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#Mortgage rates rise | #Katonah Real Estate

Freddie today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates rising amid market expectations of possible rate increase by the Federal Reserve.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 3.87 percent with an average 0.6 point for the week ending November 5, 2015, up from last week when it averaged 3.76 percent. A year ago at this time, the 30-year FRM averaged 4.02 percent.
  • 15-year FRM this week averaged 3.09 percent with an average 0.6 point, up from last week when it averaged 2.98 percent. A year ago at this time, the 15-year FRM averaged 3.21 percent.
  • 1-year Treasury-indexed ARM averaged 2.62 percent this week with an average 0.2 point, up from 2.54 percent last week. At this time last year, the 1-year ARM averaged 2.45 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for theRegional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.

Attributed to Sean Becketti, chief economist, Freddie Mac.

“Treasury yields climbed nearly 20 basis points over the past week, capturing the market movement following last week’s FOMC meeting. In response, the 30-year mortgage rate experienced its largest increase since June, up 11 basis points to 3.87 percent. Recent commentary suggests interest rates may rise in the near future. Janet Yellen referred to a December rate hike as a ‘live possibility’ if incoming information supports it. The October jobs report to be released this Friday will be one crucial factor influencing the FOMC’s decision.”



Videos That Will Keep You Sane and Entertained During the Election | Katonah Homes for Sale

It’s no surprise when you take a look at “what’s trending” on YouTube, you see a host of election videos, usually something a candidate said that was either candidacy-killing or somehow awe inspiring.  Everybody has their agenda when it comes to posting these videos.  But you know, the election inspires many creators to come out with videos making fun of both candidates.  Or, maybe I can learn something about the election that I didn’t know before.  Here are a handful of videos that are informative and/or entertaining.

From Epic Rap Battles to CGP Grey: Something For Everyone

Let’s allow CGP Grey to give us a lesson on what happens if the election were to end in an electoral tie:

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Bad Lip Reading recently posted this hilariously ridiculous take on the first Presidential debate, called “Eye of the Sparrow:”

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Alphacat, who has been leveraging Obama and his excellent impersonation of him all year, including my favorite in which he has Obama sing a “99 Problems” cover:

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Let’s go straight back to CGP Grey now, who explains how the Electoral College works:

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Don’t worry, though, Grey explains there’s plenty of problems with that system:

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Epic Rap Battles pitted the two candidates together in their usual, witty style, and teaming with the aforementioned Alphacat:

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How about something real?  Mitt Romney’s funny speech at the Al Smith dinner (with Obama on the dais) was uploaded by several YouTubers and all of them have been watched a few hundred thousand times combined so far:

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You might as well hear the Town Hall debate “songified” by Schmoyoho, or as you’ll be calling it later, “Who’s Gonna Work It Out?”:

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Anyway, hopefully these videos will brighten up your day.  They did mine.