Bedford Police have added grand larceny to the charges a 28-year-old man is facing after he allegedly pushed his way into a woman’s car in Katonah, and stopped her from trying to escape as he began to drive away.

Travis D. Walker—who told officials he is homeless, and was last listed as living in Yorktown—is at the Westchester County Jail on $500,000 bail as of Tuesday afternoon. Authorities say two Good Samaritans, an 18-year-old from South Salem and a 22-year-old from Brewster, are responsible for getting the local woman involved out of harm’s way.

No one was injured in the Monday afternoon incident, but the victim, a 37-year-old Katonah woman, was in an emotional state—”very distraught” and crying—when about a half dozen officers arrived at the scene.

Several calls came in, at about 2:40 p.m., reporting a possible motor vehicle accident. Witnesses said a 2006 Volkswagen Jetta was “up on the sidewalk,” near Kelloggs & Lawrence on The Parkway.

Officers arrived to find the vehicle as described, with one man in the driver’s seat and two more flanking the Jetta. The victim was standing nearby.

Walker is accused of “yanking open” the victim’s car door as the woman attempted to back out of a parking space. He forced the victim to the passenger side and a struggle, complete with screams, ensued as she tried to open the door and flee, police said.

The defendant reportedly stopped her from doing so and started to move the vehicle in reverse. The keys were knocked out of the ignition during the confrontation.

“They heard screaming and they ran to aid the victim,” Lt. Jeffrey Dickan said of the two young men. “They were able to pull her from the car and get into the car and subdue the male, and get the keys from him.”

Their identities are being withheld as the investigation continues, but the pair may be recognized for their efforts at a later date.

“The big story here is the two Good Samaritans,” Dickan said, “because who knows what they stopped from occurring.”

Expectations among bank risk professionals for the relaxation of lending standards increased sharply in the first quarter, rising from 12.1 to 19.9 percent, according to the quarterly FICO/PRMIA) survey.

One out of five bank risk professionals now  expect the approval criteria for loans to become less stringent, the third highest level ever registered for looser lending standards in the three year history of the FICO survey.  The rising expectations for looser standards is a reversal of bankers’ views in the fourth quarter of 2012, when only 12.1 percent expected standards to become less stringent, the lowest level in survey history.

The survey, conducted for FICO by the Professional Risk Managers’ International Association (PRMIA), found lenders more bullish on the housing recovery than at any point in three years, with 71 percent of respondents saying home prices are “rising at a sustainable pace” in the context of mortgage lending risk. In addition, 39 percent of respondents are expecting mortgage delinquencies to decrease over the next six months, while another 45 percent expect delinquencies to remain flat and only 16 percent expect an increase.

However, there is also a high degree of concern about the supply of credit that will be available to finance the recovery.  Even though the Mortgage Bankers Association forecasted a 14.5 percent increase in purchase originations in 2013 over 2012, some 42 percent said that the supply of credit for mortgages to buy homes will he either slightly or significantly short of demand.  The survey found that that 60 percent of bank risk professionals expect the supply of credit for mortgage refinancing to meet demand.

“The latest survey results, combined with data that indicates the real estate market is improving in many regions, paint a positive picture for a sector of the economy that has been slow to join the recovery,” said Dr. Andrew Jennings, chief analytics officer at FICO and head of FICO Labs. “Mortgage lenders have been understandably guarded over the past five years. The improvement in their sentiment should be welcome news, and I wouldn’t be surprised to see lenders cautiously expanding their mortgage and home equity lending businesses.”