|The Christmas & Holiday season is a time full of joy, laughter, and time spent with loved ones.|
But, if you have ever stepped into a department store this time of year, you know that it’s also a hectic and stressful time. It’s easy to get caught up in all the parties and shopping, the last thing on your mind are account due dates and closing dates.
Here are a few tips:
Safeguard your credit score this Holiday season, especially if you are planning to go for a mortgage or loan within the next year or two – with the new trending credit data, lenders are looking at your revolving payment history dating back two year in order to assess the borrowers risk level.
If you have any questions or would like us to review reports, reach out to our Expert Credit Team!
|Tracy A. Becker, President|
FICO Certified Professional
Expert Credit Witness Certified
Author “Credit Score Power”