DEAR BARRY: The house we are buying has a walk-up attic that was converted into two additional bedrooms. Our concern is that no heat source has been provided in either of these rooms. Are these bedrooms legal if they don’t have heat? –John
DEAR JOHN: A direct heat source in the bedrooms is not required if ambient heat from adjoining rooms provides adequate warmth. In this case, it would depend on whether sufficient heat is able to rise through the stairwell. But dependence on heat convection has a disadvantage because bedroom doors would have to remain open throughout the night, precluding the option of privacy.
One solution would be to use portable heaters in the bedrooms, but this could significantly increase your electric bills.
Since code compliance is your main concern, you should ask the local building inspector to take a look at the home and advise you regarding applicable requirements for heating the attic bedrooms.
DEAR BARRY: One month after we bought our home, a letter arrived from the local building department. It alleged that we were trying to sell the house with two unpermitted rooms, a bedroom in the basement and another that was added to the garage.
Actually, we are not trying to sell our house, since we just bought it. So we invited the building inspector for a meeting, and he explained that the addition and basement conversion were done without permits. He said we would need bigger windows above the garage, an escape hatch in the basement, and a list of other upgrades.
In total we are looking at roughly $6,000 in improvements and an increase in our property taxes. Shouldn’t these issues have been disclosed to us by the sellers? –Mark
DEAR MARK: The nonpermitted alterations should have been disclosed by the sellers if they were aware of these issues. But were they aware? If the changes to the building were done before they bought the property, it is possible that they had no knowledge of additions or the lack of permits. But if they added the bedroom and converted the basement, then they could be liable for costs to bring the building into compliance.
A letter should be sent to the sellers, informing them of the situation. If they deny responsibility, you should get some legal perspective from an attorney. You should also discuss the issue with your neighbors to see if anyone remembers when the additions were built. This would determine whether the sellers were aware of the situation.
Some of the defects that were pointed out by the municipal building inspector should have been disclosed by your home inspector, assuming that you had a home inspection when you bought the property. Lack of emergency escape windows in the bedrooms is something that a competent home inspector should have reported. If you did not hire a home inspector, now is the time to do so, to determine what other conditions have not been disclosed.
Category Archives: Chappaqua
4 key questions to ask before hiring a contractor | Cross River Real Estate
Q: I have a number of small projects that need doing around the house. What is a good way to find a qualified handyman? I have looked in the Yellow Pages of the phone book and made a couple of calls, but they have not responded to come to my home and give me an estimate. I know I should ask them if they are insured and bonded. Are there other questions I should ask before hiring a handyman for a project? –Gretchen S.
A: There are actually a couple of steps that I recommend to anyone looking to hire a contractor of any type, including a handyman:
1. Know specifically what you want to have done. The more information you have available for the contractor, the better.
2. Try to get personal referrals, rather than relying on the phone book. If you have a friend or a relative who had some work done on their home that they were pleased with, that’s a great starting point. You can get some honest feedback about the contractor’s skill level, price, scheduling, level of cooperation, and much more. There are a lot of contractors out there to choose from, and, like most businesses, they succeed or fail mostly by their reputation, so a good referral is very helpful.
There are other sources of referrals as well. If you see some work going on down the street, stop and talk to the homeowner. Most people are more than willing to share their experiences — both good and bad — about the contractor they’ve hired, and here again you can get some great firsthand information.
Material suppliers are also great sources. Ask the people where you buy your lumber or your plumbing supplies if they know of anyone who’s particularly good at the type of project you have in mind. Retailers have a reputation to protect as well — they want to keep you happy and coming back as a customer — so they will typically refer only those contractors who they know are honest and will do a quality job.
Other good sources of referrals include real estate agents, insurance agents, property managers, your utility company, and your local building department.
3. When you have a referral or two, call the contractors to set up an appointment. Ask the following four questions:
- Do they do the specific type of work you’re looking for? It could be they no longer do kitchens or room additions, or they now do remodeling and have stopped building new homes. Clarify that upfront.
- What is their schedule like? If you have a project that has to be done within the next month and the contractor can’t even start until then, there’s no point in wasting your time or theirs.
- Can they provide you with referrals? Most companies are more than willing to provide you with names and phone numbers of past clients. If they can’t or won’t provide you with referrals, don’t hire them. Between the time you call the contractor and the time the contractor comes out, be sure to follow up on a couple of the referrals and get some feedback from the homeowners. If possible, see if the referral would mind if you came out to their home to view the contractor’s work in person.
- What is the contractor’s name and license number? Get the contractor’s full legal business name, address and business phone number, as well as their contractor’s license number. Immediately follow up on this information, and call the contractor’s board to verify the status of the license and that all of the proper bonds and insurance policies are in place.
For much more about hiring and working with contractors, you might also want to download my book, “Hire the Right Contractor for your Home,” for $2.99 at amazon.com.
Q: We are remodeling our 27-year-old house. Is it common practice for the electrician and heating, ventilation and air conditioning (HVAC) contractors to “line up” the vents and any lighting fixtures on the ceiling in each room?
Also, when wrapping the ductwork of the HVAC system in the attic, how important is it for the wrap to be tightly secured around the ductwork relative to the money saved in monthly bills? When I look up in the attic, I can see the yellow insulation (underside of the wrap) and there are gaps in the insulation where the duct meets the main air handler. I am concerned this is going to make my energy bills higher because air might escape. Are my concerns justified? –Eugenia H.
A: There’s no common practice for lining up vents and light fixtures. Ceiling vents are typically installed at the outer perimeter of the room, and most commonly over windows. That’s done so that the heat or air conditioning coming in from the vents will help offset the cold or hot air coming in from the windows and the exterior walls. Light fixtures, on the other hand, are typically centered to the room, or spaced to give the best quantity and quality of light for the layout of a given room space and usage.
All insulation around ductwork should be well secured, with a minimum of gaps. Every gap in the insulation will allow heated or cooled air to escape from the ductwork into the unconditioned air of the attic. That will definitely affect the efficiency of the heating/cooling system, and in turn that will have an impact on your utility bills, as well as your comfort levels.
Kansas City Fed: Low income households mortgage debt-wary | Chappaqua Real Estate
In L’Aquila, Italy, Lessons for Rebuilding From Storm | Chappaqua Realtor
That earthquake, in April 2009, killed hundreds and left tens of thousands of L’Aquilans homeless, shuttering the city’s graceful and extensive historic center, which was its cultural and economic heart. “Temporary” housing was constructed: “new towns,” as Italy’s prime minister then, Silvio Berlusconi, boasted about the sad, isolated, cramped and costly apartments he ordered for displaced L’Aquilans along nowhere stretches of the city’s outskirts, cut off from mass transit and civic life. There was no infrastructure created or public consensus reached about combating sprawl, or what to save or sacrifice and how.
Since then Italian officials have kept promising to restore the city to its former self, but fewer than a dozen buildings have so far been repaired among the hundreds damaged in the center, which is a virtual ghost town. Never a tourist mecca, despite its pretty churches and squares, L’Aquila was a working town of some 75,000, home to a university and to many families with local roots dating back to the Middle Ages.
These days, tourists arrive to gawk at the rubble. Ruin porn has become the new local industry.
A sign of progress came in October, when President Giorgio Napolitano arrived for the opening of a new concert hall designed by Renzo Piano in a park in central L’Aquila, one of the few urban initiatives since the quake. Mr. Napolitano criticized the “new towns” for diverting attention and resources from the primary challenge of returning life to the city center. The regional government has now gained control over recovery efforts from a succession of failed authorities in Rome. But magical thinking remains a problem for residents and politicians, as usual after a disaster, while memories of the quake are fading outside the region.
What’s the relevance for the New York area? Notwithstanding the need for big change and straight talk in the face of hard science about rising sea levels and increasing storms, public officials have mostly followed the Italians’ lead, promising devastated homeowners to reconstitute ravaged neighborhoods in harm’s way. They have all but conceded that a policy of retreat and relocation is a political impossibility.
I’ve gone to L’Aquila several times since the quake, the first a couple of days after it struck, most recently before the opening ceremony for Mr. Piano’s hall, to see it under construction and to speak with residents and the city’s planning chief, Pietro Di Stefano. “We went into a labyrinth of the absurd,” he told me. “We needed a new plan.”
Then he talked about retrofitting a few buildings here and there in the city center. He seemed resigned to the futility of arguing for the demolition of homes and for new construction while owners were still petitioning the state for money. That didn’t sound like much of a plan to me.
I mentioned Mr. Piano’s project. Conceived by the architect and his friend Claudio Abbado, the conductor, as a way to bring some culture and night life back to the center, the 240-seat concert hall links multicolored cubes, pavilions made of spruce from Trent, the northern Italian province that sponsored the project. (The hall was not quite finished for the opening ceremony and, as so often happens in Italy, was shut right afterward. There are supposedly plans to finish it and organize concerts next year.)
An anomaly in L’Aquila’s historic city, the hall was partly engineered as a prototype for the sort of recyclable, quake-resistant wood construction that could handsomely and cheaply replace damaged stone houses in the center, so people might finally move back there. Per square foot, the hall cost a fourth of what the “new towns” did.
At the suggestion of wood buildings, Mr. Di Stefano stiffened. He started to pet the nearest stone building as if it were the family Labrador. “Impossible,” he said.
“This is a city of stone,” he insisted. “These homes were built by families here over hundreds of years, and they have their histories. What would Florence be without Giotto, or Pisa without the tower? The buildings are who we are.”
Is a city the assortment of its buildings or the life that happens in and around them? L’Aquila has fine architecture, including Baroque churches and early-20th-century Rationalist office blocks. These could be retrofitted and reopened, and a couple already have been. But it is really the public spaces — the streets and piazzas — that make the city special. Officials charged with saving the center, fixated on buildings instead of urbanism, seem not to realize this, and let L’Aquila die a little more each day.
And so now, in the main square, old men gather on sunny mornings, driving from miles away. They stroll the main street, as they did before the quake, then scatter by day’s end to their far-flung new homes. Antonio Antonacci, a retired lawyer, chatted in the empty Piazza Duomo with three friends when I stopped by.
“It’s still the only city center we have,” he told me.
New Yorkers aren’t particularly married to old stone houses. The city has a history of audacity and adaptability. Both have fueled the region’s prosperity. But heedless planning in the last century has also made many people skeptical about large-scale infrastructural change.
That said, some storm-ravaged New York homeowners have already made known that they’re contemplating resettling in safer neighborhoods, and Shaun Donovan, the United States secretary of housing, whom President Obama appointed to spearhead federal relief efforts after Hurricane Sandy, seems open to big ideas. A calamity can also be an opportunity, for ambitious politicians, and not least for a second-term president, now liberated to think decades ahead.
Although L’Aquila may be unlike New York in most crucial ways, its last few years suggest that a disaster doesn’t just destroy homes and take lives. It tests a city’s, and a nation’s, imagination and capacity to change.
Follow Michael Kimmelman on Twitter, @kimmelman.
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Cross River NY Real Estate | Productivity Q&A
Interested in doing a Q&A with me? What tech/apps/social media are you into?
Email me (meg@inman.com) or Facebook/Tweet me your ideas!I recently did a mini review of Evernote 5 so I thought who better than Dean Ouellette to do my next productivity Q&A with? I’ve had the privilege of sitting in on an Evernote class of Dean’s here in Phoenix. If you ever get the chance, I promise you won’t be disappointed!
1. Tell us about yourself Dean.
Hi, my name is Dean and I am an Evernote-a-holic. I have long been a tech geek and since I have got into real estate I have looked for ways to become more productive. Evernote has allowed me to do so, while also saving money. I am a former political consultant who moved to real estate five years ago in an effort to find more balance and a way to spend more time with my 5 kids. My real passion in life is coaching youth athletics. When I am not coaching kids I sell real estate in the Chandler/Phoenix market and teach real estate tech classes to other agents.2. You’ve upgraded to Evernote 5. What are your overall thoughts?Evernote 5 is out, and like always I was an early Beta user. When I first saw the videos on the web I was very excited. It looks gorgeous and with the new changes in sharing and the ability to search both shared notes and personal notes at the same time I couldn’t wait to my hands on it. After a few weeks, I was not happy with some of the performance issues and changes, but Evernote being as responsive as they are fixed all those issues with version 5.0.1. After the latest version I am very pleased with the update!3. What specific things about Evernote 5 will be boosting your productivity?
A few of the features I really like about Evernote 5 for productivity. Such as the type ahead search which gives you search suggestions based on your account. As you type a drop down list of suggestions appears such as things you have searched in the past and text from within your notes. This has made finding things even easier than before. As a keyboard shortcut user I also like the Command-J which makes jumping between notebooks quick and easy. Some people are going to find the shortcuts on the top left a time saver, but I had used shortcuts in the old system. These just made it more obvious for the general user that the function is a possibility.
4. How has Evernote helped you in your business planning? Have you started doing those things for 2013 and beyond?
Evernote is used in just about every aspect of my business and planning. I have a master sheet with goals and timelines that I check out every Sunday night. This allows me to look at my business, see where I am, where I am going and to make sure I have moved forward this week to get closer to my goals.
5. A lot of people think that Evernote is just another app to try and help us get organized. What is it about Evernote that makes it stand out from the others especially in the real estate world.Simplification. I could leave my answer at that one word. I used to use one program for doing all of my to-do and task management items. Another program for doing all of my transaction management. I had another program to track my leads and another program for managing just my short sale listings. Then I had Dropbox for storing all my folders and Gmail for storing all my emails. I spent a lot of time looking for the best systems to do all these aspects of my business. What I have been able to do is replace all of those old systems, all of which I liked, into one program for a small fraction of the cost I used to pay. Getting everything into one location saves me a lot of time because I never need to worry about where something is or do I have access to it from my phone or iPad or relatives house that I am visiting during the holidays. I always have access to it and know right where it is.
6. Any tips for agents that are just getting started with Evernote?The best thing I ever did was a 30-day challenge. I challenged myself to use Evernote exclusively for 30 days. Every piece of paper, every business card, any to-do item, they all went into Evernote. After 30 days I saw the power because I never had to wonder what i did with that note or that phone number. I knew right where it was. Also learn to use tags. There are powerful things you can do with your notes once you learn the power of tagging. I have done videos on how I use tags for my to-do and action items. This is probably my favorite thing I do in Evernote.
7. I’ve been going a little app crazy lately & Laura’s NEXT post talks about wiping out those apps you just don’t use. What are some top apps that you can’t live without.Jeff Lobb and myself did a panel on this very topic for Inman Connect San Francisco in 2012. I am an app junkie when it comes to trying out apps. But I am also a big believer in simplification and minimalism. If an app does not fix a problem for me and make my life easier I am going to pass. If an app will make my life easier I ask myself, is this something I can do with another app I am already using, and if so then I do that. If I have hundreds of apps it is only because I teach a lot of classes so feel I need to at least try most apps and know what they do. But as far as apps I use often, the short list of most use apps would be Evernote, Google Voice, PDF Expert, my Flex-MLS shortcut I created, Realtor.com branded app for my clients, Zite, Skype, Lift, and of course MLB At-Bat.









