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Inspiring Cabins & Cottages | Bedford NY Real Estate

For many of us, the archetypal image of the cottage home comes from storybook memories of our childhood: the diminutive dwelling glimpsed through the trees at the end of a winding trail, smoke rising from the chimney, roses rambling over a trellis and up onto the thatched roof, leaded windows, an inviting entryway … There’s something undeniably appealing about this image, something that makes the cottage the dream home for so many people, but it’s hard to put your finger on exactly what it is.

After all, also implied in this picture are cramped quarters, a dark interior and a lack of modern amenities. In attempting to define the enduring appeal of cottages, words such as comfort, coziness, charm, simplicity, intimacy and romance readily spring to mind, suggesting that the idea of cottage is as much a state of mind as it is a tangible presence.

To try to capture the essence of cottage appeal, think back to those most special places of your childhood. In your mind, revisit that snug hollow hidden under dense lilac bushes, the ramshackle fort cradled high in the limbs of the maple tree, the attic closet and its secret passageway winding under the stairs, or the bunk bed at the lake cabin draped with thick blankets. What do these places have in common? What did you feel like when you were in them? And what do these places of your childhood memories have to do with cottages?

I’ll answer the last question for you — everything. To me, these hollows, forts and closets all evoke the essence of what the cottage house must be for us. In our childhood, we found or created spaces to fulfill an essential, unspoken need to feel safe and secure from an overstimulating and dangerous outside world. (If you think about it, none of these spaces would have felt this way had they been larger, more open to the outside or more fancily built.) We may be all grown up now, but these needs are still essential to our sense of well-being. Those who understand this also understand the appeal of the cottage house: a magical, almost mysterious place that holds us closely within its lovely boundaries, warming and soothing our work- and world-weary souls.

What seems to be constant is the idea of the cottage as a retreat, the place to go to get away from it all, be it a beach cottage overlooking the ocean, a mountain hideaway, a pastoral retreat nestled in the woods or even a thoughtfully built cottage in town. It’s a place for lounging, for curling up with a good book or for doing absolutely nothing. It’s small enough to personalize and make your own: If you want to hang lobster pots from the ceiling or carve snail shells for drawer pulls, who’s going to stop you?

Read more: http://www.motherearthnews.com/green-homes/inspiring-cabins-cottages.aspx?newsletter=1&utm_source=Sailthru&utm_medium=email&utm_term=GEGH%20eNews&utm_campaign=08.16.13%20GEGH#ixzz2cKBN1pMu

 

Inspiring Cabins & Cottages.

Vine & Instagram Have A New Short Video Competitor | Bedford Realtor

Two days ago Brianna Wills wrote a great post talking about how Vine videos are a great way to market your eCommerce business. Today, I’d like to add an additional tool to your tool belt. Once Vine was released, Instagram saw the opportunity and released their version. It was different in that the video can be 15 seconds, instead of the 6.5 seconds that Vine offers.

YouTube has now entered the short video scene and released their own version. It’s called MixBit and it’s available on iOS devices.

When you make a video, it can be up to 16 seconds. Is it possible that the market wants longer video time? For Vine and Instagram users, this app is quite different in some regards. Here are some of those differences:

  1. Everything is anonymous – there are no usernames and no commenting available. (Will most likely come down the road.)
  2. You can edit the videos from within the app.
  3. You can share your videos on social networks.
  4. You can string together up to 256 clips into an hour long video. (videos of others and ones you own).

I’m excited to begin using MixBit on my iPhone. At the end of the summer, I’ll put together a bunch of the clips that my wife and I made during the summer. It will be like a wrap up of summer 2013. I think there are many applications for this. What do you think of MixBit? Will you use it for your business?

 

 

Vine & Instagram Have A New Short Video Competitor | Search Engine Journal.

30 Year Mortgage Rate around 4.40% reports Freddie Mac survey | Bedford NY Homes

 

 

Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates changing little on the heels of the July employment report which came in below the market consensus forecast. Since spiking more than a full percentage point in early May over taper talk, the average 30-year fixed-rate mortgage has seesawed week-to-week, while remaining below its recent high of 4.51 percent in mid-July.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 4.40 percent with an average 0.7 point for the week ending August 8, 2013, up from last week when it averaged 4.39 percent. Last year at this time, the 30-year FRM averaged 3.59 percent.
  • 15-year FRM this week averaged 3.43 percent with an average 0.7 point, unchanged from last week. A year ago at this time, the 15-year FRM averaged 2.84 percent.
  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.19 percent this week with an average 0.5 point, up from last week when it averaged 3.18 percent. A year ago, the 5-year ARM averaged 2.77 percent.
  • 1-year Treasury-indexed ARM averaged 2.62 percent this week with an average 0.3 point, down from last week when it averaged 2.64 percent. At this time last year, the 1-year ARM averaged 2.65 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for the Regional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.

Country Star Ronnie Dunn Buys in Nashville | Bedford Real Estate

If you aren’t a big enough fan of country music to have heard of Ronnie Dunn, perhaps the name Brooks & Dunn rings a bell. Dunn, who was one-half of the former country duo (he and Kix Brooks split after 20 years to pursue solo careers) just purchased a house with his wife in Nashville, according to property records and a report by the Real Estalker blog.

Nashville, obviously, is the capital of country music, and it’s no surprise to find a country musician picking up a new place within its city limits. This is the third home the Dunns have purchased in Nashville; they also own a condo, as well as an equestrian farm.

The Dunns’ new property sits on just under 6.5 acres. Rather than the traditional style most commonly found in the area, this home is a neoclassical-designed home by Palm Beach architect John L. Volk.

Measuring 5,751 square feet, the house has 5 bedrooms and 4.5 baths. Enormous windows, tall ceilings and indoor-outdoor living spaces add to the home. The grounds includes a barn and stable, guest cottage and lush, traditional garden surrounded by boxwood.

 

 

 

Country Star Ronnie Dunn Buys in Nashville | Zillow Blog.

Home flipping frenzy returns to Southland real estate market | Bedford Real Estate

Like most real estate agents, Tarek El Moussa saw much of his livelihood evaporate in the housing bust.

But with prices beaten down, El Moussa also started seeing bargains everywhere. He bought a Santa Ana condo for $115,000 in 2010, made modest renovations and flipped it for a $35,000 profit. Last year, he repeated the process 20 times and this year expects to flip 50 homes.

“I absolutely loved it,” El Moussa said about that first house flip. “I made a good profit, and I saw the opportunity to do it not only once, but do it over and over.”

With Southland home prices rising in a fast-paced recovery, home flippers have returned to the market in force. In May, investors flipped 1,377 homes — a level not seen since the height of the housing boom, when investors turned over 1,394 homes in June 2005, according to real estate research firm DataQuick. The firm defines flipping as buying and reselling a home within six months.

The frenzy has brought new interest in home flippers as celebrities, after earlier TV reality shows featuring them went the way of the housing market. “Flip this House,” on A&E, was canceled in 2009. Bravo’s “Flipping Out” first aired in 2007 but switched gears after the second season to focus on interior design. El Moussa has turned his experience into a new show, “Flip or Flop,” which premiered on HGTV in April.

After the crash, experts — in hindsight — pointed to get-rich-quick home flipping as a missed warning sign before the housing bubble burst. But whether the return of flipping constitutes cause for alarm remains a murkier question.

Many housing experts and economists say it may simply signal a healthy recovery — a quick bounce back from prices that had dropped sharply. Others see it as a sign that fast-rising markets may again be getting overheated. In Southern California, the median price has seen year-over-year increases of more than 20% in every month so far this year, according to DataQuick, hitting a record 28% in June.

 

 

Home flipping frenzy returns to Southland real estate market – latimes.com.

11 Things You Should Know About Homeowners Insurance | Bedford Real Estate

 

Insurance requires you to think about bad occurrences: medical problems, car accidents, emergency home repairs. But while it may sound pessimistic to dwell on what could happen (carpe diem, anyone?), it’s important to protect yourself from some of life’s biggest surprises.

When it comes to protecting your home, it’s not just about safeguarding against structural damage or theft — it’s just as much about feeling secure in where you live. If disaster strikes, your focus should be on reclaiming your sense of stability. The last thing you should worry about is money.

We spoke to LearnVest Planning Services certified financial planner™ Ellen Derrick — and some real homeowners — about the top 11 things you should know about homeowners insurance.

No. 1: What it covers

A typical policy will pay for damage to your property and your possessions in the event of certain storms, fire, theft or vandalism. Like renters insurance, it also provides liability coverage if someone gets hurt on your property and decides to sue. Homeowners insurance also covers shelter costs, so you don’t have to face crazy hotel bills if you’re temporarily displaced from your house.

Homeowners insurance can protect belongings outside the home, too. If something is stolen from your car, auto insurance won’t cover it — but your homeowners policy likely will. “Most policies will cover your belongings when they are traveling with you,” Derrick said. “If you have a $1,200 laptop and it gets lost by the airline, call your insurance agent — right after you file the claim with the airline, of course.”

No. 2: What it doesn’t cover

A standard policy has exclusions including earth movements (landslides, earthquakes, sinkholes), power failure, war, nuclear hazard, government action, faulty zoning, bad repair or workmanship, defective maintenance and flooding. Windstorms are typically covered, including tornadoes, although insurance companies exclude tornadoes or hurricanes in some high-risk areas.

Water damage is tricky. As a rule of thumb, water from above (rainwater or a burst pipe in an upstairs apartment) is usually covered, but water from below (backed-up sewers or ground flooding) generally isn’t. If your region is prone to floods and earthquakes, you should consider supplemental coverage.

No. 3: Why you should shop around

Before committing to a policy, take the time to research an agent whom you trust — preferably one with good reviews online or via a personal recommendation. It’s certainly something that homeowner Ramzy Ayyad, who struggled to receive benefits following a house fire in November 2008, recommends that prospective homeowners do. “I had to deal with a rude adjuster,” he said. After complaining assertively to the adjuster’s boss, Ayyad finally received a check for the damages — but the process was exhausting.

By contrast, homeowner Terri Corcoran has nothing but glowing reviews for her adjuster. After a snowstorm caused a major leak in Corcoran’s laundry room, an insurance agent came to her home to assess the damage and promptly determined that the entire room needed to be redone. “They wrote me a check on the spot for what it should cost,” Corcoran said. “I was really impressed by how the company responded!”

 

11 Things You Should Know About Homeowners Insurance | Zillow Blog.

Solar energy gets boost with New York state funding | Bedford Real Estate

 

New York’s solar energy capacity is getting an upgrade with $54 million announced by Gov. Andrew Cuomo for 79 solar projects across the state to help reduce stress on the electric grid.

The competitive funding is part of the governor’s NY-Sun initiative working to make the state a leader in solar energy by addressing climate change and boosting clean energy technologies.

“The investments we are making in solar power will help businesses around the state control and reduce their utility expenses, while increasing the amount of electricity the state gets from renewable energy and reducing demand on the electric grid,” saidFrancis Murray, CEO of the New York State Energy Research and Development Authority (NYSERDA).

The Capital Region is expected to have 10 sites that will house solar energy projects including Raymour & Flanigan stores in Clifton Park and Niskayuna. The other eight sites are to be determined.

The awards were administered by NYSERDA to 20 recipients to finance the solar energy projects that will be located in 26 counties. The sites themselves would use the solar power to drop electricity usage.

The projects are expected to add up to 64 megawatts to the state’s solar capacity. One megawatt is equal to one million watts of power. Most of the projects should be finished by the first half of next year, Cuomo said.

“Not only will these projects benefit our environment by reducing dependence on fossil fuels and using renewable energy, but they are also creating well-paying jobs for New Yorkers,” Cuomo said in a statement.

 

Solar energy gets boost with New York state funding – The Business Review.

Half Empty but Full of History, Brill Building Seeks Tenants | Bedford Real Estate

 

If ghosts paid the rent, Eric Hadar would have an all-star tenancy: Freddy Bienstock, Johnny Burke, Cab Calloway, Nat King Cole, Tommy Dorsey, Duke Ellington and Jimmy Van Heusen, to name a few. Not to mention J.J. Hunsecker and Danny Rose.

The Brill Building, at 49th Street and Broadway, currently stands more than half empty, after the closing last year of Colony Records and the Sound One postproduction studio.

But ghosts do not pay the rent. Neither do fictional characters. Their onetime home, the Brill Building, 1619 Broadway, at West 49th Street, now stands more than half empty, after the closing last year of Colony Recordsand the Sound One postproduction studio.

Mr. Hadar, the chairman of Allied Partners, a private real estate investment company, believes he can breathe life back into the Brill Building by evoking its show business past. He paid $185 million for the 11-story landmark in February.

For starters, he is in discussions with the Songwriters Hall of Fame — a 44-year-old organization with plenty of fame but no hall — about establishing a small museum in the Brill Building, where songwriters once swarmed to stake out the 80 or 90 music publishers or catch the attention of entertainers whose offices were there. The songwriters group will also curate a permanent exhibition in the lobby.

Irwin Z. Robinson, the chairman of the National Music Publishers’ Association, briefly had an office in the 11th-floor penthouse suite leased to Mr. Bienstock, who was closely associated with Elvis Presley. Mr. Robinson recalled certain songwriters, naming no names, who would knock on enough doors at the Brill that they would end up with a couple of buyers, meaning that two or three publishers owned 100 percent of their songs.

The tale was greeted with amusement by two celebrated songwriters, Jimmy Webb (“By the Time I Get to Phoenix,” “Wichita Lineman, “Up, Up and Away”) and Desmond Child(“Livin’ la Vida Loca,” “You Give Love a Bad Name,” “Angel”), who were visiting the building with Mr. Robinson and Mr. Hadar.

Standing in the gleaming, mirrored lobby, Mr. Webb said, “It’s like the physical manifestation of the Songwriters Hall of Fame.” He is the organization’s chairman.

Mr. Hadar said he was prepared to spend $50 million or more to finance, renovate, repair, maintain and lease the Brill Building.

“I would like to get a premium in rents by developing a building that’s exciting because of the people who are in there,” he said.

Though the building was designated an official landmark in 2010, it scarcely stands out these days on Broadway, especially without Colony Records. Its other retail space, where Jack Dempsey’s Restaurant did business from 1937 to 1974, is also dark.

The Brill Building is still home to three important show-business offices: Paul Simon, an inductee of the Songwriters Hall of Fame; Broadway Video Entertainment, a production, postproduction, marketing and distribution company led by Lorne Michaels; and Key Brand Entertainment, which develops touring theatrical productions.

There is also at least one remnant of the days when the Brill Building was a kind of vertical Tin Pan Alley. On the sixth floor, a visitor can find “St. Nicholas Music Inc.,” as the hand-painted gold-leaf letters proclaim on the transom over a door with chicken-wire frosted glass, brass hardware and a mail slot. This is the company that licenses “Rudolph, the Red-Nosed Reindeer,” 64 years after Johnny Marks wrote it.

 

Half Empty but Full of History, Brill Building Seeks Tenants – NYTimes.com.

Singapore Home Prices Climb to Record as Loan Curbs Imposed | Bedford NY Homes

Singapore home prices climbed to a record in the second quarter as gains in suburban housing values accelerated, prompting the government to implement new measures on property loans.

The island-state’s private residential property price index rose 1 percent to 215.4 points in the three months ended June 30, extending a 0.6 percent increase in the first quarter, according to revised figures released by the Urban Redevelopment Authority today. The pace of gains in prices in the suburbs more than doubled from the previous three months.

Traffic travels along the Benjamin Sheares Bridge, past a condominium development, in Singapore. Photographer: Munshi Ahmed/Bloomberg

Record home prices amid low interest rates raised concerns of a housing bubble and prompted the government to widen a four-year campaign to curb speculation in Asia’s second-most expensive housing market. Singapore on June 28 unveiled new rules governing how financial institutions grant property loans to individuals.

Apartment prices fell 0.2 percent in prime districts in the second quarter, compared with a 0.6 percent gain in the previous three months. Those in the suburbs climbed 3.8 percent, compared with the 1.4 percent increase in the previous quarter, according to today’s government data.

Suburban Demand

Suburban demand was boosted by Singaporeans upgrading from living in apartments built by the state to private condominiums. About 82 percent of Singaporeans reside in government-built units, according to Housing Development Board’s website.

CapitaLand Ltd. (CAPL) may alter the size of its apartments as it seeks to improve affordability to combat government measures, Lim Ming Yan, president and chief executive officer at Singapore’s biggest developer, said in a Bloomberg Television interview in Singapore yesterday.

“We want the right sizing, put in the right layout, so our users will find it a lot more user-friendly and at the same time something they can afford,” Lim said.

Singapore is Asia’s most-expensive housing market after Hong Kong, according to a Knight Frank LLP and Citi Private Bank report released last year that compared 63 locations globally. Hong Kong homes cost an average $28,300 per square meter in 2011 compared to Singaporewhere an apartment would cost $25,600 per square meter, the report showed.

 

Singapore Home Prices Climb to Record as Loan Curbs Imposed – Bloomberg.

Give unrealistic sellers the ‘shock treatment’ | Bedford NY Homes

There’s an old saying that it’s best to be the first born, second spouse and the third listing agent. So whose fault is it when a property doesn’t sell?

There are thousands of reasons that cause listings to expire. An agent may do everything possible and the property still doesn’t sell due to lack of activity in that price range or location. Other times, the listing agent didn’t market the property adequately, or conditions under the seller’s control prevented the sale. In almost every case, however, the reason most properties do not sell is the price.

A major misconception

Many people, including a large number of real estate professionals, fail to realize that it is the buyers (and sometimes the appraisers) who determine the selling price, not the sellers or agents.

The stock market provides a good analogy for understanding this situation. Assume that an investor paid $100 for a share of IBM stock. Today that stock is trading at $60 a share. If the investor insists on getting $100 a share, he will have to wait to sell until the market conditions improve. Otherwise, if he must sell now he will need to reduce his price to $60 a share.

The same is true for the real estate market. If someone paid $225,000 for a home and today similar homes are selling for $180,000, the owner has the same choices as the investor in the example above: sell at today’s prices or wait for the market to improve.

– See more at: http://www.inman.com/2013/07/22/give-unrealistic-sellers-the-shock-treatment/#sthash.IKPvdyVR.dpuf

 

Give unrealistic sellers the ‘shock treatment’ | Inman News.