A number of Realtors® responding to the February 2012 Realtors Confidence Index survey, indicated that prospective home buyers had difficulty in qualifying for a loan. Although interest rates are currently low, some prospective purchasers are reported as having problems in qualifying. A comparison of FICO scores for transactions as reported by Realtors® responding to the RCI compared with FICO scores reported by Fannie Mae’s “Acquisition Profile by Key Product Features” shows that credit availability to lower scoring applicants seems to have declined.