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Bedford Hills NY Homes

Redefining “Quality Content” … And Writing It | Bedford Hills Real Estate

Sometimes, I think that if I hear the cliche “content is king” one more time, I’ll scream.

…Okay, maybe I already have. Everyone’s talking about content marketing now that Google’s put (more) emphasis on “quality content”, but no one really seems to be talking about what “quality content” actually means.

Is it content that converts? Content that’s shared? Content that ranks well in the search engines? Content that “resonates” with readers? All of the above? Something else entirely?

And: where can we start creating this “quality content”—if, that is, we’re not doing it already…?

Enough with the cliches! What we need are some answers.

Quality content: a new definition

I think quality, like beauty, is in the eye of the beholder. Something that has value for me may have no value to you at all. So quality is closely linked to audience, to the idea being communicated, and to the way it’s communicated. But ultimately, I think it’s a pretty subjective description.

As a freelancer, I’m sometimes asked to write content that I’m not exactly excited about. Obviously as bloggers, we would never publish something we’re not proud to put our names to on our own blogs. But if you’re paid to write, sometimes client desires can see you writing copy or content that bores you to tears, or worse: makes you cringe.

Well, if “quality” is subjective, then I think our most basic definition of the term should entail a level of interest that captivates us as human beings. If your writing doesn’t intrigue you, how will it ever intrigue someone else?

So my new year’s resolution for writing is: don’t write what you don’t want to read. (Easier said than done with some clients!) To me, that’s the basis for quality content.

The elements of interest

There’s a lot that goes toward making a post interesting. Topic, writing style, angle, and presentation are just some of the keys to keeping readers reading, and minds cranking over.

Of those, topic and presentation are probably no-brainers for most bloggers and blog posts, most of the time. But if you see blogging like that, you’re probably headed for writer’s block and a blogging rut. If you decide you’ll only ever use text and images, and you won’t look at certain topics in your field because they’re not really “you,” you’re already cutting of your options for creating real, genuine interest among your readers. And, most likely, for yourself.

As for angle and writing style, these are two areas that I think can interact really well—two aspects that can help each other to develop if you let them. How? With the help of the Golden Rule for Better Blogging.

The Golden Rule for Better Blogging

That Golden Rule is: try something you’ve never tried before.

It sounds deceptively simple, but in practice, it can be daunting. Here’s how it might play out for your blog writing:

  • Never written a sales page before? Write one. If you don’t have a product, imagine one of your competitors’ products is yours, or dream up a product you’d like to offer and write a sales page for that.
  • Wish your writing was more sensitive/dynamic/powerful? Study an author or blogger you feel has this talent, work out what they do, then try to apply those techniques in your own writing.
  • Scared to pen an opinion post? All the more reason to draft one. Now.
  • Been putting off making approaches to other bloggers about teaming up on a project? Open up your email and start writing … from the heart.

Better blogging is about pushing the boundaries of what you know you can do. Better blog writing is a variation on that theme. Pushing the boundaries of your blog writing capabilities can be hard when you feel you’re not sure where those boundaries are, or you’re overwhelmed by the amount of advice that’s available to help you overcome that particular challenge.

The answer is to take it one step at a time.

An example: my writing style sandbox

Toward the end of last year, I realized there were certain bloggers and writers whose styles I really admired. At first I wished I wrote more like them, but I soon realised that what I actually wanted was to develop a more engaging writing style of my own.

I studied their techniques, but instead of emulating them, I wanted to use the feeling it gave me as grist to my own creative mill.

So I developed an idea for a blog, wrote a couple of posts, and launched it. The idea is to experiment with personal narrative as a vehicle for deeper connection with readers.

For someone who’s more used to writing other people’s product sales pages and email autoresponders, this is a bit of a shift. It’s outside my comfort zone. It’s beyond the boundaries of what I usually do. And the whole point of it is to experiment with writing techniques—to have a sandbox in which to play.

Your writing style sandbox doesn’t need to be a blog—it doesn’t need to be available to the world, and regularly updated. You could have your sandbox take up an hour every Thursday night, and a new folder on your desktop. Your sandbox could comprise a mutual writing critique session with a trusted friend once a month. It could be whatever you want.

No aim, no gain

The objective of this post is, first, to get you thinking about how you define “quality content” and second, to encourage you to set a goal to reach for better quality content every time you put fingers to keyboard (or pen to paper).

The important step is for you to look at writing that you believe reflects the qualities your own content lacks, and from there, to set a goal to work on those elements in whatever way suits you.

Without an objective, you’ll find it hard to improve. While we could look to our traffic analytics, shares, and so on for “proof” that our writing “quality” is improving, since the measure of quality is to write something you want to read, the best measure of your “success” will probably be a feeling rather than a figure.

What does “quality content” mean to you? And what are you doing to move toward it? I’m interested to hear your thoughts.

Mortgage Rates Seen Staying Below Four Percent | Bedford Hills NY Homes

Though a number of critical questions face the US economy, from the unfinished business in Washington like the debt limit and spending cuts to lackluster growth, the outlook for mortgage rates is relatively predictable and not very exciting.

Rates will stay low, below 4 percent on a thirty-year fixed mortgage, predicts Bankrate.com senior financial analyst Greg McBride.  Even the prospect that Congress might finally act on reforming the GSEs does not deter him from his view that the Fed will not abandon QE3 in light of the fragility of both the national economy and housing economies.

With Fannie and Freddie originating 90 percent of new mortgages, removing the government guarantee that helps make these loans possible would ruin the recovery.  “Say what they want about ending the GSEs, it’s not going to happen,” said McBride.

Nor does he see significant changes in lending standards that many claim are making it too difficult for first-time buyers to get financing.  “Today’s median FICO of 750 and other financial qualifications are not insurmountable to young buyers with low debt and good jobs.” he said.

“Lukewarm jobs reports of 155,000 to 160,000 new jobs are not enough.  We need to see job growth twice that size before the Fed should even think about changing its policies,” he said.

This week on Bankrate.com’s  Rate Trend Index, 55 percent of the panelists believe mortgage rates will rise over the next week or so, 27 percent think rates will fall, and 18 percent believe rates will remain relatively unchanged (plus or minus 2 basis points).

Bankrate.com surveys experts in the mortgage field to see if they believe mortgage rates will rise, fall or remain relatively unchanged. The panel is comprised of mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers.

Online Video Weekly News Round Up – New Year’s 2013 Edition | Bedford Hills Realtor

Happy 2013! If 2012 was any indication on where online video is going, then 2013 is set to be a major year again for several parts of the industry. As we watch it unfold it’s always nice to see what’s going on in areas that we don’t quite cover here at ReelSEO, including, daily news.

It was both a short week and a fairly quiet one with the holiday and the tech industry practically holding its breath waiting for CES next week. So hang in there for now. Next week we’ll see what the TV makers will be pushing this year. I have to believe it will be a lot of connected TV and multi-device options.

Washington Post Political Video Channel In Works

The Washington Post is set to offer around 30 hours of online video for a dedicated political channel by summer 2013.

Source: Washington Post

Sony Looking to Become Virtual MSO Provider?

Variety reports that Sony is set to create its own multichannel TV service, which would most likely send content to its line of Bravia TVs and Playstation consoles most likely.

“The Japanese conglomerate is in active negotiations with at least two major content companies about licensing their channels for a package that could roll out in the U.S. later this year, according to sources.”

YouTube Expanding Content Beaming to More Devices and Players

We all know Google and Apple have been going at it on a variety of fronts with the latest being remote playback of content, or beaming content from one device to another.

YouTube’s take on AirPlay allows users to browse videos with the YouTube Android app for phones and tablets, and then initiate playback on the TV screen with the click of a single button. Device discovery is facilitated automatically as long as the devices are in the same network. Previous iterations of YouTube second-screen control functionality required users to first manually pair their devices.

Source: GigaOm

Rovi Selling VOD Venture

Rovi has announced that it will sell its CinemaNow, which powers Best Buy, but will retain the rights to the DivX codec.

In announcing the decision, Rovi president and CEO Tom Carson said the company is aligning “primarily around delivering enabling solutions for our service provider customers and using those efforts to also generate growth with our consumer electronics and other customers.”

Source: Multichannel News

Samsung Upgrading Smart TVs

A new year, a new CES, an upgraded Smart TV from Samsung. It makes sense.

The company’s Evolution Kit, announced a year ago, attaches into the back of select 2012 Samsung Smart TV models. The module provides additional processing and memory to provide faster Internet browsing speeds, enhanced voice and motion controls, and app multitasking while watching TV, according to Samsung.

Source: Multichannel News

Intel Stumbles on its Virtual MSO Service

With so many trying to get into the game, is it any surprise they’re having content licensing issues as well as hardware?

One person familiar with Intel’s thinking on Monday predicted the company would launch its offering by mid-2013. Another person said a service might not arrive until as late as the fourth quarter, citing delays in reaching content-licensing agreements with entertainment companies that own major TV channels.

Source: WSJ

‘Fiscal cliff’ bill addresses some key housing issues | Bedford Hills Real Estate

When the monthlong congressional game of chicken known as the “fiscal cliff” ended late last night in the House of Representatives, housing and real estate emerged as winners on most key issues.

The Senate bill that finally passed the House by a 259-167 vote extended a number of federal tax code provisions that are important to homebuyers, sellers, builders and real estate professionals.

The bill also made permanent the Bush-era reduced tax brackets for all but the highest income earners in the country, along with a permanent “patch” to the increasingly troublesome alternative minimum tax (AMT) that threatened millions of middle-income homeowners with higher taxes.

Here’s a quick overview of what the legislation means for housing:

Mortgage Forgiveness Debt Relief extended through 2013

For huge numbers of financially distressed owners of homes with underwater mortgages, this was the biggest issue in the entire fiscal cliff debate. The mortgage debt relief provisions in the tax code, first enacted in 2007, expired at midnight Dec. 31.

Had Congress not acted, the tax code would have reverted to its pre-2007 treatment of mortgage principal reductions or cancellations by lenders, whether through loan modifications, short sales, deeds-in-lieu or foreclosures: All principal balances written off would be treated as ordinary income to the homeowners who received them.

For illustration, if a lender wrote off $100,000 of debt to facilitate a short sale, the seller would be taxed on that $100,000 at regular marginal rates, just as if he or she had earned it as salary.

A return to taxation of principal reductions would have disrupted short sales — a growing segment of the home real estate market — in 2013, and almost certainly would have encouraged more distressed owners to opt for foreclosure and bankruptcy.

Deduction of mortgage insurance premiums

The bill retroactively extended this benefit to cover all of 2012, plus continues it through 2013. Qualified borrowers who pay private mortgage insurance premiums or guarantee fees on conventional, low down payment home loans, FHA, VA and Rural Housing mortgages will be able to write off those premiums along with their mortgage interest on federal tax returns. The retroactive feature is crucial because Congress had allowed this deduction to lapse at the end of 2011. There are limitations, however: The write-off is available only to borrowers who have an adjusted gross income below $110,000.

Tax credits for energy-efficiency home improvements

This benefit provides modest tax credits of $200 to $500 for owners who install energy-efficient windows, insulation and other upgrades designed to cut energy consumption. The bill covers improvements made during 2012 and 2013.

Tax credits for new energy-efficient new houses

This allows builders and contractors to claim a $2,000 tax credit on new homes constructed in 2012 and 2013 that meet federally specified energy-conservation standards. The bill also extends credits for U.S.-based manufacturers of energy-efficient refrigerators, clothes washers and dishwashers. As with other energy-related tax provisions, this had expired last year and will now be continued through 2013.

So what’s negative in the fiscal cliff compromise bill for real estate?

Not a whole lot for homeowners who aren’t in the highest income brackets. But for those who are, there are provisions that likely will inflict some pain.

Start with marginal tax rates and capital gains. If you earn $400,000 or more as a single filer or $450,000 as a joint filer, your new marginal federal tax rate is 39.6 percent.

You also get hit with a 20 percent rate on long-term capital gains, such as those from investment real estate and home sales that rack up gains beyond the $250,000/$500,000 thresholds.

Also, the new “Obamacare” 3.8 percent surcharge on certain investment income, which went into effect Jan. 1, could raise effective rates on capital gains for upper bracket households to 23.8 percent. As a result, some investors in rental property and commercial real estate may begin looking again to Section 1031 tax-deferred exchanges to hang onto their profits.

For taxpayers in the 33 percent, 28 percent and lower marginal tax brackets, capital gains will continue to be taxed at 15 percent.

Perhaps the crucial question to ask about the new legislation is: What could have been in the fiscal cliff compromise package affecting real estate but wasn’t included? That’s easy: There are none of the “grand bargain” deduction limitations on mortgage interest and property taxes that had been proposed by tax system reform proponents.

But don’t assume those proposals are moribund. Quite to the contrary, they are likely to arise again this spring and summer, when broader scale debates over the shape of the tax code get under way. Once that process starts, watch out: Home real estate tax preferences like the “MID” will be front and center on the chopping block.

Reduced Immigration and Births Slash Population Forecast | Bedford Hills NY Real Estate

Fifty years from now the US will have 20 million fewer residents than previously forecast, according to the Census Bureau’s new national population projections released last week, which will translate in reduced demand for housing than expected

The bureau’s new projected population of 420.3 million in 2060 is below its previous projection of 439 million for a decade earlier, in 2050. The bureau’s new projected population for 2050 is 399.8 million. The 2060 population figure, which represents a 34 percent increase from the U.S. 2012 population of 314 million, assumes that annual growth will range from just below 2 million to 2.5 million rather than about 3 million to 3.4 million people each year, as previously assumed. The new estimates lowers the Census forecast by 4 percent.

Most of the 39.2 million gap in the total population forecast is due to scaled-back assumptions about the level of new immigration to the U.S. But another notable factor in the lowered population projection was that the bureau also lowered its forecasts for birth levels. Immigration levels have come down since a peak in 2001, and unauthorized immigration began falling around 2007. Birth rates, already decreasing in recent decades, declined sharply after 2007. The Great Recession that began in 2007 has helped to slow immigration and births

In its new projections, the bureau assumes that the U.S. population will gain a total of 41.2 million net new international migrants from 2012-2050. In its 2008 projections through 2050, that number was 65.6 million. As this chart shows, the difference-24.4 million-represents more than 60 percent of the reduction in total U.S. population size for 2050 in the 2012 projections compared with those in 2008.

Not only did the bureau lower the number of new immigrants it expects to arrive, it also changed the way it calculates its immigration forecasts. Instead of using only U.S. data, the bureau incorporated information on population trends in sending countries, which it collects in its International Data Base.

Overall, the projections estimate that net immigration levels will rise to 1.2 million a year in 2060 from 725,000 in 2012. In the new projections, the growth of the foreign-born population increases less and less rapidly over time and virtually levels off by mid-century. In the 2008 projections, annual net immigration was about 1.3 million in 2012 and increased to 2 million in 2048, growing briskly each decade. (Net immigration from abroad includes a small number of people born in the U.S. or its territories, but not enough to affect totals.)