Tag Archives: Cross River Real Estate

How to Get More Content for Your Blog | Cross River Realtor

One of the biggest challenges that bloggers face – whether they are blogging for themselves or their business – is creating enough content. Most people can’t just write a blog post in 15 minutes. Creating quality content takes a major investment of time and resources. If you’re struggling to create enough content, then here are some great ways to get additional content for your blog.

Supplement with Content Curation

If your challenge when it comes to content creation is coming up with original blog topics, then one way to fill up your editorial calendar is by adding curated content.  Curated content is simply compiling and organizing content from other sources into one post. The Ultimate Resource Guide to Guest Blogging and Blogger Outreach is an example – it is simply a list of networks and posts from other sites on how to have successful guest blogging and blog outreach campaigns.

Note that these kinds of posts are not time savers – you still have to find the best pieces of content to curate, organize everything logically, give each piece a description, and compile it all together. But it can be a lifesaver when you’re having trouble coming up with new ideas while giving your audience some awesome content to chew on.

Tips for Great Curation Pieces

  • Don’t only use curation pieces. It might give the impression that you have nothing original to say. For example, if you have five new posts a week, you could consider one curation post per week. If you have one new post a week, you could consider one curation post per month.
  • Think about curation topics that could include one or more of your own posts. In the above-mentioned example, I included a post from the KISSmetrics blog on how to do guest blogging. This can help you highlight your own content as well as others.
  • Use Google Reader to subscribe to your favorite sources. Google Reader has a great search function, so if you wanted to curate resources on a particular subject, you can use the search to find posts from every blog you are subscribed to via RSS.

I’ve found that content curation comes in handy in a couple of ways. For my blog, it gives me a weekly roundup post to rely upon with no inspiration needed. Even blogs like HubSpot and Social Media Examiner have their own version of weekly curated content. And for the blogs I regularly contribute to, it was easy to find content related to their niche to group together in a large lists like 45 Posts on A/B, Multivariate, and Usability Testing and smaller lists like 8 Useful Recruitment Infographics.

Repurpose Content

Another way to create content for your blog that doesn’t include coming up with all new post ideas is by repurposing your pre-existing content. This simply means that you refresh, reorganize, and recreate content that has worked for you in the past. You can also take content in one format (such as video) and repurpose it into another format (such as a slideshow).

Tips for Repurposing Old Content

  • Find your most popular blog posts that are over a year old. You can do this by sorting your WordPress posts by going to All Posts and sorting them by the number of comments. You can also use your Google Analytics and look under Content > Site Content > All Pages. This will show you your top content based on number of views.
  • Break overview posts into several detailed posts. For example, I could take this post and create five individual posts that include in-depth details about content curation, repurposing content, attracting guest bloggers, hiring freelance writers, and connecting with businesses for content.
  • Turn a series of detailed posts into an overview post. As opposed to the above tactic, if you have a series of detailed posts on one theme, you could create an overview posts that summarizes each and links back to the detailed posts. This way, you have a new piece of content and you get a chance to highlight your previous work.

Tips for Repurposing Other Formats of Content

  • Transcribe your videos. If you are creating video content (vlogging, video interviews, video testimonials, video tutorials, etc.), then you can easily turn your videos into blog content by embedding the video into a blog post followed by a transcription of what is said throughout the video.
  • Transcribe your podcasts. Similar to video content, if you are a podcaster, you can transcribe your podcasts in a blog post.
  • Add commentary to infographics. This one you can with your own infographics or infographics made by others. Infographics usually include a lot of information that you may – or may not – agree with. Embed the infographic into a blog post (giving credit where credit is due) and then add your commentary above or below the infographic. Talk about the points you agree with, the points you don’t, and add some additional information that may not have been included. You can see an example of this in my post on Top 25 Hosting Companies that includes an infographic plus additional details.
  • Summarize presentations. If you speak at conferences or simply create presentations for Slideshare, you can embed those presentations into a blog post and further explain the bullet points and slides.

One of my goals for 2013 is to produce more eBooks, but I find it hard to commit to any piece of writing longer than a blog post, especially now that I’m a new mom. So I’m looking at repurposing as the answer by staring my next eBook as a series of blog posts. So far I have 40+ post drafts ready to be written. Once they are done, they will be repackaged nicely into an eBook.

Attract Guest Bloggers

If you don’t have time at all to create yourself, you can look towards outside resources to create content for you. The first (and free) resource for blog content is guest bloggers. Guest bloggers will provide content in exchange for exposure with your audience – they usually just want an author bio that includes a backlink to their website.

Tips for Attracting Guest Bloggers

  • Create a page on your blog with guest blogging guidelines. Title the page “Write for Us: Guest Blogging Guidelines” or similar – this includes keyword phrases that guest bloggers typically search when looking for guest blogging opportunities. Be specific about exactly what you want when it comes to content submissions so you can get the content you want and have a quick response when you receive low quality submissions.
  • Link to your guest blogging guidelines often. Link to it in your blog’s navigation bar or sidebar. Also include a quick link at the end of posts that your blog is open to guest post submissions. If you’re publishing guest posts, include a link at the top where you say, “This is a guest post by…”
  • Share your guest blogging guidelines on social media. If you have a good-sized audience that happens to include bloggers, sharing your guest blogging guidelines page on Twitter, Facebook, and Google+ can help you get more guest bloggers.

Tips for Working with Guest Bloggers

  • Be sure to quality check incoming guest posts. Some guest bloggers are marketers in disguise, and there are bad marketers out there that will submit poor quality content or content that has been published elsewhere. Read the post thoroughly and do a quick Google search for a sentence or two to make sure it is unique content.
  • Make sure you stand by the information presented in the guest post. If you are adamantly against something, you don’t want to publish content by someone else that is for it. If facts are presented without reference, make sure they are true. The last thing you want is to have to defend guest content yourself. This also includes checking the website that the guest author is linking to – make sure it is something you wouldn’t mind your audience visiting.
  • Encourage the guest author to participate in the community. Specifically, encourage them to revisit the post and answer comments. This way you are getting content and community management all in one.

Last year, when I was fully focused on client work, I depended on guest bloggers to keep my blog afloat. And that they did – I had regularly scheduled guest posts two to three times a week. Although I am changing up my blog strategy this year (similar to the ProBlogger evolution), I was grateful to have such great content on my site from many talented authors.

Get Completed Articles

If you want to bypass interacting with writers for content, your next best bet is to look for networks that offer ready to go content. Networks like MyBlogGuest and GuestBlogIt allow you to connect with guest bloggers as well as browse through completed articles that you can publish on your blog.

If you don’t have time to browse through lots of articles, networks like PostJoint let you choose topics and then sends you a daily email when new content is available for you to browse. The email includes the content titles and the first sentence so you can preview them right in your inbox.

Tips for Getting Great Content

  • Quality check. Just like you would do with guest blog posts, you need to quality check articles you are getting from any network for value, accuracy, and whether the content has been published elsewhere. Just because most networks require writers to submit unique content does not mean that they all follow the rules.
  • Visit the websites listed in the author bios. While some article submissions are by bloggers looking for more exposure, others are from businesses looking to market their website. Be sure to check out their links to make sure they are websites you would be OK with your audience visiting.
  • Be prepared to answer comments. Since you are getting whole articles, you won’t be getting the author who wrote them to participate in your community. Hence you will need to be prepared to answer your comments and discuss any points in the articles you post.

If your blog isn’t quite at the stage of attracting guest bloggers, then this might be a good route to go. I also found it useful to grab pre-written, unique content for my blog on the days where my scheduled guest blogger missed their submission deadline. This ensured that my blog didn’t go silent on a day people expected a new post.

Hire Freelance Writers

If you have some money to invest in your blog and are not having luck with guest bloggers, then you can always hire one or more freelance writers. The advantage to freelance writers is that you have more control over what they write and can insist upon edits when necessary.

Tips for Finding Freelancer Writers

  • Invest in quality writers. Depending on your niche, you probably won’t be able to hire $5 article writers. When it comes to quality content, you really do get what you pay for.
  • Look for freelance writers who write for similar blogs. Run a Google search for site:domain.com “freelance writer” where domain.com is a blog that contains content similar to what you need for your blog. This will help you find experienced freelance writers in your niche and give you a chance to see how well their work is received. This will ensure you have writers who understand blogging etiquette and community participation, something you may not get out of the average article writer.
  • Contact prolific guest bloggers. Use a similar searches such as site:domain.com “guest blogger” or site:domain.com “guest post by” to find guest bloggers in your niche who may be looking to earn extra income through freelance blogging.

Tips for Working with Freelancer Writers

  • Be specific about your needs. Unlike guest bloggers, you can be really specific with what you need from your freelance writer since you are paying for their services. Suggest topics, give editorial guidelines, and let them know what you expect from start to finish.
  • Set a schedule. If you want a steady supply of content, you need to set a regular schedule for content delivery. Otherwise, you may contact your writer for a post you need ASAP to find they are already committed to other projects.
  • Pay on time. Just like happy employees produce quality work, happy freelancers are going to do the same. The best way to keep your freelancer writers happy is to pay them on time, otherwise they will spend the time they could be using to create content for your blog to play bill collector.

Though I’ve never hired a freelance writer for my blog, many blog owners and businesses have hired me to create content for them. It works out great because then they can focus on monetization and revenue generating tasks while ensuring their blog is kept up-to-date with quality content.

On to you…

Have you used any of these strategies to get content for your blog? Please share your experiences plus additional tactics for increasing your blog content in the comments!

Kristi Hines is a freelance writer, ghostwriter, and professional blogger who writes about blog marketing strategy at Kikolani. She has also contributed to well-known online marketing blogs including Social Media Examiner, KISSmetrics, Unbounce, and Search Engine Journal. Follow her on Twitter or Google+.

More companies decide content really is king | Cross River Real Estate

Companies are increasingly embracing content marketing — the creation and sharing of articles, pictures, video and other publishing content in order to acquire customers — as one of the most effective forms of advertising.

A large share of companies are recalibrating their marketing strategies in 2013 to put greater emphasis on content marketing, a recent survey by content development company CopyPress found.

The percentage of companies that said content would be their primary marketing focus in 2013 nearly doubled from last year’s survey, rising from 18.9 percent to 34.8 percent, CopyPress said. The survey found that about half of marketers decided to change their marketing focus in 2013. 

“The focuses for 2013 are radically different,” CopyPress said in a report detailing the survey’s findings, “2013 State of Content Marketing.” 

The shift in focus appears to be manifesting itself in real estate. Online foreclosure marketplace RealtyTrac recently created a network of brokerages that it says will help it generate market-specific reports that it can pitch to media outlets.

Meanwhile, listing service Trulia just debuted its “Real Estate Lab,” which it said will uncover hard-to-spot trends in the housing market. 

IRS keeping an eagle eye on payments to independent contractors | Cross River NY Real Estate

If, like most real estate pros, you’re a sole proprietor, you must file Schedule C with your return to report your business income and expenses, and show whether you have a net profit or loss for the year.

Two new lines have been added to the beginning of Schedule C, labeled “I” and “J.” Line I asks whether you made any payments during the year that required you to file IRS Forms 1099. If you answer yes, you have to answer in Line J whether you have already filed, “or will you file,” the forms.

Similar questions have been added to IRS Form 1065, U.S. Return of Partnership Income; Form 1120, U.S. Corporation Income Tax Return; and Form 1120S, U.S. Income Tax Return for an S Corporation. The same question was added to Schedule E for IRS Form 1040 in 2011.

These new questions are an attempt by the IRS to persuade businesses to file all required 1099s, particularly Form 1099-MISC, the form used to report payments to independent contractors. This is part of the IRS’s ongoing effort to prevent businesses from failing to report all their income.

Reading between the lines on housing price boom | Cross River Homes

The current nationwide boom in housing prices illustrates some important investment fundamentals that have little to do with housing. For one thing, a basic commodity that undergoes a price collapse will exhibit a “snapback” in values with a speed that will take most experts by surprise. It wasn’t that long ago when experts were predicting a “second round” of foreclosures that would “dwarf” the original collapse back in 2008. Apparently, that isn’t going to happen.

A recent article in Bloomberg Businessweek offers statistics on the recent housing boom in major U.S. markets. Year-over-year median housing prices have increased by 28 percent in San Francisco, 34 percent in Phoenix and 18 percent in Los Angeles.

This Tuesday, Aug. 21, 2012, photo, shows an exterior view of a home sold in Palo Alto, Calif. (AP Photo/Paul Sakuma) (Paul Sakuma)

The number is 6.6 percent for the entire country, but that includes areas that did not experience the boom before the bust.

Meanwhile, someone making a 20 percent down payment on a house that rises by 20 percent in value has just doubled their money — at least on paper. More common have been 300 percent returns on equity. This explains why private equity firms have purchased more than 16,000 homes that they are now renting or selling for a profit.

A rebound in prices this soon after the housing collapse is driven by a low inventory of homes for sale. This, in turn, has been caused by a four-legged stool of influences. First, foreclosed homes went on the market quickly in many places, and investors with cash bought them to rent

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out, which reduced supply of available homes for sale.

Next, underwater homeowners or people with time to wait for the “snapback” are reluctant to put their homes on the market, which further reduced supply.

Then, for all practical purposes, there have been no new homes built for the past five years.

And finally, mortgage interest rates are at an all-time historical low, which allows buyers to spend more on a home — if they can find one for sale.

Obviously, this combination of factors is fueling the rise in prices we have seen recently. New home construction has traditionally led economies out of recessions, because it employs so many people all across the country. Also, the peripheral sales related to new homes includes appliances, furniture and more profit for companies like Home Depot.

Who would have guessed that Pulte Homes, one of the nation’s largest builders, would be the best-performing stock in the S&P 500 Index last year?

Not many saw this coming. Most of the people I know in the housing industry were saying a year ago that foreclosures would continue to dampen the market and that it would take several more years before that bad influence had run its course. What this shows us is the extent to which several influences, as previously mentioned, all combine to create a positive sea change. It is impossible to predict the net effect of these variables, which is why we shouldn’t bother to try.

What’s easy for many of us to forget is that housing is first and foremost a place to live. Setting aside the obsession that a home might be worth more than we paid for it someday, anyone could argue that if we just broke even we would be ahead of the game. The net after-tax cost of mortgage interest and property taxes is probably equal to what we otherwise would have paid in rent.

Meanwhile, we have had a place to live and a forced savings program to the extent that we paid off some of the mortgage principal. That’s probably all we should expect of a house.

Looking back a hundred years, long-term home prices have only increased in value by about 3 percent per year — about the same as inflation. Thanks to the gyrations of recent years, home prices have reverted to that 3 percent norm.

For those who still claim that their house has always been their best investment, it may come as a surprise to learn that the Dow Jones industrial average, with re-invested dividends, has handily beaten home prices over the past 40 years. It remains to be seen whether we’ll be experiencing “déjà vu all over again,” but if home prices continue to rise, it will create opportunities for older owners to bail out and diversify.

This will leave younger folks with a window of opportunity to gain a piece of the action.

Stephen J. Butler is CEO of Pension Dynamics. Contact him at 925-956-0506 or sbutler@pensiondynamics.com.

Freddie Mac: Mortgage rates decline | Cross River Real Estate

After showing little change, fixed-mortgage rates recently started to decline, Freddie Mac said in its Primary Mortgage Market Survey. 

Falling from 3.56% a week ago, the 30-year, fixed-mortgage rate reached 3.51% for the week ending Feb. 28, a decline from 3.90% a year ago.

The 15-year, FRM averaged 2.76%, down just a little from 2.77%, but significantly down from 3.17% a year earlier.

Also decreasing, the 5-year Treasury-indexed ARM averaged 2.61%, down from 2.64% last week and from 2.83% a year earlier.

Following suit, the 1-year Treasury-indexed ARM averaged 2.64%, down 1% from 2.65% a week ago, but down 2.72% from a year ago.

“Mortgage rates eased somewhat as the consumer price index in February held steady for the second month in a row. House price indicators, however, showed gains in 2012. The Standard & Poor’s/Case-Shiller national home price index rose 7.3% last year, reflecting the largest four-quarter growth since the third quarter of 2006,” said Frank Nothaft, vice president and chief economist for Freddie Mac.

Nothaft added, “This, in part, was a driving force that pushed up the number of existing and new home sales in February to the highest levels since July 2007 and July 2008, respectively.”

China’s riskiest property market just collapsed. Is this how it starts? | Cross River Homes

A lot of these apartments, in Phoenix Island, Hainan province, are probably empty. (WANG ZHAO/AFP/Getty Images)

A lot of these apartments, in Phoenix Island, Hainan province, are probably empty. (Wang Zhao/AFP/Getty Images)

The real estate market in Phoenix Island, a development project in the Chinese island province of Hainan, was so inflated, so outrageously expensive and unsustainable, that it became known as the Dubai of China. With its palm tree-lined streets, glimmering high-rises and ostentatious sports cars, it even looked a little like Dubai. And now, also like Dubai but maybe more in the vein of south Florida, the Phoenix Island real estate market that drove so much local economic growth has imploded.

Phoenix Island is an extreme case, but it’s in many ways symptomatic of China’s skyrocketing real estate market, which is both a blessing and a curse for China. A blessing because it helps to drive economic growth and domestic consumption, which the country’s economy needs more of to be healthy. It’s a curse because, as Americans are well aware, it can burst, pulling down much of the national economy with it.

If the national real estate market collapses in China, it would be disastrous not just for China but for the entire world economy, risking a third wave of the global crisis that began with the U.S. financial collapse and worsened with the Euro crisis. Is Phoenix Island an outlier, a crazy market so extreme that it tells us little about China? Is it the start of a major but recoverable setback? Or, in the worst-case scenario, is it the beginning of the end for China’s astounding 20 years of miraculous economic growth?

In some ways (but not all), China is even more exposed to the dangers of a real estate collapse than America was. Washington Post business reporter Jia Lynn Yang pointed out last fall that urban housing stock constituted 41 percent of Chinese household wealth of 2011. The number was 26 percent in the U.S. In other words, Chinese families tend to invest almost twice as much of their money in urban real estate than do American families. So, if you thought Americans were hit hard when that real estate suddenly lost value, it could be even worse for Chinese, who also tend to put much more of their earnings into long-term investments than do Americans. That said, it would also take a bigger drop in prices for the market to collapse, as Chinese buyers tend to put down larger down payments.

And here’s the really scary number: 13 percent of Chinese GDP in 2011 came from real estate investment. 13 percent! If that investment stalls abruptly, as it did in Phoenix Island, the rest of the Chinese economy could follow. That could cause political instability in China and, much more certainly, would set back the global economy.

The problem is that the Chinese tend to put their money in real estate because they perceive it as a safe and reliable investment. This drives up prices, which leads more Chinese to invest, which drives up prices more. But because people are treating housing as an investment, the market is artificially inflated. People buy apartments but don’t live in them. One day, it’s possible that Chinese consumers will wake up and decide that those investment apartments aren’t such safe investments after all, or maybe they’ll just need to free up the cash they used to buy them, at which point they’ll want to start selling. That will lead prices to drop, perhaps catastrophically. If you’re a standard Chinese family with 41 percent of your money tied up in real estate and that real estate loses more than half of its value, as it did in Phoenix City, then it’s like a whole bunch of your money just disappeared.

I asked Patrick Chovanec, whose economics teaching at China’s prestigious Tsinghua University has made him a respected and much-cited source on China’s economy, how we would know if the Chinese real estate bubble was bursting. In other words, when do we start panicking?

“As long as the money supply keeps expanding aggressively (15%+ per year), and people (absent alternatives) are willing to plow that money into real estate and hold it, this [real estate market] can persist for some time,” Chovanec explains in an e-mail. “But when the flow of new money slows — either because of the need to rein in inflation, including housing inflation, or the need to roll over and refinance bad debt (often at rising rates of interest) — the whole thing begins to unravel.”

Is Phoenix Island, in Florida-like Hainan province, the beginning of the end? Chovanec writes, “Some of the quotes (besides mine) in the article suggest this could be happening in Hainan — we’ll have to wait and find out if that is what’s happening, and whether it signifies a broader deleveraging that would have implications beyond Hainan.”

How, I asked Chovanec, would the market actually collapse, if it does? It turns out that, because China’s economy is so “opaque” – much of the action happens informally, which makes it really hard to watch for indicators – the market basically collapses when Chinese consumers believe it is collapsing. Here’s Chovanec, with my emphasis added:

It’s very very hard to tell. First of all, because so much financing has gone outside the banking system, the standard measures of money supply (M1, M2) don’t tell us very much any more about the amount of “money” (i.e., credit) in the Chinese economy. Most of the credit expansion we’re seeing is off balance sheet. In fact, a lot of credit growth that we’re seeing is inter-company or buyer credit — companies pretending they have sales when in fact they may or may not ever get paid.

Second, it’s hard to tell how much of that credit expansion is being “eaten up” by the need to roll over bad debt at interest, rather than financing new investment. That’s where the real crunch comes, and why we’re seeing, consistently, the returns (in terms of GDP growth) to credit expansion decline. In other words, it takes more and more credit expansion to deliver less and less economic growth — less bang for the buck.

So it’s an opaque process that depends, in large part, on the willingness of everyone to believe that they will, somehow, get paid in the end. If that ever comes into doubt, credit suddenly disappears and everyone rushes to cash out, and there isn’t enough cash to meet all claims. I don’t know if and when that will happen, but even if it never happens, the dependence on credit expansion to roll over more and more bad debt inevitably puts a squeeze on growth.

As long as Chinese consumers wake up every morning feeling basically okay about having 41 percent of their money invested in real estate, we’re probably okay. But if they start to change their minds, whether for political or economic reasons or out of sheer panic, the Chinese economy is not ready to cash them out. It would be like a run on the bank, except that the bank is an overinflated real estate market that’s worth 13 percent of the 2011 GDP of the world’s second-largest economy.

A real estate collapse in little Phoenix Island or in less-little Hainan is probably not the starter pistol for that bank run, unless Chinese consumers decide it is, in which case it is.