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North Salem NY Homes

The Foreclosure Iceberg is Slowly Melting | North Salem NY Real Estate

The shadow and visible inventories of foreclosures accumulated during the processing slowdown in the wake of the Robogate scandal are slowing shrinking, absorbed by healthy demand so health that distress sales are actually rising faster on a national basis that full-priced homes.

CoreLogic reported Monday that October prices that exclude distress sales rose only 5.8 percent while prices that include distressed sales increased on a year-over-year basis by 6.3 percent in October 2012, the biggest increase since June 2006 and the eighth consecutive increase in home prices nationally.

In a separate report, CoreLogic said that despite the demand only 58,000 foreclosures were completed in October, a year-over-year decrease of 17 percent and a decrease of 25 percent from September.

There are still 1.3 million foreclosures in the visible inventory, a decline of only 13 percent from a year ago, when there were 1.5 million backlogged in the final months before the AG settlement was reached. Some 3.9 million foreclosures that have been completed since the housing crisis began in September 2008.

With demand strong and new standards in place, the pace of foreclosure completions could pick up next year. Where this will happen is very import to investors. As time passes, the differences between markets in judicial and non-judicial states continue to increase, and a handful of markets, largely in the Midwest and Northeast, today are the hotbeds of foreclosure activity

Here’s how CoreLogic sees the geography of foreclosure completions:

  • The five states with the highest number of completed foreclosures for the 12 months ending in October 2012 were: California (105,000), Florida (95,000), Michigan (68,000), Texas (59,000) and Georgia (54,000).These five states account for 49.0 percent of all completed foreclosures nationally.
  • The five states with the lowest number of completed foreclosures for the 12 months ending in October 2012 were: South Dakota (19), District of Columbia (64), Hawaii (452), North Dakota (511) and Maine (643).
  • The five states with the highest foreclosure inventory as a percentage of all mortgaged homes were: Florida (11.1 percent), New Jersey (7.7 percent), New York (5.3 percent), Illinois (5.0 percent) and Nevada (4.8 percent).
  • The five states with the lowest foreclosure inventory as a percentage of all mortgaged homes were: Wyoming (0.5 percent), Alaska (0.7 percent), North Dakota (0.7 percent), Nebraska (0.8 percent) and South Dakota (1.0 percent).

The Weekly Online Video News Round Up – Final Cut Edition | North Salem Homes

This week I’ve got to get the final cut of the pilot episode over to the contest people. But, as always, I’ve been keeping an eye on the industry to see how things are going and this week there’s some interesting stuff from the likes of Comcast and Verizon of all places. Check it out and enjoy your morning coffee.

Comcast Adds Offline iOS/Android Viewing To Xfinity TV Player

Comcast has brought video on-demand streaming to subscriber’s mobile devices since early last year, but now an update has added the option to download (some) content for offline viewing. Arriving simultaneously on iOS and Android, the Xfinity TV Player apps support downloads from premium channels Showtime (which was also one of the first up for streaming when that launched), Starz, Encore, and MoviePlex.
Source: Engadget

Verizon Makes 75 Channels Available Via Its iPad App

Verizon Communications is making 75 live networks available through its updated app for iPad tablets for FiOS TV and Internet customers — but unlike services from competitors like Cablevision Systems and Time Warner Cable, the telco’s tablet TV lineup currently lacks broadcast networks and local channels. The updated FiOS Mobile app for iPad was published in the Apple iTunes App Store on Wednesday (last week).
To use the feature, customers must subscribe to both FiOS Internet and TV service, and must use a Verizon-provided router. Live TV on the iPad is accessible only within a customer’s home over Wi-Fi.

Rovi TV Guide Listings to End

Rovi has started shutting off the TV listings data it has provided in over-the-air broadcasts to dozens of consumer-electronics device models in North America — and will completely end the service by April 2013 — a move that has infuriated consumers who claim it will render their DVRs useless.

The company said its agreements with data broadcasting partners CBS and National Datacast Inc. (NDI), a for-profit subsidiary of PBS, are coming to an end.

Source: Multichannel News

RedBox Instant Set for Holidays

The online video joint venture Redbox Instant by Verizon is set to launch sometime before the end of the year. The service is currently being tested in private beta, and Verizon and Redbox have kept mum on some key details. Subscriptions start at $6 a month. An $8 a month membership adds four Redbox credits to the streaming package that can be redeemed for Redbox DVD rentals. Redbox Instant is using Silverlight for streaming on the web.

Source: GigaOm

Chill Direct’s New Platform Empowers Artists to Distribute Content Directly to Fans

Chill (www.chill.com), the Web’s premier video discovery portal today launched the entertainment industry’s first turnkey platform for artists to produce, own and distribute content directly to their fans, dubbed “Chill Direct.” The self-service platform is the first of its kind and makes it dead simple for artists to globally distribute premium video to all desktop, mobile and Internet connected televisions.

Chill Direct is a fully socially integrated platform that allows any filmmaker, comedian, musician, or artist to directly release premium video to the fans who love them. Building on the success of content creators who have made specials and albums directly available to audiences for personal download, Chill Direct expands on this emergent model, empowering artists to engage their fan bases and build full-scale customizable community hubs where fans and artists can interact.

Unlike releasing content through app stores, music stores, a broadcast network or film studio, Chill Direct imbues artists with creative control and flexibility over their material and allows them full ownership of Intellectual Property. Chill Direct also helps artists build powerful social communities around their work through integration with Facebook and Twitter and world-class page creation tools.

Source: Press Release

Test the Encoding.com Private Cloud and enter to win $1000 of free encoding credit

At Encoding.com, we all agree that building the world’s most powerful private cloud transcoding platform is a good time. Even more fun is watching our resident stunt goat Clive take it for a test drive. Unfortunately, even the great Clive went from goat to chicken when he overheard the roar of 32 core multi-threading servers and 1Gbps ingest/egress usingAspera fasp 3™ technology.

Therefore, we are offering a reward of $1,000 in free encoding credit to the Encoding.com community member willing to brave unprecedented speed, put the pedal to the metal, and encode the largest volume of video in December using Encoding.com private cloud!

Using the Encoding.com Private Cloud is easy, you can keep all of your encoding settings the same and simply specify a new region in your API request.  Click here for complete instructions.

The rules are simple:

– Only one winner will be selected
– Encoding credit will be awarded to the primary account holder
– Encoding credit may only be redeemed by the primary account holder
– Encoding credit must be used by 1/1/2014
– Encoding credit is not applicable for discounts on existing contracts

Source: Blog Post

Quick Tip: 5 Things to Do to Jump-Start Your 2013 | North Salem NY Real Estate

After the long Thanksgiving holiday, it’s tempting to take your foot off the pedal and coast into 2013. But, I encourage you to make the most of these last few weeks of the year. Don’t wait until January 1st to get started for the year – the time is now.

Here are 5 quick and easy things to do to jump-start your 2013:

1. Shed your problem clients

I have witnessed first-hand agents who are so desperate for a paycheck that they hang onto the wrong type of client until they are completely drained and end up comprising way too much. The sign of a successful agent is the ability to walk away if needed. Ask the tough questions: “Are they worth it? Are they being realistic? Are they keeping me away from other opportunities?”

2. Clear your schedule

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Your time is your own, but it’s also easy to let your schedule get out of hand because of other people’s needs. From now until the end of the year, time block time during the week that is just devoted to thinking about 2013. For true planning, brainstorming and dreaming – you need more than 10 minute chunks of time. You need long drawn out time blocks without interruption!

3. Be honest

What do you love about your business and what do you want to change? Make 2013 the year you work with the clients you really want to work with, the year you truly have the year professionally and personally that you want to have. Been meaning to take a vacation? Plan it out! Nothing happens by accident. Be honest about where you are and where you want to be in 12 months!

4. Get your finances in order

Do you have a professional helping you with your accounting and/or taxes? If not, now is the time to talk to one before the end of the year. Don’t try to do it all yourself – get a professional to help! Also, now is a great time of year to update your software or invest in a system like QuickBooks or Mint.com.

5. Schedule 5 phone calls a week 

Don’t forget, one of the best ways to reach out to someone is with a quick phone call. Nervous about calling out of the blue? Then, email them first and set up a time to chat and then schedule the call using a calendar appointment. Make sure you have a reason for calling – is it a market update? Recent sales in their neighborhood? After you call, search them out on LinkedIn and connect there as well as Facebook and/or Twitter if appropriate for you and your business.

These are just a few things to get ready for 2013. I would love to hear how you are getting ready for the New Year. Leave me a comment below!

 

 


Branding Your Blog: You’re Doing it All Wrong | North Salem Real Estate

A while ago, on this very blog, I read a post about how to make a five-dollar logo for your blog.

There were a few things about that post I disagreed with, but chief among them was the assumption that a cheap logo was somehow all you needed to brand your blog.

A logo does not make a brand.

Logos are important, but what’s most important is to have a crystal clear brand promise. This is important in every line of business, particularly in blogging, where competition is brutal and securing a loyal readership is the only way to make your overnight success last more than a few days.

Your brand promise should be felt in every single post

The most important part of your brand is largely invisible—at least, at first.

It’s the promise you make to a visitor the first time you meet.

It is more than just a half-hearted promise to try and be interesting and entertaining. It is a promise to deliver a specific and predictable result every time.

Whether you commit to always making your reader laugh out loud or go into deep thought, to giving her investment advice she can act on immediately, or a gluten-free recipe that her children will like, your brand is the one aspect of your blog or business that people can always trust that you will never compromise on.

Don’t try to do everything yourself

It should be said that DIY brands rarely look as good, or work as well, as the owners think they do. On the contrary, 100% homemade brands often look unprofessional and unreliable.

Unless you’re an expert marketer, designer, copywriter, and web developer in addition to your day job, there are lots of things you don’t know and skills you don’t have. You should admit that to yourself, and invest in some outside expertise. It doesn’t have to break the bank. You can pick one area and start there, but please do make building your brand a priority.

It’s what sets you apart, helps readers quickly understand what you are about, and creates loyal followers.

If you really only have $5 to spend

If you really don’t have more than $5 to spend on design, you’ll be better off spending your fiver at Starbucks. After all, you’re not very likely to get a good logo and visual identity for that kind of money.

So sit down with your grande latte and your free wifi, and be sure to take in your surroundings, because there aren’t many who do brand as well as Starbucks.

What’s special about Starbucks is not just the coffee. It’s that they stand for way more than that. Their brand promise is about community and you can feel that in every single touchpoint, from the comfy chairs, to the online community.

Think about how your brand can show (not tell) what it stands for, like Starbucks does. Even if you exist only in the online world, the types of topics you cover, the products you offer, and the other blogs you link to all serve to create an impression for your brand.

Color can be a great differentiator

Another thing you can learn from Starbucks is the effective use of color. You can see that green from miles away, and instantly recognize the store as a Starbucks.

So take a few minutes to pick a fresh color scheme for your brand. Something that really makes you stand out in your space. Your colors shouldn’t conflict with the promise you’ve made—for example, a site promising inner peace and a site promising playfulness should probably choose different colors—but that’s the only rule.

Almost everything is allowed, and bravery is usually rewarded.

Start out with a single, strong color you’d like to use, then use a tool like Kuler to find other colors that go well with it.

Ideally, you’ll put together a palette of colors that is uniquely yours, instantly recognizable to anyone who knows it, and that you can find ways to implement on your blog, across your social media properties, and in your product designs, both online and offline. Be creative.

Watch your tone of voice

It’s no coincidence that Starbucks has its own language (including words like barrista, grande, frappe, and so on.). This vocabulary helps support the brand’s promise that this is not your run-of-the-mill coffee shop.

Think about your blog’s tone of voice. Is it authentic, distinctive, and consistent? Are you falling into the trap of over-complicating things with big, boring words, and overused jargon? Are you conveying your personality and making it easy for people to understand what you are offering and why they should care?

There is a lot of brand power in the way we say things, not just in what we say. Have someone else look at each of your posts before it goes up and make sure you are choosing words wisely. We all know how hard it is to edit our own work.

Invest in your brand—with money, time, and creativity

Now, these are some quick tips. There’s a lot more to learn about brand. But the key message is that it’s always a good idea to invest in your brand. If you don’t have the money to invest, at least invest the time and energy to learn, and the thought and creativity to do a good job with what you have.

How’s your brand looking? Share your ideas for blog branding in the comments.

Julie Cottineau is former VP of Brand at Virgin and executive at Interbrand. Recently she founded her own brand consultancy, BrandTwist, to help small businesses and entrepreneurs, and will soon launch Brand School, an online course about building, growing and monetizing a brand.