Tag Archives: Chappaqua NY Homes for Sale
8 ways to engage with Gen X, Y real estate clients and agents | Inman News in Chappaqua NY
What does it take to work effectively with the next generation of buyers, sellers and agents? The first step is adjusting your lens to see the world their way.
At my recent Awesome Females in Real Estate conference, Cary Sylvester, executive director of technology for Keller Williams (a Gen Xer), and Michelle Holt, director of marketing for TheRedX.com (a Gen Yer), tackled the topic of how to work effectively with Gen X and Gen Y clients and agents. Here are eight key insights.
1. It’s not about the money
Holt is an excellent example of the Gen Y mindset. She left a high-powered job at USB working with high-net-worth individuals (mostly CEOs of oil companies) and moved to TheRedX.com because she wanted a job that gave her more freedom to express her creativity.Holt says that Gen X and Gen Y expect their workplace to be fun and engaging. They also expect a meritocracy based upon their performance. Because their income is tied directly to their actions, a real estate career can be very appealing.
Strategy: First, if you have Gen X and/or Gen Y agents, do your best to create a fun work environment. They expect to have a say in what happens at work, so be willing to ask their opinions and to listen to what they say.
If you’re showing them property, make the process as fun as possible. Ask plenty of questions and write down what they tell you. This sends the nonverbal message that what they say matters to you.
2. Research, research, research
Before Gen X and Gen Y go to work for a company, hire an agent or buy almost any product, they research it thoroughly online.Strategy: Managing your online reputation is critical. Begin by Googling yourself and your company to see what others are saying about you online. You can also use StepRep.com and Google Alerts to keep up-to-date on others’ posts about you or that mention you.
3. Never talk down to them
As Holt put it, “I don’t want to buy a house from my parent.” Nothing will turn off a Gen X or Gen Y client faster than an agent who talks down to them by saying, “Oh honey, you don’t want to do that!” They want the truth, even if they don’t like it.Strategy: Instead of advising a Gen Xer or Gen Yer on what to do, a better approach is to say, “Here are the pros and cons as I see it. What’s your opinion?” or “I’ve been noticing that you seem to like large dining rooms. Is that an important criterion to add to the features that you would like in your next home?”
4. Lifestyle matters more than the property
Many Gen X and Gen Y buyers are willing to accept a lesser property in order to have access to their preferred type of lifestyle.Strategy: When you market your listings, make sure there is plenty of information about the lifestyle in the area, including videos, reviews of local restaurants, nearby recreational activities, and whatever else makes living in that location special.
5. Just because they do Facebook doesn’t mean they’re good at being face-to-face
According to Holt, because many Gen Yers rely heavily on texting, they may have poor telephone and face-to-face skills. Furthermore, they may not react well to face-to-face confrontations.Strategy: As an agent who represents Gen Y clients, adjust your communication style to be like that of your clients rather than expecting them to adjust to your style. Also, be prepared to help them navigate through transaction-related problems. Always keep in mind that it’s their house and it’s their decision.
6. I have nothing to hide
Many members of Gen X and Gen Y aren’t particularly concerned about privacy. Their attitude is, “I have nothing to hide.” Sadly, many younger people fail to realize not everyone shares this point of view.Strategy: Authenticity and transparency are critical when you work with Gen X and Gen Y. If you are working with Gen X and Gen Y agents, educate them about your expectations regarding what constitutes appropriate behavior.
If you’re working with Gen X and Gen Y clients, your online persona must match who you are in person. Consistency matters. Don’t expect them to keep what happens in the transaction private. They share almost everything with their peer group.
7. They lack the ability to focus
The challenge with buying or selling real estate is the incredible amount of paperwork and details that must be managed on your client’s behalf. It’s hard for many younger clients to stay focused on everything that must be done.Strategy: Break the transaction process into simple steps rather than overwhelming them with everything at once. The key phrase to keep in mind is “baby steps.”
8. Show me the value
Gen X and Gen Y love discounts. If they are going to pay retail, they must be convinced that what they’re purchasing is really worth it. A key phrase they use is, “I want my money’s worth.”You must have a value proposition that clearly demonstrates how you are worth the fees that you charge. Your goal is to make sure they perceive they are getting what they pay for.
As Holt put it, “My generation has a different filter. Listen for the differences and be aware of how your filter differs from ours.”
Contact Bernice Ross: Letter to the Editor
Reading into real estate demographics | Inman News in Chappaqua NY
Cheryl Russell is a professional demographer. Her job, which she does well, is to notice certain trend lines in statistical data. I became familiar with her and her blog, “DemoMemo: Demographic Trends with Attitude,” when someone forwarded me one of her March blogs with the headline, “Steep Decline In Homebuying Among Young.”That’s the kind of trend lines that catch my attention — especially when I had seen nothing else about that subject from the traditional housing or census reports. I gave Russell a call, but before asking her about that particular blog, I was curious how one gets to be a professional demographer.
It wasn’t all that difficult. She went to Cornell University, where she earned her master’s degree in demography — who knew there was such a curriculum? Soon afterward, she became editor of American Demographics. I missed that one also; gee, I need to get out more.
Then she moved to the Boomer Report. For the last 20 years she has been working for New Strategist publications, which she tells me produces demographic reference tools.
If you think this kind of work is boring, well, I won’t argue. However, some of her blog posts fascinate me, even when they are just numbers. Recent subjects include: “Who Goes To The Movies,” “The Mystery of Travel Statistics,” “A New Baby Bust,” and “The Boomer Inheritance.”
Sometimes her blog posts are as short as one line. The post, “Little Savings,” reads en toto, “percentage of workers who have saved $100,000 or more: 24 percent.”
Russell began April with a blog post called, “The Housing Market’s Problem,” and I’ll reprint it here in its one paragraph entirety.
“Yes, the unemployment rate is falling. Slowly. This morning the Bureau of Labor Statistics reported that the unemployment rate declined to 8.8 percent in March, down from 8.9 percent in February. We may be on the road to recovery, but our progress is blocked by what has been destroyed: confidence. The average American worker feels much less secure in his job than he did a few years ago. The percentage who think there is no chance they could lose their job in the next year, as shown in the post below, fell from 71 to 52 percent between 2000 and 2010, according to the General Social Survey. This insecurity might be good news for businesses that want to hold down wages. But it is a disaster for the housing market. With the threat of unemployment looming over them, how many will be brave enough to buy a house? Apparently, not many.”
Good stuff, right?
So, that takes me to the blog post that caught my eye. Homebuilders, take note.
According to Russell, young adults are more hesitant to buy a home today than at any time in the past quarter century.
When I told Russell I hadn’t read anything on this subject before, she told me that was because she dissected the existing data differently, looking at homeownership in five-year age groups.
“If you look at these groups, you can see that the 30- to 34-year-olds had the biggest decline in homeownership rates since the market for ownership peaked in 2004,” Russell said. “And that was a 5.8 percent decline. That got me interested in what has happened in that age group because this is a critical group for the housing market –this is the first group where homeownership rises above the 50 percent level.”
To see what happened with 30- to 34-year-olds, Russell turned back to the prior grouping, the 25- to 29-year-olds, to see how their ownership changed from 2005-10.
“Homeownership in that age group increased because as people age they are more likely to become homeowners,” said Russell. “But the increase was so much less than it had been in the previous comparable five-year periods that it became clear the 25- to 29-year-olds were becoming much more cautious about buying homes relative to that age group 10 or 20 years ago.”
Here’s the key statistic, as I saw it: If you look at 25- to 29-year-olds as they move into the 30- to 34-year-old age bracket, from 2005-10 their homeownership rate increased 10.7 percent, which compares extremely unfavorably with the 20.2 percent increase a decade earlier for that same age group. Going back two decades, for that same cohort, there was a 14.1 percent increase in the homeownership rate.
If Russell is correct, the enthusiasm for homebuying in that age group is much less than it has been in the prior two decades.
Here’s something else Russell points out: The median age of homeowners in new homes (a structure built in the past four years) is 40. That compares to the median age of 52 for all homeowners. In fact, the under-40 age group is half of all owners of new homes, which is why a dampening enthusiasm for homeownership should be a bit frightening for builders.
“Developers and homebuilders are looking at a very different environment than they have ever experienced in their careers,” said Russell. “It’s going to be an environment that may be with them for the rest of their careers, so they have to learn how to function in this new, more cautious environment.”
For the 30- to 34-year-old group, homeownership remains at 51.6 percent, which means more people in that age group would still prefer to own rather than rent.
Since the Census Bureau has been tracking this information starting in the early 1980s, homeownership in this age group has never fallen below 50 percent. If it does, that would be, as Russell noted, a very big deal, “because it would be very clear to everyone that this important age group is not buying home.
Foreclosures Take 400 to 900 Days | Chappaqua NY Homes
“Massive” delays in foreclosure processing brought the number of new foreclosures to a 40-year low in April, extending the average foreclosure timeline to 400 days but reached 900 days in some states.
RealtyTrac reported foreclosure filings in April 2011 fell 9 percent from March and decreased 34 percent from April 2010.
“Foreclosure activity decreased on an annual basis for the seventh straight month in April, bringing foreclosure activity to a 40-month low,” said James J. Saccacio, chief executive officer of RealtyTrac. “This slowdown continues to be largely the result of massive delays in processing foreclosures rather than the result of a housing recovery that is lifting people out of foreclosure.
“The first delay occurs between delinquency and foreclosure, when lenders and services are no longer automatically pushing loans that are more than 90 days delinquent into foreclosure but are waiting longer to allow for loan modifications, short sales and possibly other disposition alternatives,” Saccacio continued. “Data from the Mortgage Bankers Association shows that about 3.7 million properties are in this seriously delinquent stage. The second delay occurs after foreclosure has started, when lenders are taking much longer than they were just a few years ago to complete the foreclosure process.”
Nationwide, foreclosures completed (REOs) in the first quarter of 2011 took an average of 400 days from the initial default notice to the REO, up from 340 days in the first quarter of 2010 and more than double the average 151 days it took to foreclose in the first quarter of 2007.
The foreclosure process took much longer in some states. The average timeframe from initial default notice to REO in New Jersey and New York was more than 900 days in the first quarter of 2011, more than three times the average timeline in the first quarter of 2007 for both states.
The average foreclosure process in Florida took 619 days for foreclosures completed in the first quarter, up from 470 days in the first quarter of 2010 and nearly four times the average of 169 days it took in the first quarter of 2007.
The average foreclosure process in California took 330 days for foreclosures completed in the first quarter, up from 262 days in the first quarter of 2010 and more than double the average of 134 days in took in the first quarter of 2007.
Default notices (NOD, LIS) were filed for the first time on a total of 63,422 U.S. properties in April, a 14 percent decrease from the previous month and a 39 percent decrease from April 2010. After spiking 16 percent in March, default notices in April dropped back down close to the 48-month low hit in February.
Scheduled foreclosure auctions (NTS, NFS) hit a 31-month low in April, with a total of 86,304 U.S. properties scheduled for an auction for the first time during the month – down 7 percent from March and down 37 percent from April 2010.
Lenders foreclosed on 69,532 U.S. properties in April, down 5 percent from March and down 25 percent from April 2010, but bank repossessions (REOs) were still above a 22-month low hit in February 2011.
States with a judicial foreclosure process registered a 3 percent decrease in overall foreclosure activity from March and a 47 percent decrease in overall foreclosure activity from April 2010. States with a non-judicial foreclosure process posted an 11 percent month-over-month decrease and 26 percent year-over-year decrease in overall foreclosure activity.
Nevada posted the nation’s highest state foreclosure rate for the 52nd straight month in April, with one in every 97 housing units receiving a foreclosure filing during the month. Overall foreclosure activity in Nevada decreased 9 percent from the previous month and was down 27 percent from April 2010. Bank repossessions increased 23 percent from March and were up 12 percent from April 2010 to 4,606 – an all-time monthly high since RealtyTrac began issuing the report for Nevada in April 2005.
Arizona REOs decreased 3 percent from March but were still up 22 percent from April 2010, helping the state maintain the nation’s second highest foreclosure rate for the fifth consecutive month. One in every 205 Arizona housing units received a foreclosure filing during the month, and overall foreclosure activity decreased 15 percent from March and was down 17 percent from April 2010 despite the year-over-year jump in REOs.
Overall, foreclosure activity in California was down monthly and annually in April, but a 22 percent month-over-month jump in REOs helped keep the state’s foreclosure rate at the third highest among all states for the sixth consecutive month. One in every 240 California properties received a foreclosure filing in April.
One in every 322 Utah housing units received a foreclosure filing in April, the fourth highest state foreclosure rate, and one in every 325 Idaho housing units received a foreclosure filing in April, the fifth highest state foreclosure rate.
Other states with foreclosure rates ranking among the top 10 in April were Michigan, Florida, Georgia, Colorado and Oregon.
Ten states accounted for 70 percent of U.S. foreclosure activity in April, led by California with 55,869 properties receiving a foreclosure filing during the month.
A total of 19,649 Florida properties received a foreclosure filing in April, the second highest state total despite a 59 percent decrease from April 2010. Florida overall foreclosure activity in April was still up marginally from a 46-month low set in February, and default notices and scheduled auctions increased from March.
Arizona tallied the third highest state total, with 13,419 properties receiving foreclosure filings in April, followed by Michigan, with 12,996 properties receiving foreclosure filings, and Nevada, with 11,761 properties receiving foreclosure filings.
Other states with foreclosure activity totals among the nation’s 10 highest in April were Illinois (10,055), Texas (8,793), Georgia (8,479), Ohio (7,962) and Colorado (4,379).
NAR pushes for gradual changes to secondary mortgage market | Chappaqua NY Homes
Former high-level officials for Presidents Barack Obama and George W. Bush agree that any changes to the secondary mortgage market to drive private capital back into housing must be gradual. Otherwise, the shock to the system could destabilize the economy and housing.
“You don’t want the medicine to kill you,” said David Axelrod, former senior adviser to President Obama and one of the chief architects of his election three years ago. “You want to come out healthier on the other side.”Dana Perino, the chief spokesperson for President Bush during his second term, predicted that lawmakers would debate reform proposals for the two government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, for another two years before changes are enacted. “You can’t throw this thing in reverse,” she said, referring to the need to take time in crafting a solution to the two companies. As recently as last week, Fannie Mae announced it needed another federal infusion of $8.5 billion as it works through the bad loans on its books. The message from Perino and Axelrod jibes with the one REALTORS® will be sending to their members of Congress this week on their visits to Capitol Hill. NAR’s proposal calls for replacing the two companies over time with another entity that maintains federal support of the market without allowing executives and shareholders of the new company to privately profit while taxpayers take any losses.Keeping the MID IntactDuring those Capitol Hill visits, REALTORS® will also be talking about the need to preserve the mortgage interest deduction, and in response to a comment from a REALTOR®, imploring Axelrod to talk to his boss about the importance of the deduction to the young buyers she works with, Axelrod said he generally agreed with the need for the MID to benefit households getting into the housing market and trying to build wealth. Maintaining the current value of the deduction for higher-wealth households is something that should be talked about, said Axelrod, alluding to a controversial proposal in the Obama administration’s latest budget request to cut the value of MID and other itemized deductions for higher-income households. “Your young couple should be able to take advantage of that tax deduction,” he said, but that raises the question of whether there should be a “limit so [the deduction] is there for that young couple that really needs the help.” The Obama administration’s proposal would cut the value of itemized deductions to 28 percent for households in the 35 percent tax bracket. ‘Nudge Lawmakers In a Creative Direction’Both Perino and Axelrod encouraged REALTORS® to use their meetings with lawmakers this week to drive home their messages on policies that impact housing.“NAR is an amazingly powerful organization,” said Perino, “not because you have a great D.C. lobbying group, but because you represent all those communities. Members of Congress want their communities to thrive, so if NAR comes with creative ideas and a united front, you can nudge lawmakers in a creative direction and get things done.”Axelrod ended his comments with a note of optimism. “It’s a testament to our country,” he said, “that we’re always perfecting our union, always moving forward — and hopefully we do that in a way that sustains and strengthens the middle class. Key to that is the work you do, home ownership.”3 essentials to make a house a home | Inman News in Chappaqua NY
Last week, we completed a deep dive into what real estate consumers — a term I use to include everyone who pays for housing, whether they rent or own their homes, whether they are contemplating buying or selling or walking away — really want, inspired by author Meir Statman’s recent parallel exploration into “What Investors Really Want.”
The parallels between the desires of human beings who invest in traded assets, fine wines and films as compared with those people who “invest” money in real estate are innumerable.
But there is one area in which our cravings as housing consumers have no parallel in the other investment asset classes, arising from the fact that our homes are not just investments — they are the places in which we live. (I don’t, for example, know anyone who lives inside their stock portfolio.)
Have you ever had that experience where you hear yourself say a word, then repeat it aloud or in your head, then type it and read it and say it again, maybe even spell-checking it to make sure you do have it right, marveling the whole while at how strange, as a matter of actual fact, the word “that” or “detergent” really is?
The real estate recession has caused many to do a similar rethink with the largely American concept of home as both habitat and investment.
When you take a step back, it can seem a bit strange that our homes, the places we live, double as our biggest financial asset (or liability, as the case may be), especially when you take a world tour and realize that in many other places the investment and home aspects of real estate ownership are nowhere near so intertwined.
For better or for worse, in America we do see homes as investments. But a home is also the place where we report at the end of the day, the place where we curl up and hibernate when we’re sick, the place that serves as our headquarters for family life, and the hub for our non-work-related interpersonal relationships and recreational pursuits.
(In fact, for a growing chunk of the population, home also serves as the workplace, some or all of the time.) The places we live can boost — or batter — both our health and our happiness, not just our financial net worth.
So, the question we’ve left unanswered in our largely investment-oriented exploration of what real estate consumers really want is a profound one: What do we want from our homes — not financially, but as the environment, the habitat, the locale, the stage for and actor in our daily lives?
Some have devoted their entire lives and careers to answering just this question.
Swiss architect and lifestyle designer Le Corbusier answered it simply and profoundly (as was his style): “Space and light and order. Those are the things that men need just as much as they need bread or a place to sleep.”
Modern British philosopher Alain de Botton, in his book, “The Architecture of Happiness” (Vintage International, 2006), approaches the question over and over, describing homes as providing “not only physical but also psychological sanctuary,” and serving the role in their occupants’ lives as, among other things, “a guardian of identity.”
I suspect, from years of selling and writing about real estate, thousands of in-the-car sessions with homebuyers anticipating what’s inside the listing they saw online and post-viewing downloads of their delight or disappointment at what they found, that the answer to the question is actually a pretty short bullet list comprised of a mixture of elements as simple as Corbusier’s ingredients for a good home and as abstract or emotional as de Botton’s:
Space and light: Most people know they want or need a certain amount of space, and increasingly, buyers seek out homes with the “right” directional exposure and amount of windows for optimal natural light. But this craving for space and light is just as frequently subconscious, and is often wrapped up in the package of a desire for a “floor plan with good flow.”
In fact, many buyers don’t know this is their hot button until they fall instantly in love with a home that has it, without knowing exactly why, or they walk into a home that meets their requirements on paper but is so chopped up and dark that it causes them to spontaneously yelp, as a client of mine once did: “I would cry!” (i.e., if she lived in this particular place). Wall height and color can also contribute to the emotional impact of a home, on this score.
Lifestyle-easing and -enhancing features and amenities: This is where Le Corbusier’s “order” comes in. Housing consumers crave for their homes to fit and improve and make easier their lives, and this is increasingly so as the technology and design solutions to the challenges of daily life evolve. Clutter is a lifestyle problem that causes people to be less effective at doing the things they want to do, and can even cause relationship discord and psychological depression.
So, people want their homes to have a place for everything and help them keep everything in its place. They also want gadgets and custom spaces and conveniences that fit well with the things they (and their family members) have to or want to do with their lives.
Outdoor kitchens, spa bathrooms, heated driveways, and even office nooks and closet systems all fall within this realm. And so does location — real estate consumers want their home’s location to either make their life better (e.g., good schools, desirable neighborhood hot spots, beautiful natural surroundings, quiet neighbors) or easier (e.g., close to work or public transportation) or both.
Style and beauty: Generally speaking, housing consumers want their homes to help them live more beautiful lives. We seek out homes — or we seek to add to our homes — with a style that reflects who we think we are (or, more often, who we want to be).
This is aligned with de Botton’s reference to homes as guardians of our identity. We want our home’s aesthetics to either reflect or effect our own personal sense of what is beautiful, whether that be the wrought-iron curlicues and pink stucco or stark, modern minimalist concrete and wood, and to saturate our lives more deeply with that beauty, by living there.
To be clear, these are broad categories that contain our human, even American, wants in terms of the physical aspect of our homes for ourselves — above and beyond the real estate characteristics we believe will create status or engender the envy of our friends. You know, the things every self-respecting celebrity real estate reporter relates by rote — e.g., Cher’s 9,000-square-foot Hawaiian hacienda.
The more you read Architectural Digest, the more obvious it will be to you that the higher end you go, things like architect, designer and extreme gadgetry also earn status and swanky real estate street “cred.”
But while there may be a status element that factors into what we normal folk want from our homes, this is less and less important in the minds of today’s homebuyers and even renters who — if anything — want to flaunt their frugality and the sustainability of their real estate decisions.
What do real estate consumers really want from their homes, outside of financial perks? They want their logistical problems solved and their lives made easier, more convenient and more beautiful. And that’s a good standard for what makes a good home.
Tara-Nicholle Nelson is author of “The Savvy Woman’s Homebuying Handbook” and “Trillion Dollar Women: Use Your Power to Make Buying and Remodeling Decisions.” Tara is also the Consumer Ambassador and Educator for real estate listings search site Trulia.com. Ask her a real estate question online or visit her website, www.rethinkrealestate.com.
Chappaqua NY Real Estate Hit With Double Dip | 45% Drop In Sales | RobReportBlog
Chappaqua NY real estate got hit hard over the last six months through March 2011. Sales dropped 45%. In the same period in 2010 there were 46 sales in Chappaqua and in 2011 that number fell to 25.
The median price of a Chappaqua NY home rose 3% to $900,000. Last year the median price of a Chappaqua NY homes was $873,800.
2011 Chappaqua NY Real Estate stats
25 homes sold
$900,000 median price
$1,800,000 high price
$288,000 low price
3095 average square feet
$316 average price per foot
187 average DOM
93.76% average sold to ask
2010 Chappaqua NY Real Estate stats
46 homes sold
$873,800 median price
$2,625,000 high price
$545,000 low price
3240 average square feet
$310 average price per foot
179 average DOM
94.15% average sold to ask
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Weekly Online Video News Reel: The Lethargic Edition | Chappaqua NY Homes
Readers Digest Moves Last Employees Out Of Chappaqua | Chappaqua NY Real Estate

CHAPPAQUA — The immense winged Pegasus statues will stay — but only because the symbols of Reader’s Digest are too heavy to be moved from atop the Georgian cupola. The stretch of blacktop off the Saw Mill River Parkway is still called Reader’s Digest Road. But the company that gave these things to Chappaqua is gone. Some might say Reader’s Digest as they knew it has been gone for a while. But this month the Digest officially moved its last workers out of the building in Chappaqua where it put out the world’s largest-circulation magazine since 1939. The Digest’s new headquarters are in Manhattan and a few departments work out of White Plains. The Chappaqua headquarters building that was for decades filled with thousands of employees will be leased to other companies by its new owners. But the memories of the Digest’s days in Chappaqua will linger.
In its heyday during the lifetime of its founders, DeWitt and Lila Wallace, the company took its place as the premier corporate citizen of Chappaqua, a place where locals could go down and get a job and employees were treated to legendary perks. But after its founders died and the company went public in 1990, the things that made both the magazine and the business distinctive began to change as it tried to remake itself to fit a new media landscape.
For decades, though, the Digest was different.
“It was a very great place to work,” said Ed Thompson, a former editor-in-chief for The Reader’s Digest Association. “I can’t imagine a company being better.”
For DeWitt Wallace, the most important thing was his employees, not the readers, said Thompson, who joined the company in 1960 and lives in North Salem.
“He wanted them to be as happy as can be and paid well,” he said.
The Wallaces spent a lot of money keeping their staff cheerful and intellectually stimulated, sending editors on annual trips to destinations of their choosing and clerical employees to Colonial Williamsburg, buying museum-quality art to hang in the halls and offices of the headquarters and bringing in famous people from presidents to Arctic explorers for lunches in the Guest House on the Digest grounds.
Chappaqua NY Dutch Colonial Cottage Restored to Its Original Beauty | Chappaqua NY Real Estate

NEW CASTLE — When Brenda Kelly Kramer had an 1890 cottage put back together piece by piece next to her house in Chappaqua, she left rafters exposed on each side of the upper floor to show the red and blue color coding that kept the pieces in order while the roof was disassembled, moved and reconstructed.
Downstairs, a strip of wood across the floor shows where the bottom level was cut in half so it could be trucked through Chappaqua.
The house spent its first 120 years on Taylor Road, originally as a coachman’s house for the estate known as Annandale belonging to Moses Taylor, a prominent banker and grandson of the founder of Citibank who once owned a large swath of Chappaqua. It arrived at Kramer’s house in January, and was put together over the next several months.
“We had all the rafters on the lawn,” Kramer said.
Now the Dutch Colonial cottage, reborn as an addition on South Place three miles away from where it was first built, is nearly done and Kramer, an interior designer, is working on the final touches. Kramer has decided to decorate the house with a Bermuda theme with sea-glass blue popping up on chairs, a bar sink, lamps and elsewhere. Bottles of island sand wait to be used in the decorating. Pictures dotted around the cottage evoke a vacation at the beach.
The cottage was to be torn down by a developer who had built a larger, modern home on the Taylor Road property. When Kramer said she wanted the house, he gave her the time to figure out how to move it.
Kramer said as she has been working on the restoration, she has talked to many people who felt they had a connection to the house, even if it was just admiring it as they drove by.
“It was sweet, this little sweet cottage,” Kramer said.
After it was put back together, it still needed a lot of work to upgrade the plumbing and other systems, add an energy-efficient heating system and enclose the walls. The contractors on the job had experience with the difficulties of rebuilding a house without plans and with old materials.






