Category Archives: Chappaqua

Chappaqua Real Estate | Here Is Your Three Step Email Marketing Checklist – Get Your Emails Opened

Do you want to make your email marketing more effective?

Of course, you do. But how do you do it?

I’ve put together this simple three-step checklist to help you get your emails opened.

number 3 letterbox image via shutterstock

Step #1

Do you know the most important thing in getting people to open your emails?

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It’s not some fancy-schmancy subject line.

It’s “Who” the email is FROM.

Take a look at your email provider. Where does the “From” show up?

What I know, is that with Gmail and Yahoo mail (2 of the most popular email providers), the “From” is on the far left. This makes it the first thing the email reader sees because we read left to right.

Many people are looking at emails on their mobile devices or tablets. In fact, Nielsen Research states that 41.6% of mobile Internet time is spent on email.

On the iPhone and iPad, the “From” is on the top, in BOLD — making it absolutely stand out above everything else. Take a look for yourself.

Action: Make sure the reader knows the email is from you. Did they sign up on a website? Are they expecting emails from a “Company” or a “Team Name” or a “brand”?

Make sure they know who is sending the email and be consistent.

Step #2

Gotta get the subject line right. That’s obvious right?

Run your subject line thru this quick “The 4-U’s” formula, from copywriters Bob Bly and Michael Masterson:

• Is it Urgent?

• Is it Unique?

• Is it Ultra-specific?

• Is it Useful?

By the way, it can’t just be one of these. It should be at least 2, if not 3, out of the 4 U’s.

Let’s put the headline of this post through “The 4-U’s” formula.

The headline is “Here Is Your Three Step Email Marketing Checklist — Get Your Emails Opened”.

• Is it urgent? Not really. Maybe if you are having a super-frustrating time getting your emails opened, it might feel urgent to you.

• Is it unique? Kinda. How many subject lines do you see giving you a 3-step checklist for email marketing that gets your emails opened?

• Is it ultra-specific? Yup. 3 Steps. Emails. Checklist. Opened. Those all scream specific.

• Is it Useful? You bet. This will help you.

Action: Spend more time on your subject lines and use the “4 U’s Formula”.

Stop using “Your June Market Update” or “Your Real Estate Monthly Report”.

Step #3

Your first sentence needs to be compelling.

The first sentence is so important for 2 main reasons.

#1 You know how important the “From” is. You know you need a great subject line.

The job of the subject line is to get the email reader to read the first sentence. The job of the first sentence is to get people to continue reading.

You are fighting for the email reader’s attention. Don’t get lazy after coming up with a great subject line.

#2 With certain email providers like Gmail, or mobile devices like the iPhone and iPad, the first sentence of the email body actually shows up!

Even if the Reader is comfortable with who the email is “from” and the subject line catches their eye, the first sentence needs to be compelling enough to get them to open the email and continue to read.

Action: Invest some time creating a compelling first sentence that grabs your reader by the throat and makes them NEED to read your entire message.

Find Your Handyman on Facebook | Chappaqua Homes

Word of mouth is still the best way to find a handyman you can trust. If a friend refers a plumber or electrician it’s because they had a good experience, so good that they want to share with you. That means a lot.

Ask Your Group

ID 10038882 300x225 Find Your Handyman on FacebookRecently there have been local groups popping up on Facebook where people can list their local businesses, buy and sell used items, advertise upcoming events, and more. I joined several groups in my area and am always finding great bits of information that I may have missed. One of the great things about these closed groups is that someone has to invite you in. It creates a kind of six degrees of separation feel. Perhaps you don’t know all the people, but you know people who know people who know them. I’ve also joined a moms club on facebook so I have a group of women in my area that I actually hang out and have playdates with. These are the ones I ask when I need something like Smog testing for my car before I can pay the registration. I got referrals to three different testing garages, all of them without any hesitation. It makes me feel good about calling up and making an appointment knowing that friends of mine had good experiences there.
It’s the same with handymen you need to visit your home for plumbing or electrical repairs. Check with your local friends on facebook to see who to use and sometimes you will also hear warnings about who not to use.

Ask The Right Questions

3212671393 70d61466ca 300x199 Find Your Handyman on FacebookWhen you call a handyman, you should be prepared with some questions to ask so you don’t get as many surprises later. learn to find tools online and their names, check out standard prices for common jobs around the house. The first thing you should ask about is the minimum callout charge. What are you paying them to come and find the problem? They are very unlikely to offer a free consultation! Before you agree on a fee, ask if they have insurance and if they have any accreditation or professional affiliations.  Find out if they charge you for travel time, when exactly are they on the clock.

Plumbers and Electricians

Find out if they have tools and parts. If you are going to need to replace parts that they don’t stock, will they get them for you or will you have to go to the hardware store. Ask your electrician if the work you need done requires any kind of permit or inspection.

Roofers

Always get three estimates for big jobs like roofs. Get their opinions on whether to repair or replace the roof and whether you can go over the existing surface or if it needs to come down. Get the warranty in the contract so there is no question about that.

Painter

Whether you are painting inside or outside, make sure that the estimate includes all the prep work. Sometimes the masking and getting the area ready for paint takes longer than the actual application of paint. All the supplies the painter will need should be in the estimate. A painter will usually be able to get a better deal on the paint and supplies because of the volume they buy

Judicial States’ Foreclosure Backlogs Soar | Chappaqua NY Real Estate

The disparity between foreclosure inventories in states where a court order is required to foreclose and non-judicial states is growing dramatically, reaching 2.5 times higher in judicial states.

The May Mortgage Monitor report released by Lender Processing Services shows that the nation’s foreclosure inventory remains near all-time highs, with 4.12 percent of all active mortgages in the foreclosure pipeline in addition to the 3.2 percent that are 90 days or more delinquent but have not yet begun the foreclosure process.

However there’s a stark contrast in foreclosure inventories between judicial and non-judicial states, explained LPS Applied Analytics Senior Vice President Herb Blecher. “In the former, 6.5 percent of all loans are in some stage of foreclosure – that’s more than 2.5 times the rate in non-judicial states where only 2.5 percent of loans are currently in the foreclosure pipeline. Both these figures are significantly higher than the pre-crisis average of 0.5 percent, but it is worth noting that the average year-over-year decline in non-current loans for judicial states is less than one percent, whereas in non-judicial states, it’s down 7.1 percent.”

The difference between judicial and non-judicial states impacts the length of time loans remain in the foreclosure pipeline as well; the percent of aged foreclosure inventory has increased notably in judicial states. Approximately 53 percent of loans in foreclosure in states that follow a judicial foreclosure process have been delinquent for more than two years, as compared to just over 30 percent of loans in non-judicial states.   Connecticut, Delaware, Florida, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Nebraska, New Jersey, New Mexico, New York, North Dakota, Ohio, Pennsylvania, South Carolina, Vermont are the states requiring judicial review.

Nationwide, foreclosure sales – which mark the end of the foreclosure process – were up 10 percent in May with the increase more pronounced in non-judicial states. In those states, 6.46 percent of the existing foreclosure inventory progressed to foreclosure sale in May, as compared to just 2.14 percent of the inventory in judicial states.

The May data also shows that after a sharp seasonal decline, delinquencies stabilized, up just 1.1 percent for the month to 7.2 percent, but still down almost 12 percent year to date. In addition, new problem loan rates continue to improve, with rates dropping for the eighth consecutive month – reaching a point (1.06 percent) not seen since July 2007, and well off their January 2009 peak of 2.92 percent. Finally, foreclosure starts were up for the month, rising 11.6 percent from April, though still low by historical standards and more than 40 percent off their September 2010 peak.

Other key results reported in LPS’ First Look release, other key results from LPS’ latest Mortgage Monitor report include:

Total U.S. loan delinquency rate:     7.2 %

Month-over-month change in delinquency rate:               1.1 %

Total U.S. foreclosure pre-sale inventory rate:   4.12 %

Month-over-month change in foreclosure pre-sale inventory rate:          -0.5 %

States with highest percentage of non-current* loans:  FL, MS, NJ, NV, IL

States with the lowest percentage of non-current* loans:            MT, AK, SD, WY, ND

Will and Jada Help Drill Clean Water Well in Ethiopia | Chappaqua NY Real Estate

Will Smith and his wife Jada Pinkett-Smith have a desire to help developing nations. The couple teamed up with charity:water in 2010 and raised $109,000 for the non-profit organization by asking fans to donate as their birthday wish. Fans did donate and charity:water was able to bring clean water to those most in need. An additional $789,000 was raised for the non-profit by caring, inspired fans.

The celebrity couple recently took a trip to Ethiopia with charity:water and spent time with the people of Maego village, Tigray, a small village of 400 people in need of clean water. The Smith’s had gone to Ethiopia to witness the construction of a brand-new clean water well in the village. The couple even got a chance to man the organization’s new drilling rig, Yellow Thunder, as it drilled its 31st clean water well.

Smith said in a statement, “Our trip to Ethiopia with charity:water was an incredible eye-opening and and authentic experience. It was extraordinary to meet and spend time with the people of Tigray and to see first-hand how clean water changes everything for these communities.”

There are approximately 50 million people still living in Ethiopia without clean water. Will and Jada’s mission on charity:water reads: “We view contribution and service as a celebration of one’s gifts. We celebrate the grace that has been bestowed upon us as we honor our gifts through sharing them. There are men, women and children who, right now, do not have clean water to drink –we celebrate the fact that we are able to help quench their thirst. We believe every person on the planet should have access to clean drinking water.”

Charity:water uses 100% of donations for water projects. The non-profit uses photos and GPS coordinates in Google Maps to prove the water projects are being completed. In the past five years the non-profit has funded water projects in 20 countries bringing clean water to communities that are in dire need.

Chappaqua Real Estate | Cyprus house sales slip back in June

Cyprus property sales slipped back in June, according to the latest figures.

The country’s Land Registry offices reveal that a total of 543 contracts were deposited for the purchase of properties, 8 per cent lower than June last year.

But there is some positive news to be found: property sales across the first six months of 2012 were 4 per cent higher than the first half of 2011. This slight increase is most likely due to the rush to beat the Property Transfer Fee deadline, suggests Cyprus Property News, which has since been extended to the end of the year.

Domestic sales showed similar promise in June, with 15 properties sold across the month, 4 per cent higher than June last year, and 2,910 transactions completed in the first half of 2012, 12 per cent above the first six months of 2011.

Internationally, though, the market is still sliding. Sales fell in all areas by 36 per cent in June compared to last year, with Larnaca hardest hit by a year-on-year drop of 68 per cent.

Over the first six half of this year, overseas sales reached 800, 18 per cent down on the first half of last year.

Points to consider when buying a foreclosed home | Chappaqua Realtor

Rarely have foreclosed homes impacted the real estate market as they do currently. Unless you’ve been on another planet over the past decade, the real estate market hit an astoundingly high-ceiling ‘market value’ in the mid-2000’s. This remarkable condition, where buyers could get mortgages without having to provide sufficient documentation that they could actually afford the home, contributed to the onslaught of foreclosures and short sales we have today.

Without entering a discussion as to how this could happen, people in the market for a home today have a great opportunity because of the abundance of foreclosures and reduced prices. But before embarking on the path to purchase a foreclosed home, consider the following:

  1. Do your homework. Real estate websites often list foreclosed homes for sale. Trulia and Zillow are two familiar ones, but there are others. While areas like Sacramento, CA, Las Vegas, NV, Miami, and Atlanta are often cited as being hit the hardest with foreclosures, other areas have been affected as well. If your plans don’t include moving to one of these regions where foreclosures are plentiful, search for foreclosures in places you plan to live. There are some in many neighborhoods in most every state.
  2. Buyer beware. If you decide to pursue a foreclosure through an auction company, make certain you get a home inspection before submitting a bid. Most sales are final, and it’s too late to discover the plumbing needs an overhaul, or the septic system is not working, after the fact. Even if you don’t go the auction route, a home inspection is highly recommended.
  3. Get an appraisal. Most home buyers need some kind of financing help, unless they are fortunate enough to have cash. Lenders require an appraisal on a home they expect to finance. Cash buyers are not hampered by such a requirement. Sometimes auction companies have had an appraisal done before the auction, so be sure to ask. They don’t have to tell you what it is, but ask anyway. Having an appraisal is worth the few hundred dollars if you want validation as to what the home’s value is. You can also check the tax record to see its assessed value, although these values are for tax purposes and have been at odds with current market conditions.
  4. Consult a real estate agent. While websites may feature foreclosed homes for sale, real estate agents pay a fee to subscribe to a multiple listing service, providing a more comprehensive view of the market. They can quickly identify foreclosed homes in your areas of interest and help you with your research. If you find a property you would like to pursue, they can do a comparison of similar properties (CMA) to show you what properties have recently sold for. This provides an overview of what a ‘reasonable’ offer price might be. And the service is free, since agents are paid a commission by the seller, not the buyer in most cases.
  5. Bottom line. Lenders are in the business of making money, or at least losing the least amount of investment as possible. As a result, lenders have already ‘done the math’ as to the price they want as their ‘bottom line.’ While that doesn’t mean you should offer the ‘list price,’ it may give you some idea as to the price the lender is willing to consider. Again, a real estate agent is a valuable resource for helping you determine a ‘reasonable’ offer. Lenders rarely want to enter into ‘negotiating’ a price, which is often expected as part of the home buying process between buyers and sellers.