Tag Archives: Westchester Homes for Sale

Westchester Homes for Sale

How to Grow Your Business Network With Social Media | Chappaqua NY Realtor

Is your business or company struggling to find new customers?

Do you know how to build your business network on social media?

Before you can sell, you have to create a trusted relationship with your future customer.

In this article, you’ll discover four ways to use social media to find and establish relationships with new prospects and leads for your business.

#1: Join a Conversation on Twitter

Tweet chats are great for person-to-person networking on Twitter and they can act as one of the single best lead generation tools in social media.

You can consult a number of lists to quickly locate chats that are relevant to you. These lists include hashtags and other key information like date, time and the name of the host or owner of the chat.

A tweet chat example.

The best thing about tweet chats is that while almost everyone starts out a stranger, over time the participants begin to know one another and develop relationships that extend beyond the regularly scheduled chat.

During the chat, you’ll find people who ask questions you can answer. Your replies will be limited to 140 characters, so they’ll need to be as concise as possible. Use the opportunity to let participants know you’re open to accepting a follow and a direct message from them and carrying the conversation further by phone or on another platform.

#2: Participate in LinkedIn Groups

LinkedIn groups hold a lot of opportunity for networking with people who fit your prospect profile.

There’s an easy way to find the groups you are interested in. Hover on Interests in the header navigation and click on Groups. From here, click on More>> in the Groups You May Like box.

From here, use keywords specific to your industry to search for and find groups relevant to your business. You can filter your search results by Relationship, Categories and Languages.

http://www.socialmediaexaminer.com/build-your-business-network/

Bon Jovi’s Penthouse Stops Living on a Prayer, Cuts Price | Mt Kisco Real Estate

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It’s lonely at the top of 158 Mercer Street, and perhaps that’s why Jon Bon Jovihas been trying to unload his penthouse there since earlier this year. He paid $24 million for it in 2007 and re-listed it for $42 million after a renovation. His dream sale price was rumored to be $45M, but that’s now far out of reach—he has just cut the price to $39.9 million. That’s just the price of love.

The place is a 5BR, 5.5BA duplex, with three landscaped terraces, 11-foot ceilings, a private screening room, and arched windows.

 

 

http://ny.curbed.com/archives/2013/09/10/bon_jovis_penthouse_stops_living_on_a_prayer_cuts_price.php

 

False Alarm. First-time Buyers are Not Declining | North Salem NY Real Estate

Are the numbers of first-time buyers shrinking, victimized by cash-bearing investors, credit-tight lenders mounting mortgage interest rates and soaring home prices? Are they “increasingly getting left behind in the real-estate recovery” as the Journal reported n July?

Well, not exactly, argue two economists from the Atlanta Federal Reserve.  Reports based on surveys of Realtors to the contrary, first timers are doing just well as ever, thank you very much.  “We do not share the concern about weakness in housing demand going forward because we are not convinced that the data indicates a material decline in first-time buyer participation,” concluded researchers Jessica Dill and Ellyn Terry.

Examining date from the Census Bureau’s American Housing Survey Public Use Microdata and the Campbell/Inside Mortgage Finance HousingPulse Tracking Survey as well as other sources.

Claims of a decline in first-time buyer participation that appear to be based on a comparison of data across different surveys should be treated with caution, they said. There are several sources of data available for tracking the first-time buyer share of market. “In comparing the trends of each series separately, we don’t find there to be much in the way of a material decline in the share of first-time home buyers over the time periods and data series we examined.”

They examined the monthly American Housing Survey time series and he long-term linear trend line from October 1983 through September 2011 was slightly upward-sloping. Many have argued, though, that the first-time homebuyer tax credit program pulled demand forward and that the tax credit period (July 2008-September 2010) distorts the overall long-term trend. Indeed, when we exclude this time period, we find that the slope becomes slightly downward-sloping. They observed a similar trend when we fit a trend line to the National Association of Realtors’ Profile of Home Buyers and Sellers time series. From 2001 through 2012, the trend is slightly upward-sloping when they included the tax credit period and slightly downwardly-sloping when they excluded the tax credit period.

 

http://www.realestateeconomywatch.com/2013/09/false-alarm-first-time-buyers-are-not-declining/

 

Cob Building Basics: DIY House of Earth and Straw| Waccabuc NY Real Estate

In early 1999, a young woman from Florida happened across an article online  about the recent revival of an ancient British method for sculpting dirt houses.  Intrigued, she used her savings to travel to Vermont for a five-day workshop,  where she learned how to mix clay, sand and straw by foot, and then knead lumps  of the stuff into solid walls nearly as durable as concrete.

After returning to Florida, she and some friends used the techniques she had  learned to build a small pottery shed in her parents’ backyard. Some people  predicted Florida’s humid air and torrential rains would melt her “mud hut” back  into the ground. Following Hurricane Lili in 2002, however, the sturdy little  building, which had cost just a few hundred dollars and a summer’s labor to  build, proved to be one of the few buildings left standing in her neighborhood.  Christina Ott had discovered cob building.

Cob-Building Origins

Cob building gets its name from the Old English term for “lump,” which refers  to the lumps of clay-rich soil that were mixed with straw and then stomped into  place to create monolithic earthen walls. Before coal and oil made  transportation cheap, houses were built from whatever materials were close at  hand. In places where timber was scarce, the building material most available  was often the soil underfoot.

Building with earth has a long and successful history. Cob construction is  particularly easy to learn, requires no fancy equipment, uses local materials,  and can be done in small batches as time allows — making it extremely accessible  to a wide range of people. (See DIY Cob-Building Technique, later in  this article.) After her initial success with cob, Ott traveled to Oregon to  apprentice with the Cob Cottage Company. When her family relocated to the  mountains east of Nashville, Tenn., Ott used her new skills to build a small cob  house for just under $8,000. By age 23, she was mortgage-free and teaching  cob-building workshops all over the United States as the “Barefoot Builder.”

In the U.K., tens of thousands of cob buildings are still lived in, some of  them more than 500 years old. When the British immigrated to the United States,  Australia and New Zealand in the 1700s and 1800s, they brought the technique  with them. In Africa, the Arabian Peninsula, parts of Asia and what is now the  southwestern United States, cob was developed independently by indigenous  people. In Yemen, cob buildings stand that are nine stories tall and more than  700 years old.

However, with the industrial age came factories and cheap transportation in  the West, making brick, milled wood, cement and steel readily available. Mass  production led to mass marketing and the promotion of these new materials as  signs of progress. The perception of cob as “poor people’s housing” led to its  near demise. By 1985, there hadn’t been a new cob building constructed in the  U.K. for more than 60 years, or in the United States for at least 120 years.

Modern Cob Buildings

Today, building your own house is the exception to the norm, and it is almost  unheard of to build with local materials. Instead, houses are built by  specialists using expensive tools and expensive, highly refined materials  extracted and transported long distances, often at great ecological cost.  Industrial materials have many benefits — performance, predictability, speed and  ease of installation — but they have in common that they must create a profit  for the companies that manufacture them. The average number of members in U.S.  households has dropped by more than half in the past 50 years. Yet, over the  same time period, average home sizes have more than doubled. We are more  comfortably housed than at any point in history, but practically enslaved by the  payments (the word “mortgage” is French for “death contract”). Fortunately, we  have other choices.

In the county where Ott lives, low-income housing is often a crumbling  trailer home that is difficult to heat and cool and expensive to maintain. As  she sits next to the woodstove in her cozy cob house, she explains that a quick  fire in the morning warms the cob walls and will often keep the house warm for a  day or more. She uses less than a cord of wood per year. Meanwhile, the same  neighbors who laughed about her “dirt house” are stripping their own land of  trees and burning trash just to keep from freezing. Some go through as many as  15 cords of wood per year. For less than what many people spend on a down  payment, Ott has a house, and it performs well even by modern standards.

Cob’s thermal performance varies by climate region. While cob is a relatively  poor insulator, it also has the ability to absorb large quantities of heat.  These properties are valuable in regions such as the Southwest, but would be a  disadvantage in the chilly Northeast, for example, where heat gains will quickly  be lost. This weakness of cob can be solved by building interior walls of cob  for mass heat storage while using better-insulating materials for exterior  walls.

Anecdotal evidence and recent testing show cob walls are highly resistant to  earthquakes. Unlike cement or adobe, which tend to shake apart in an earthquake,  lumps of cob are woven together in the building process to form one large mass  reinforced by straw fiber. Also, unlike cement, cob is easily repaired with the  same material it was built from, and if torn down, there is no waste to be  disposed of — only earth that can be returned to the ground or soaked in water  and reused to build another room or house.

Oregon Cob-Building Method

Outside Coquille, Ore., stands a constantly evolving collection of test  buildings affectionately known as “Cobville.” Sculpted cob garden walls weave  around and between the tiny cottages, giving each its own sense of space. Here,  apprentices and workshop attendees learn and experiment with ingredients,  methods and finishes. This is the headquarters of the Cob Cottage Company, which  is largely responsible for the re-emergence of cob building in the United  States. Founded by Ianto Evans, his wife, Linda Smiley, and Michael G. Smith,  Cob Cottage Company started with the radical idea that, with a little direction,  almost anyone can learn how to build a cob house.

Evans, a spry Welshman now in his 70s, has reimagined the cob of his  birthplace in a more efficient form. The traditional British cob method, which  was generally to stomp lumps of whatever clay soil was handy into place, relied  on thick walls for strength. “Oregon cob,” by contrast, effectively does more  with less. Builders make thinner but significantly stronger walls by tightly  controlling the clay-and-sand mix and using lots of straw for reinforcement. “We  have created in Oregon cob an almost-free building material most people can  manufacture for themselves. It has fluidity of form, and it’s healthy,  non-polluting and local. The buildings it inspires are sculptural, snug and  permanent,” Evans says. Because you can provide much of the construction labor  yourself, cob is very affordable.

But Evans speaks of cob and “natural building” (a term he helped popularize)  less in terms of cob-construction methods and more in terms of the social  movement it has become. “Building your own house for less than $10,000 is  revolutionary, and, yes, you can do it,” he says. “Millions of people in other  countries and our own ancestors have proven that.” Evans has seen firsthand the  way people are empowered by building their own houses from earth.

Cob-Building Community

Thirty years after its founding, Cob Cottage Company has much progress to  report. Evans, Smiley and Smith’s book, The Hand-Sculpted House, has sold more than 30,000 copies  worldwide. Their CobWeb newsletter documents 18 years of experiments  and advances (and failures) in cob technology, and it is available at the Cob Cottage  Company. Multiple nonprofits, such as the Natural Building Network,  continue to promote cob building and work with code officials to streamline the  approval process. Every year, natural builders host regional colloquia to swap  techniques and foster camaraderie. Some travel hundreds of miles and sleep in  tents to help each other with projects.

Cob Cottage Company alumni are building and teaching all over the world.  Despite the downturn in the global economy — or maybe because of it — cob  workshops are more popular than ever. On her first building project, Ott’s most  steadfast supporter was an unemployed single mother who went on to build her own  cob house after her first home was destroyed by a hurricane. Together, they  built a building while chatting and watching kids run around the yard. A  construction site is not a playground, but without the noise and danger of heavy  machinery and without nails littering the ground, a cob-building site is a great  deal more family-friendly. Most natural builders go to great lengths to keep  that atmosphere on their job sites. Many times I’ve been grateful for that as I  watched my young daughters hard at work atop the growing cob wall of a friend’s  new bedroom.

If you are serious about building with cob, Evans strongly recommends that  you seek hands-on experience, either at a workshop or by volunteering on a  project. To find a workshop near you, visit the event calendars on the websites  listed in the resources box to the left.

See Golden Retrofit & Foundation Repair for more and read this post: http://www.motherearthnews.com/print.aspx?id={17BBBF82-CFC3-4892-96B0-6BBD76943B00}#ixzz2gmIi9IFc

Many Markets Still Underpriced and Primed for Growth | South Salem NY Homes

Prices in half the 315 markets covered by Local Market Monitor were flat through the first half of the year, but the slow takeoff only means most homeowners can expect steadily higher home prices during the next few years.

Part of the reason is that many markets are still under-priced relative to local incomes, some by 25 percent and more. In these markets, prices fell too far and buyers can now get a lot of house for their money.

Foreclosures still cloud the data in places like Phoenix, Las Vegas, and a good number of California and Florida markets. The value of the average home bears little relation to the bidding wars for cheap foreclosed properties.

 

 

http://www.realestateeconomywatch.com/2013/09/many-markets-still-underpriced-and-primed-for-growth/

 

Andy Warhol’s Old UES Townhouse Sells for $5.5 Million | Katonah NY Real Estate

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Before all the Andy Warhol interest decamps for the Lower East Side’s future Andy Warhol museum, one more moment (or 15) for the Warhol house at 1342 Lexington Avenue. Warhol used to own the house and lived there between 1959 and 1974, with his mother, 25 cats, and a number of the objects (yep, we’re talking about Campbell’s Soup cans, among other things) he included in some of his most famous paintings. The townhouse’s current owners listed it in April for $5.795 million. The place has sold for $5.5 million, the Daily News reports.

The sellers purchased the house for $3.5 million in 2011 and spent another $1 million on the home’s renovation—a far cry from the $60,000 Warhol spent on the place back in 1959.

Here’s the current floorplan:

WarholTownhouseFloorplan.jpg

· Andy Warhol’s Upper East Side townhouse sells for $5.5M [NYDN] · 1342 Lexington Avenue coverage [Curbed]

10 Examples of Social Media ROI | Bedford Hills Realtor

Does social media drive ROI? Many brands are still plagued by this question.

10 examples roi social media 10 Examples of Social Media ROI [Infographic]The immediacy and visibility offered by social media marketing has convinced most business owners that it’s worth their time and effort, but calculating its effectiveness is another story. Best practices for measurement are still evolving, and even though brands are committing an increasing percentage of their budgets to social channels, many are still skeptical about its value and return on investment (ROI). What’s a marketer to do?

In the past, most marketing involved one-to-one communication. Traveling salespeople knew their audience well, and went door-to-door to deliver custom personal messages about their products to willing buyers. Think of Avon, which employed women dubbed “Avon Ladies” to sell cosmetics and skin care products beginning in 1886.

This evolved into attracting an audience via a one-to-many approach, with brands using tools like survey responses, subscription data, and Nielsen scores before delivering advertising via traditional media. In this scenario, marketers are fairly certain about who they are talking to and use trackable elements such as coupon codes and phone numbers to quantify results. Both of these paradigms make ROI fairly easy to compute: Just divide returns by the initial investment and calculate a percentage: $100,000 net profit ÷ $400,000 invested = 25% ROI.

Easy, right?

Enter social media. Brand marketers are using many approaches in an effort to be part of the conversation, and are leveraging multiple social channels to do so. These programs are far more complex than the one-to-one and one-to-many paradigms. It’s very easy to just start measuring your ROI by counting how many Twitter followers and Facebook friends you have. Or you could be a bit more advanced and measure retweets and likes. Although these are important components to track, a goal-based approach to ROI will help you better understand your results — your method of measurement must dovetail with the campaign goals you defined before embarking on a social media marketing program.

Social Media ROI: 10 Examples

The infographic below from Psoshul illustrates how 10 companies successfully used social media marketing initiatives and measured their effectiveness.

1. Coffee Groundz

  • Channel used: Twitter
  • Used it as a direct ordering channel
  • Sales and market share increased 25%

 

 

 

 

http://socialmediatoday.com/pamdyer/1777136/10-examples-social-media-roi-infographic?utm_source=smt_newsletter&utm_medium=email&utm_campaign=newsletter&inf_contact_key=d3a8a84fa3aab01f81a8e24c9576b3ffd946ff763bfabb9c98c5db66a40de4cd

Dreaming in Color: 10 Beautiful Blue Bedrooms | Chappaqua NY Homes

ast week we looked at some gorgeous green bedrooms on Houzz; this week we turn to blue. Soft blues with a touch of green or gray remind us of the sea and sky and tend to bring in a tranquil vibe. Bolder blues such as aqua, turquoise and cobalt have a fun, youthful vibrancy and work well in modern bedrooms. Deep, dark shades of navy are cool and elegant — and play well with almost any other color and with all styles of decor.
Check out 10 transcendent blue bedrooms on Houzz along with some tips for how to use blue in your own bedroom.

by Jennifer Ott Interior Design

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Blue paint picks for bedrooms (clockwise from top left):
1. Dreamy Clouds 5002-5B, Valspar 2. Surf’s Up 042-3, Mythic Paint 3. Goddess 252-2, Pittsburgh Paints 4. Sleepy Blue SW6225, Sherwin-Williams 5. Tahoe KM3127-3, Kelly-Moore 6. Laguna Blue 2059-30, Benjamin Moore 7. St. Giles Blue No. 280, Farrow & Ball 8. Surfer 510D-5, Behr
modern bedroom by Morgan Howarth Photography

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Go minimalist without the starkness by painting a wall or the ceiling in your bedroom a soft icy blue. I like using white and blue hues in rooms that have wood floors and furniture. The wood tones add warmth and a nice contrast to the palette. It’s clean, crisp and cool, yet inviting and comfortable.
contemporary bedding by Hotel Collection

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I love this particular blue hue — a not-quite-navy blue that has a bit of gray to tone it down, despite how deep it is. It reminds me of half-faded blue jeans and works well as a neutral background. This is a color that can take dashes of other bolder colors, similar to how you can pair any colored T-shirt with your favorite jeans.

Price and Rate Hikes Hit New Homes | Armonk NY Homes

Both the price of new homes and the cost of mortgages to buy rose in August.  New home prices rose an average of $6,000 and loans rose 26 basis points.

In August, both the contract and effective rates on new home loans were higher than they’ve been at any time since September of 2011.  Interest rates on conventional mortgages used to purchase newly built homes increased for the third month in a row, according to data released last week by the Federal Housing Finance Agency (FHFA).  After rising by roughly 1 tenth of a percentage point in June and roughly 4 tenths in July, the average contract interest rate on conventional loans for newly built homes increased by another 26 basis points in August, to 4.20 percent.

The average initial fee on the new home loans dipped slightly, from 1.11 to 1.06 percent.  That was  not nearly enough to offset the increase in the contract rate, so the effective rate on the loans (after amortizing the initial fees) also increased by 26 basis points, to 4.33 percent.  Meanwhile, the average term on conventional new home loans continues to hover around 28 and half years.

After two months of declines, the average size of new home loans and price of the homes purchased with the loans both increased in July.  The loan amount increased for the second month in a row, to $308,300, while the loan-to-price ratio remained relatively constant at 78.7 percent.  As implied by those numbers, the average price of new homes purchased with conventional loans increased by $6,000, to $400,400-marking only the second time in 2013 that the price has been as high as $400,000.

 

http://www.realestateeconomywatch.com/2013/09/price-and-rate-hikes-hit-new-homes/

 

Mortgage Rates decline again | Pound Ridge Homes

Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates falling for the third consecutive week amid declining consumer confidence and the onset of the federal government shutdown. The average 30-year fixed rate mortgage is at its lowest level since the week ending June 20, 2013.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 4.22 percent with an average 0.7 point for the week ending October 3, 2013, down from last week when it averaged 4.32 percent. A year ago at this time, the 30-year FRM averaged 3.36 percent.
  • 15-year FRM this week averaged 3.29 percent with an average 0.7 point, down from last week when it averaged 3.37 percent. A year ago at this time, the 15-year FRM averaged 2.69 percent.
  • 1-year Treasury-indexed ARM averaged 2.63 percent this week with an average 0.4 point, unchanged from last week. At this time last year, the 1-year ARM averaged 2.57 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for the Regional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.

Quotes Attributed to Frank Nothaft, vice president and chief economist, Freddie Mac.

“With the onset of the federal government shutdown and declining consumer confidence, fixed mortgage rates fell for the third consecutive week. Consumer sentiment fell for the second month in a row in September to its lowest reading since April, according to the University of Michigan. Moreover, a recent Bloomberg survey of professional forecasters suggests that a partial federal shutdown lasting one week would shave 0.1 percentage points off of GDP growth in the fourth quarter and even more if the shutdown lasts longer.”

Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Today Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information please visit www.FreddieMac.com and Twitter: @FreddieMac.