If termites have reappeared in the intervening years, that is not surprising or unusual.

Again, 12 years is too late for recourse. If you have a new batch of termites, simply have them treated. Once every 12 years isn’t bad.

DEAR BARRY: We bought our home, an old ranch house, about 10 years ago. Recently, while remodeling the interior, we discovered that the well and holding tank are hidden in the wall between the kitchen and bathroom. The building inspector says this is not to code and has put a hold on the project. We hired a home inspector before buying the property, but he never reported this condition. How could this have passed the home inspection? –Joyce

DEAR JOYCE: The most likely reason the well and holding tank were missed by the home inspector is that they were concealed between the walls. Unless there was some visible evidence, there may have been no way for the inspector to make that discovery. On the other hand, a competent home inspector would have attempted to verify the water source, if only by checking for a shutoff valve on the outside of the building.

However, the unusual placement of the well and tank indicates that this is a very old home. If that is the case, their location should be “grandfathered” and should not become an issue with the building authority. If the building inspector will not relent, you should discuss the matter with an attorney.

DEAR BARRY: We just converted our hall closet to a laundry, but we’re not sure where to vent the dryer. Can the exhaust duct from a gas dryer be connected to a sewer vent? –Roy

DEAR ROY: Connecting a clothes dryer to a sewer vent is not safe or legal because sewer gases contain methane, the same gas as in your stove, furnace and water heater. If sewer gas vents into your dryer duct and is ignited, you might not like the way your laundry comes out.

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Quick Tip: 7 Easy Ways to Create and Promote Events on Facebook | Pound Ridge Real Estate

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Networking is and always has been one of the very best ways for real estate agents to grow their business. Going to a mixer or local networking event in your area is always a great reason to dust off the business cards and work on your elevator pitch. But how about instead of attending an event, you create one?

With social media, it is easier than ever to create your own event. As you work on your 2013 business plans, one thing to think about is, ‘how many times am I going to get face to face with potential clients?’ Social media is the great facilitator for this.

Here are 7 keys to creating and promoting events on Facebook:

  1. Set up an event on Facebook. If you have a business page, set up your event there (not through your personal profile.) . This does two things – it tells people about your event and it also promotes your business page because you are driving traffic to your page!
  2. Include all the details on the event page. Make sure to include a link to purchase tickets (if applicable) and all the details – time, place, refreshments and more.
  3. Promote your event. Tweet that link out, email it out to your sphere, promote it from your personal Facebook profile, and more! Also make sure you invite people to the event using the “invite your friends” tab on the event page. Make sure you only invite people locally who could attend (not your entire friend list!)
  4. Create an ad. Because you created a Facebook event, you can also purchase ads around that event. For a minimal amount of money ($10 a day) you can create ads on Facebook to drive eyeballs to your event tab. Try running a 7 day ad.
  5. Post event updates on the wall of your event page. Post updates as the event gets near. Everyone who has RSVP’d for the event on Facebook will get a notification when you post. It also will show up in the Ticker on the right side of Facebook.
  6. Send an email update. Facebook allows you to send an email update to all attendees of the event – this is a great thing to do a day or two before with any last minute reminders.
  7. After the event post photos. Post photos to your  Facebook business page and then post to the wall of the event that photos are on your page. Encourage people to tag themselves in your photos! Make sure in your admin settings on your business page that you allow tagging.
Are events a part of your 2013 strategy? Would love to hear from you – leave me a comment below!

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Social Media Marketing Trends 2013 Collection | Pound Ridge NY Homes

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Social Media Marketing Trends 2013 Collection

TwinEngine Social Media 20132 300x784 Social Media Marketing Trends 2013 Collection

Social Media Marketing Takes Flight in 2013

Marketing turns upside down.

As you are planning for 2013, your business will find itself facing questions concerning the social impact of your business and brand. Winnie Hart and Lorrie Lee from TwinEngine share 13 in 2013 – Social Media Marketing trends that will take flight.
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Five Top 2013 Trends for Small Business Social Media Engagement Using Content Marketing

Traditional Advertising Is the Past. Content Marketing Is the Future.

Empowered consumers with their expanding arsenals of social technology devices are going to change the landscape in 2013, too. This holiday season, consumers are going to be buying more new gadgets that will change the marketing dialogue between brands and consumers and test businesses’ ability to engage.
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7 ‘Small Business’ Social Media Trends for 2013 with Mike Roberts

The walls preventing social sharing between social channels will start to fall.

Trend-spotting specialist, Mike Roberts will break down 7 of the most pressing and widespread social media trends that are changing the way small business is done. He’ll build a conceptual framework and then drill down into actionable takeaways for each trend.
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5 Biggest Social Media Trends for 2013 by Ryan Holmes in Fast Company

Mobile advertising becomes more viable.

2012 will be remembered as the year businesses officially took the social media plunge, embracing Twitter, Facebook and other networks as an integral part of strategy. In 2013, these companies can look forward to expanded returns on their investment, as social technologies improve and functionality extends beyond just marketing and community building.
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Social Media Trends for 2013 – Part 1

Facebook finally faces search (and other challenges).

What will 2013 hold and what should you be including in your social media strategy for 2013? A lot of these trends have already emerged in 2012 but will become more pronounced in 2013. Read more about Facebook and search: Facebook Search, a Goldmine?
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25 Online Marketing Trends for 2013

Mobile specific marketing strategies will be a core customer acquisition channel.

I’ve listed 25 trends that I think we’ll see becoming more and more mainstream in 2013. Considering the rate of change within the online marketing space, most of these listed may not even be new.
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Social Media 2013 [VIDOE]

Social Media Video 2013: Social Media Revolution 4 was written by international best selling author and keynote speaker Erik Qualman. It’s part of a series of social media videos that are the most watched in the world. Erik thanks everyone for their ideas and support!
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Seven Social Media Trends for 2013

Although 2012 was the year of mobile, 2013 will be the year of even more mobile… thanks to 4G.

Here are my top social media predictions for 2013. I know we’ve said this before, but next year social media will move beyond ‘engagement’. It has to. What else? Well we saw something start to change at Yahoo, under Marissa Mayer, but will that result in a renaissance?
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2013 B2C Content Marketing Benchmarks, Budgets, and Trends

28% of B2C marketing budgets are allocated to content marketing, and 55% of consumer marketers plan to increase their content marketing spend.

Some 86% of B2C marketers in North America are using content marketing, employing 12 individual tactics on average; but, as is the case with B2B content marketing, B2C content marketers are struggling with the effectiveness of their content marketing, according to the findings of the first B2C content marketing study from MarketingProfs and the Content Marketing Institute.

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Posted on: December 4, 2012

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10 Most Expensive Cities To Buy A Home | Pound Ridge Realtor

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24/7 Wall St.: The U.S. home prices have begun to rebound in the past year. And in the most expensive markets, where the average home sells for well over $1 million, recoveries are among the strongest, increasing between 20% and 50% in most cases.

According to Coldwell Banker Real Estate, there are at least ten U.S. cities where the average listing price for a home in the first six months of this year exceeded $1.2 million. The majority of these are located on or near the California Coast. For example, San Jose suburb Los Altos, homes sold in the first half of the year averaged a $1.7 million price tag. Based on data provided by Coldwell Banker, 24/7 Wall St. reviewed the most expensive cities for buying a home.

In an interview with 24/7 Wall St., Coldwell Banker COO and President Budge Huskey explained that for the first time in years, residents of the country’s most expensive housing markets are largely professionals working in or very near their home. In prior years, he explained, many of the most expensive communities were simply very desirable for wealthy families or individuals, without necessarily being employment centers. Many of these people were retired or worked from home.

“Now,” Huskey said, “the emphasis is on those markets that are in proximity to true, strong business centers, where employment has been consistent, and the overall level of wealth and wages has been high relative to other opportunities within the country.”

These expensive markets are concentrated around the tech industry, which has remained strong throughout the recession. As a result, many of these cities and suburbs are near the heart of California’s Silicon Valley. Six are located in either the San Francisco or San Jose metropolitan area. These are areas driven by the tech boom, explained Huskey. “In an area like Los Altos, for example, you’re looking at a location that is 15 minutes away from the headquarters of such corporate giants as Google and Facebook.”

Income in the expensive housing markets is among the highest in the country. According to U.S. Census Bureau data, median household income in these cities far exceeds the U.S. median income by at least $20,000. In Saratoga, California, one of the cities on our list, median income is nearly triple the U.S. figure of $51,914.

The two cities not in California on this list are Kailua, Hawaii, and Rye, New York. In the case of Rye, the city is located within the expensive Westchester County, within commuting distance from New York City. According to Huskey, desirable communities with access to New York City have remained stable and high-priced.

In Kailua, located on the island of Oahu — the same island as Honolulu — high prices are reflective of most of the real estate market in Hawaii. The state has limited available property, explained Huskey, which drives up prices. “While there’s only one particular market in Hawaii that reached the top ten, Hawaii proved the most expensive on an aggregate measure.”

Based on data published by Coldwell Banker in its annual Home Listing Report, 24/7 Wall St. identified the country’s most expensive cities for buying a home. Homes in these cities had the highest average listing price between January and June of this year. Markets with less than ten four-bedroom, two-bath homes were excluded from the survey. We also examined data on vacancy rates, median price per square foot, and changes in price from real estate listing service Trulia. Information on income, educational attainment, and poverty rate, among other data, is from the U.S. Census Bureau.

These are the 10 most expensive cities to buy a home:

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  • 10. San Carlos, CA

    <strong>Avg. listing price:</strong> $1,230,880 <strong>Median household income:</strong> $110,929 <strong>Pct. households $200,000+ income:</strong> 30.3% As of 2010, the median income of households in San Carlos was more than double the U.S. median of $51,914. Over 30% of households in San Carlos earned more than $200,000 per year, more than five times the national rate of 5.4%. San Carlos is one of the most expensive housing markets in the San Francisco metropolitan area. Over a twelve month period, ending in October, it had the nation’s highest median home price per square foot at $473 among all homes listed, according to Trulia. In San Francisco, the median age of home inventory was just 45 days as of the third quarter of 2012, according to Realtor.com, lower than in all but seven markets. Read more at 24/7 Wall St.

  • 9. Carmel-by-the-Sea, CA

    Avg. listing price: $1,232,167 Median household income: $74,489 Pct. households $200,000+ income: 18.7% Carmel-by-the-Sea, a small coastal city in California, is well-known for its former mayor, actor Clint Eastwood. Currently, the average four-bedroom, two-bathroom home in the city lists for more than four times the nationwide average listing price of $292,152. With nearly 19% of households earning more than $200,000 in 2010, many families and individuals in the small town can afford expensive properties. One house, despite being not much larger than 2,000 square feet, is currently listed for nearly $4.5 million. Read more at 24/7 Wall St.

  • 8. Kailua, HI

    Avg. listing price: $1,238,208 Median household income: $91,082 Pct. households $200,000+ income: 14.7% Kailua is one of just two cities on this list not located in California. The O’ahu Island city is 12 miles northeast of Honolulu, which had a vacancy rate of 2.7% — better than most areas but considerably worse than the other areas on the list. As of October, the median price per square foot for a home in the Honolulu area was $398, more than in any other metro except for San Francisco. According to Trulia, a 0.75 acres plot of land, which includes 128 feet of beachfront, is currently for sale for $16 million in Kailua. Read more at 24/7 Wall St.

  • 7. Rye, NY

    Avg. listing price: $1,312,250 Median household income: $146,069 Pct. households $200,000+ income: 53.0% The average listing price for a four-bedroom home in Rye is more than $1,300,000, or more-than $1 million above the U.S. average. Employees in the often high-paying finance and insurance industries accounted for a 27.8% of employed population in Rye in 2010, well above the 7% average rate nationwide. As of 2010, 53% of households earned more than $200,000 annually, more than any other expensive city, and nearly 10 times the national rate of 5.4%. Additionally, just 1.3% of households lived below the poverty line versus 13.8% nationwide. Among the properties available for sale are a five-bedroom, 7,446 square feet waterfront home for $12.9 million and a 34.2 acre plot of land for $19 million. Read more at 24/7 Wall St.

  • 6. Los Gatos, CA

    Avg. listing price: $1,444,214 Median household income: $120,971 Pct. households $200,000+ income: 37.5% Los Gatos is one of several cities near San Jose on this list. Like these cities, Los Gatos likely benefits from the overall boom in the San Jose real estate market, which currently has the lowest vacancy rate of all metro areas surveyed by Trulia at just 1%. Currently, a number of unique properties are available in the city, including an 11,000 square feet property with an eight stall horse barn and a garage that fits 12 cars listed at slightly under $13 million. Also for sale is the former home of Apple Inc.’s co-founder Steve Wozniack. It is currently listed for $4.5 million. Read more at 24/7 Wall St.

  • 5. Palo Alto, CA

    Avg. listing price: $1,495,364 Median household income: $120,670 Pct. households $200,000+ income: 39.3% In Palo Alto, 48.7% of adults have a graduate or professional degree — well more than four times the national rate of 10.3%. The city’s proximity to Stanford University, one of the top universities in the nation, may be partly the reason behind the city’s highly educated population. Among the companies headquartered in the city are Hewlett-Packard and Tesla Motors. The city is a large employer of highly skilled employees, as 25.3% of its workers are employed in professional, scientific and management occupations, well above the 10.4% of workers nationwide. Perhaps the most famous resident of Palo Alto is Facebook founder Mark Zuckerberg, who Read more at 24/7 Wall St.

  • 4. Menlo Park, CA

    Avg. listing price: $1,506,909 Median household income: $107,860 Pct. households $200,000+ income: 34.9% Menlo Park is one of just four cities where the average listing price for a four-bedroom home exceeds $1.5 million. As of 2010, the median income in the city was slightly below $108,000. However, the recent Facebook IPO has been a windfall to the area. In June, real estate listing service Zillow reported that the “proportion of million-dollar listings” in Menlo Park — where Facebook is headquartered — rose by 87% between the company’s IPO filing and its first day as a public company. Among the houses available in Menlo Park are a five-bedroom home with a gym, theater area and wine cellar, which is listed for $4.6 million, and a six-bedroom 5,200 square feet home that’s listed for slightly under $5 million. Read more at 24/7 Wall St.

  • 3. Saratoga, CA

    Avg. listing price: $1,582,434 Median household income: $145,023 Pct. households $200,000+ income: 43.1% Though home prices in the nearby San Jose metro area fell by 25.1% peak-to-trough, Saratoga is yet another example of how the Silicon Valley housing market has recovered. Currently, the median price per square foot for homes in San Jose is $337, according to Trulia, more than all housing markets except San Francisco and Honolulu. Prices for many homes in the area have skyrocketed, according to listings on Zillow. A home currently listed for nearly $10 million last sold for just over $2.1 million in 2000, while a home listed for $14.9 million last sold in 1994 for just over $1 million. As of 2010, 43.1% of Saratoga households earned more than $200,000 per year, while 40.9% of adult residents had a graduate degree, versus 10.3% nationwide. Read more at 24/7 Wall St.

  • 2. Newport Beach, CA

    Avg. listing price: $1,658,000 Median household income: $107,007 Pct. households $200,000+ income: 37.6% Outside of Northern California, Newport Beach is the most expensive city to buy a home. Home prices are so high in the city that in 2009 legendary bond investor Bill Gross bought a nine-bedroom, 11,000 square feet home for $23 million — and then tore it down. In 2011, Gross listed the empty plot of land for $26.5 million. Orange County as a whole has a vacancy rate of just 1.5%, among the ten lowest in the nation. Despite a 32.7% drop in home prices from peak to trough during the recession, Orange County’s median price per square foot is $265. This trails only the Honolulu, New York, San Francisco and San Jose metro areas. Read more at 24/7 Wall St.

  • 1. Los Altos, CA

    Avg. listing price: $1,706,688 Median household income: $149,964 Pct. households $200,000+ income: 43.6% In Los Altos, the average four-bedroom, two-bathroom home lists for nearly $50,000 more than any other city in the nation. According to Coldwell Banker, for that price a buyer could purchase 28 similar homes in Redford, Mich., the nation’s cheapest housing market. In Redford, the average home lists for just $60,490. Currently, asking prices in the San Jose metro area have risen 12.7% year-over-year, according to Trulia. This is more than nearly every other metro area in the country. Read more at 24/7 Wall St.

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Seth’s Blog: Thank you, Zig | South Salem Real Estate

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My teacher Zig Ziglar died this morning. He was 86.

Thanks for teaching me how to sell and why it mattered.

Thanks for reminding me how much it mattered to care.

Thanks for telling us a fifteen-minute story about Johnny the Shoe Shine Genius, so compelling that I flew to the airport just to meet him.

Thanks for 72 hours of audiotapes, listened to so many times I wore out the cassettes twice.

Thanks for that one day we spent backstage together in Milwaukee.

Thanks for making goal setting so clear.

Thanks for elevating the art of public speaking, and making it personal, not something to be copied.

Thanks for believing in us, the people you almost never met in person, for supporting us with your voice and your stories and your enthusiasm.

Thanks for teaching so many people, people who will continue to remember you and to teach as well.

You’ll be missed.

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The Weekly Online Video News Round Up – Final Cut Edition | North Salem Homes

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This week I’ve got to get the final cut of the pilot episode over to the contest people. But, as always, I’ve been keeping an eye on the industry to see how things are going and this week there’s some interesting stuff from the likes of Comcast and Verizon of all places. Check it out and enjoy your morning coffee.

Comcast Adds Offline iOS/Android Viewing To Xfinity TV Player

Comcast has brought video on-demand streaming to subscriber’s mobile devices since early last year, but now an update has added the option to download (some) content for offline viewing. Arriving simultaneously on iOS and Android, the Xfinity TV Player apps support downloads from premium channels Showtime (which was also one of the first up for streaming when that launched), Starz, Encore, and MoviePlex.
Source: Engadget

Verizon Makes 75 Channels Available Via Its iPad App

Verizon Communications is making 75 live networks available through its updated app for iPad tablets for FiOS TV and Internet customers — but unlike services from competitors like Cablevision Systems and Time Warner Cable, the telco’s tablet TV lineup currently lacks broadcast networks and local channels. The updated FiOS Mobile app for iPad was published in the Apple iTunes App Store on Wednesday (last week).
To use the feature, customers must subscribe to both FiOS Internet and TV service, and must use a Verizon-provided router. Live TV on the iPad is accessible only within a customer’s home over Wi-Fi.

Rovi TV Guide Listings to End

Rovi has started shutting off the TV listings data it has provided in over-the-air broadcasts to dozens of consumer-electronics device models in North America — and will completely end the service by April 2013 — a move that has infuriated consumers who claim it will render their DVRs useless.

The company said its agreements with data broadcasting partners CBS and National Datacast Inc. (NDI), a for-profit subsidiary of PBS, are coming to an end.

Source: Multichannel News

RedBox Instant Set for Holidays

The online video joint venture Redbox Instant by Verizon is set to launch sometime before the end of the year. The service is currently being tested in private beta, and Verizon and Redbox have kept mum on some key details. Subscriptions start at $6 a month. An $8 a month membership adds four Redbox credits to the streaming package that can be redeemed for Redbox DVD rentals. Redbox Instant is using Silverlight for streaming on the web.

Source: GigaOm

Chill Direct’s New Platform Empowers Artists to Distribute Content Directly to Fans

Chill (www.chill.com), the Web’s premier video discovery portal today launched the entertainment industry’s first turnkey platform for artists to produce, own and distribute content directly to their fans, dubbed “Chill Direct.” The self-service platform is the first of its kind and makes it dead simple for artists to globally distribute premium video to all desktop, mobile and Internet connected televisions.

Chill Direct is a fully socially integrated platform that allows any filmmaker, comedian, musician, or artist to directly release premium video to the fans who love them. Building on the success of content creators who have made specials and albums directly available to audiences for personal download, Chill Direct expands on this emergent model, empowering artists to engage their fan bases and build full-scale customizable community hubs where fans and artists can interact.

Unlike releasing content through app stores, music stores, a broadcast network or film studio, Chill Direct imbues artists with creative control and flexibility over their material and allows them full ownership of Intellectual Property. Chill Direct also helps artists build powerful social communities around their work through integration with Facebook and Twitter and world-class page creation tools.

Source: Press Release

Test the Encoding.com Private Cloud and enter to win $1000 of free encoding credit

At Encoding.com, we all agree that building the world’s most powerful private cloud transcoding platform is a good time. Even more fun is watching our resident stunt goat Clive take it for a test drive. Unfortunately, even the great Clive went from goat to chicken when he overheard the roar of 32 core multi-threading servers and 1Gbps ingest/egress usingAspera fasp 3™ technology.

Therefore, we are offering a reward of $1,000 in free encoding credit to the Encoding.com community member willing to brave unprecedented speed, put the pedal to the metal, and encode the largest volume of video in December using Encoding.com private cloud!

Using the Encoding.com Private Cloud is easy, you can keep all of your encoding settings the same and simply specify a new region in your API request.  Click here for complete instructions.

The rules are simple:

– Only one winner will be selected
– Encoding credit will be awarded to the primary account holder
– Encoding credit may only be redeemed by the primary account holder
– Encoding credit must be used by 1/1/2014
– Encoding credit is not applicable for discounts on existing contracts

Source: Blog Post

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Quick Tip: 5 Things to Do to Jump-Start Your 2013 | North Salem NY Real Estate

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After the long Thanksgiving holiday, it’s tempting to take your foot off the pedal and coast into 2013. But, I encourage you to make the most of these last few weeks of the year. Don’t wait until January 1st to get started for the year – the time is now.

Here are 5 quick and easy things to do to jump-start your 2013:

1. Shed your problem clients

I have witnessed first-hand agents who are so desperate for a paycheck that they hang onto the wrong type of client until they are completely drained and end up comprising way too much. The sign of a successful agent is the ability to walk away if needed. Ask the tough questions: “Are they worth it? Are they being realistic? Are they keeping me away from other opportunities?”

2. Clear your schedule

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Your time is your own, but it’s also easy to let your schedule get out of hand because of other people’s needs. From now until the end of the year, time block time during the week that is just devoted to thinking about 2013. For true planning, brainstorming and dreaming – you need more than 10 minute chunks of time. You need long drawn out time blocks without interruption!

3. Be honest

What do you love about your business and what do you want to change? Make 2013 the year you work with the clients you really want to work with, the year you truly have the year professionally and personally that you want to have. Been meaning to take a vacation? Plan it out! Nothing happens by accident. Be honest about where you are and where you want to be in 12 months!

4. Get your finances in order

Do you have a professional helping you with your accounting and/or taxes? If not, now is the time to talk to one before the end of the year. Don’t try to do it all yourself – get a professional to help! Also, now is a great time of year to update your software or invest in a system like QuickBooks or Mint.com.

5. Schedule 5 phone calls a week 

Don’t forget, one of the best ways to reach out to someone is with a quick phone call. Nervous about calling out of the blue? Then, email them first and set up a time to chat and then schedule the call using a calendar appointment. Make sure you have a reason for calling – is it a market update? Recent sales in their neighborhood? After you call, search them out on LinkedIn and connect there as well as Facebook and/or Twitter if appropriate for you and your business.

These are just a few things to get ready for 2013. I would love to hear how you are getting ready for the New Year. Leave me a comment below!

 

 


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